IQ

XLF · State Street Financial Select Sector SPDR ETF

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$56.13
+0.4% · 1 day, price
IQ’s readingComputed nightly from ETFIQ data. Not written live.

XLF tracks an index of Financials and returned +7.6% over the past year.

What drove XLF’s returns?Is a 0.08% fee low for a fund like XLF?What do XLF’s net flows of −$1.2bn over the last month mean?
Equity fund · Tracks the Financial Select Sector IndexState Street ↗Expense ratio 0.08%Fund assets $51.6bn on Oct 27, 2026First traded Dec 22, 1998Benchmark Its own holdings, as of Oct 27, 2026; its shareholder report compares it with the S&P 500 Index, but its daily returns fit SPY's at R-squared 0.257 over the year to Oct 28, 2026 (251 days), under the 0.35 it needs to return to itSEC filings ↗Every State Street fund ETFIQ coversDividend history

XLF has 77 holdings by its book of Oct 27, 2026 and returned +7.6% over the year to Oct 28, 2026.

Promise check: Not measuredNo other ETF tracks the index it names, so its tracking cannot be measured.

Compare with…Trading costsPut to the committeeaskIQ about XLFAdd to portfolioOverlapFlowsAlerts

XLF risk and return scorecard

vs its own holdings

Not measured: its benchmark is its own holdings, which has no weekly price series.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records; risk-free rate: U.S. Treasury, Daily Treasury Bill Rates, 13-week coupon equivalent Method · Data

Money in and out

Net fund flows · Oct 22, 2026
Last 2 trading days
−$626m
Last month
−$1.2bn
Last 3 months
−$3.4bn
Money in on 29 of the 62 trading days, out on 33.
askIQ: what do these flows mean? ↗

What you earned

XLF +3.6%: total return over one month to Oct 28, 2026.
XLF+3.6%
XLF −0.6%: total return over three months to Oct 28, 2026.
XLF−0.6%
XLF +8.9%: total return over six months to Oct 28, 2026.
XLF+8.9%
XLF +3.7%: total return over the year to Oct 28, 2026.
XLF+3.7%
XLF +7.6%: total return over one year to Oct 28, 2026.
XLF+7.6%
XLF +86.9%: total return over three years to Oct 28, 2026.
XLF+86.9%
XLF +51.9%: total return over five years to Oct 28, 2026.
XLF+51.9%
XLF +241.4%: total return over ten years to Oct 28, 2026.
XLF+241.4%
XLF +407.5%: total return since launch to Oct 28, 2026.
XLF+407.5%
askIQ: what drove XLF’s returns? ↗

How concentrated, and what does it cost?

Financial Select Sector Index
+7.6%
Total return, 1 year
Report
0.08%
Expense ratio
Report
77
Holdings
Report
−3.8%
Below its high
Report
1.6%
12-month yield, capital gains included, on its starting price
Report
$0.1965
Last payment (paid quarterly), ex-date Sep 21, 2026
Report
Sector mix
Cost against like funds
askIQ: is a 0.08% fee low for a fund like XLF? ↗

More on XLF

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Price, 1 year

$56.13+0.4%1 day, priceClose, Oct 28, 2026

Price only. Total return over the same days, distributions reinvested, was +7.6%. Computed by ETFIQ from Tiingo daily prices.

Source: Tiingo end-of-day prices. Data as of Oct 28, 2026. Updated every trading night. Last checked Oct 26, 2026. Report a data error

XLF returns by window: total return, cash paid and price change
WindowTotal returnS&P 500 (SPY)
1M Sep 28 – Oct 28, 2026+3.6%+0.9%
3M Jul 29 – Oct 28, 2026−0.6%+6.1%
6M Apr 29 – Oct 28, 2026+8.9%+9.1%
YTD Dec 31, 2025 – Oct 28, 2026+3.7%+14.1%
1Y Oct 28, 2025 – Oct 28, 2026+7.6%+13.6%
3Y Oct 27, 2023 – Oct 28, 2026+86.9%+95.0%
5Y Oct 29, 2021 – Oct 28, 2026+51.9%+79.8%
10Y Oct 28, 2016 – Oct 28, 2026+241.4%+325.8%
Since launch Dec 22, 1998 – Oct 28, 2026+407.5%+935.6%
Since launch, annualised Dec 22, 1998 – Oct 28, 2026+6.0%–

Total returns, distributions reinvested.

Source: Tiingo end-of-day prices, with distributions reinvested.

Money in and out

Daily data · as of Oct 22, 2026

XLF: in the year to Oct 22, 2026, net $3.6bn went out; in the month to Oct 22, 2026, $1.2bn went out.

2D
−$626m
−1.2% of $52.3bn on Oct 20, 2026
Oct 21, 2026 to Oct 22, 2026
1M
−$1.2bn
−2.4% of $52.2bn on Sep 25, 2026
Sep 28, 2026 to Oct 22, 2026
3M
−$3.4bn
−6.0% of $56.2bn on Jul 27, 2026
Jul 28, 2026 to Oct 22, 2026
YTD
−$2.1bn
−4.0% of $53.1bn on Dec 31, 2025
Jan 2, 2026 to Oct 22, 2026
1Y
−$3.6bn
−6.8% of $53.2bn on Oct 27, 2025
Oct 28, 2025 to Oct 22, 2026
Since Jul 2019
+$3.0bn
Jul 1, 2019 to Oct 22, 2026
SEC filings, then daily counts
Net flow each trading day
Net flow into XLF each trading day, Jul 28, 2026 to Oct 22, 2026+$1.7bn+$507m−$892m+$339m+$333m−$28.7m+$168m−$261m−$20.2m−$262m+$95.4m−$439m−$200m−$195m−$230m−$699m−$405m−$270m+$22.8m−$494m−$247m+$32.1m−$501m−$585m+$107m+$31.7m−$82.9m+$83.6m+$313m+$195m−$286m+$325m+$111m+$326m+$337m+$56.8m−$624m−$791m−$1.3bn+$1.1bn+$277m+$13.6m+$259m+$406m+$119m−$327m−$1.0bn−$18.7m−$192m+$660m−$669m−$88.7m+$784m+$255m−$220m−$726m−$139m+$572m+$455m−$446m−$292m−$333m+$1.7bn−$1.7bnJul 28, 2026Oct 22, 2026

XLF, net flow each trading day over the 62 sessions from Jul 28, 2026 to Oct 22, 2026: money came in on 29 days and went out on 33 days.

Money in on 29 of the 62 trading days, out on 33.

Net flow into XLF each trading day, Oct 28, 2025 to Oct 22, 2026+$557m−$233m+$154m−$75.8m+$31.4m+$33.9m−$477m+$331m−$123m+$113m−$106m+$253m+$115m−$207m+$39.3m−$388m+$103m−$87.7m−$233m−$413m−$358m+$86.7m−$439m+$48.0m+$320m−$196m−$241m+$249m+$16.1m+$58.8m−$173m+$261m+$208m+$135m−$146m−$361m−$453m+$188m−$115m−$8.3m+$205m+$365m−$22.2m−$764m+$257m+$30.1m+$187m+$735m−$47.9m−$52.8m−$137m+$8.4m+$439m+$59.7m+$365m+$95.1m+$1.2bn+$226m+$136m+$213m+$151m+$505m+$254m−$652m−$228m−$446m+$229m−$61.5m−$464m−$413m+$312m+$89.0m−$158m−$7.9m−$132m−$165m−$491m−$73.6m−$240m−$13.1m−$761m−$89.2m+$13.0m−$724m−$370m+$139m−$371m+$82.4m−$205m−$739m−$400m+$591m−$437m−$447m+$711m+$661m+$706m+$17.1m−$162m−$361m+$1.1bn+$584m−$116m−$231m−$330m−$341m+$430m+$338m+$42.1m−$160m+$117m+$120m+$146m−$361m+$400m−$665m+$115m+$455m+$401m+$150m+$60.1m−$381m−$10.4m−$154m+$570m−$685m+$54.5m+$579m+$265m−$98.0m−$418m−$158m−$405m−$2.6m−$276m+$232m−$181m+$59.0m−$174m−$486m−$391m+$367m−$192m+$228m+$184m−$278m−$328m−$30.9m−$476m−$28.3m−$526m+$504m+$123m+$203m+$91.8m−$499m+$92.1m+$315m+$139m+$223m+$97.3m−$932m+$107m−$455m+$451m+$371m−$37.5m+$266m+$335m−$173m+$86.2m+$466m+$193m−$16.5m−$194m−$237m+$39.2m+$202m+$958m+$778m−$487m−$445m+$718m−$39.2m−$151m−$313m+$1.7bn+$507m−$892m+$339m+$333m−$28.7m+$168m−$261m−$20.2m−$262m+$95.4m−$439m−$200m−$195m−$230m−$699m−$405m−$270m+$22.8m−$494m−$247m+$32.1m−$501m−$585m+$107m+$31.7m−$82.9m+$83.6m+$313m+$195m−$286m+$325m+$111m+$326m+$337m+$56.8m−$624m−$791m−$1.3bn+$1.1bn+$277m+$13.6m+$259m+$406m+$119m−$327m−$1.0bn−$18.7m−$192m+$660m−$669m−$88.7m+$784m+$255m−$220m−$726m−$139m+$572m+$455m−$446m−$292m−$333m+$1.7bn−$1.7bnOct 28, 2025Oct 22, 2026

XLF, net flow each trading day over the 248 sessions from Oct 28, 2025 to Oct 22, 2026: money came in on 123 days and went out on 125 days.

Money in on 123 of the 248 trading days, out on 125.

Net flow into XLF each trading day, Mar 21, 2025 to Oct 22, 2026+$176m+$143m+$30.1m−$403m+$90.5m+$25.1m−$108m+$244m−$97.0m−$201m+$219m−$968m+$360m−$466m+$111m−$728m+$301m+$785m−$78.0m−$195m−$226m−$511m+$11.8m+$59.6m−$2.4m+$2.4m+$248m+$326m−$693m−$292m+$172m−$462m+$2.5m+$39.6m−$74.7m+$197m+$163m−$138m−$84.0m+$120m−$792m−$82.6m+$71.9m+$7.5m+$65.3m−$30.0m+$5.1m−$291m−$224m−$138m−$81.6m−$273m+$188m−$279m+$192m+$135m+$161m−$494m+$265m−$502m−$111m+$17.6m−$87.9m+$70.5m−$262m+$77.3m−$293m+$272m−$93.5m+$354m+$271m−$39.5m+$178m+$482m−$282m+$275m+$87.0m−$57.4m+$2.6m−$101m+$549m−$44.6m−$99.8m+$141m+$134m+$300m+$289m+$208m−$18.6m+$116m+$400m+$5.2m−$386m−$223m−$72.4m+$49.3m+$56.5m−$259m+$64.8m+$498m−$295m−$71.6m−$393m−$433m−$216m+$378m+$55.3m+$520m−$170m+$199m+$336m+$611m−$173m+$61.6m+$171m+$376m−$539m−$499m+$74.7m+$284m+$440m+$304m−$99.3m−$230m+$533m+$138m−$1.4bn−$232m−$357m−$59.0m−$112m−$380m+$1.2bn+$124m−$230m−$5.3m+$169m−$132m−$285m+$243m−$192m−$391m+$843m+$367m−$359m−$272m+$136m+$520m+$44.8m−$823m−$10.5m+$45.2m+$557m−$233m+$154m−$75.8m+$31.4m+$33.9m−$477m+$331m−$123m+$113m−$106m+$253m+$115m−$207m+$39.3m−$388m+$103m−$87.7m−$233m−$413m−$358m+$86.7m−$439m+$48.0m+$320m−$196m−$241m+$249m+$16.1m+$58.8m−$173m+$261m+$208m+$135m−$146m−$361m−$453m+$188m−$115m−$8.3m+$205m+$365m−$22.2m−$764m+$257m+$30.1m+$187m+$735m−$47.9m−$52.8m−$137m+$8.4m+$439m+$59.7m+$365m+$95.1m+$1.2bn+$226m+$136m+$213m+$151m+$505m+$254m−$652m−$228m−$446m+$229m−$61.5m−$464m−$413m+$312m+$89.0m−$158m−$7.9m−$132m−$165m−$491m−$73.6m−$240m−$13.1m−$761m−$89.2m+$13.0m−$724m−$370m+$139m−$371m+$82.4m−$205m−$739m−$400m+$591m−$437m−$447m+$711m+$661m+$706m+$17.1m−$162m−$361m+$1.1bn+$584m−$116m−$231m−$330m−$341m+$430m+$338m+$42.1m−$160m+$117m+$120m+$146m−$361m+$400m−$665m+$115m+$455m+$401m+$150m+$60.1m−$381m−$10.4m−$154m+$570m−$685m+$54.5m+$579m+$265m−$98.0m−$418m−$158m−$405m−$2.6m−$276m+$232m−$181m+$59.0m−$174m−$486m−$391m+$367m−$192m+$228m+$184m−$278m−$328m−$30.9m−$476m−$28.3m−$526m+$504m+$123m+$203m+$91.8m−$499m+$92.1m+$315m+$139m+$223m+$97.3m−$932m+$107m−$455m+$451m+$371m−$37.5m+$266m+$335m−$173m+$86.2m+$466m+$193m−$16.5m−$194m−$237m+$39.2m+$202m+$958m+$778m−$487m−$445m+$718m−$39.2m−$151m−$313m+$1.7bn+$507m−$892m+$339m+$333m−$28.7m+$168m−$261m−$20.2m−$262m+$95.4m−$439m−$200m−$195m−$230m−$699m−$405m−$270m+$22.8m−$494m−$247m+$32.1m−$501m−$585m+$107m+$31.7m−$82.9m+$83.6m+$313m+$195m−$286m+$325m+$111m+$326m+$337m+$56.8m−$624m−$791m−$1.3bn+$1.1bn+$277m+$13.6m+$259m+$406m+$119m−$327m−$1.0bn−$18.7m−$192m+$660m−$669m−$88.7m+$784m+$255m−$220m−$726m−$139m+$572m+$455m−$446m−$292m−$333m+$1.7bn−$1.7bnMar 21, 2025Oct 22, 2026

XLF, net flow each trading day over the 400 sessions from Mar 21, 2025 to Oct 22, 2026: money came in on 203 days and went out on 197 days.

Money in on 203 of the 400 trading days, out on 197.

Money in, netMoney out, net
Streak
Money out on 3 trading days running, Oct 20, 2026 to Oct 22, 2026, a net −$1.1bn.
Against its own last 250 days
Oct 22, 2026’s −$333m: a normal day for this fund (its 53rd largest outflow of 250).
Among its peers · 1 month
1st largest outflow of 11 Financials ETFs counted all month: KRE +$460m at the top end, XLF −$1.2bn at the other.
Checked against the filing
June 2026: ETFIQ’s daily sum −$1.6m; XLF’s SEC N-PORT, item B.6, −$1.6m. Matches the SEC filing for June 2026. Its next filing is due by Nov 29, 2026.

Computed by ETFIQ from State Street’s daily data: each day’s change in shares outstanding times the previous day’s net asset value.

How this is computed

Percentages are of net assets at the start of each window. Numbers are net: money in less money out. Checked against the filing: The month’s daily sum and the filing’s B.6 number agree within rounding or, where the filing’s is larger, within rounding plus the fund’s creation and redemption fees. The full rule is in the fund’s flows file. Every day and month ETFIQ holds for XLF, back to Jul 2019, is in its flows file. Flows across every fund · How these flows are computed · Compare XLF with other funds in the flows tool

Every trading day, last 3 months62 days
Oct 22, 2026 −$333m
Oct 21, 2026 −$292m
Oct 20, 2026 −$446m
Oct 19, 2026 +$455m
Oct 16, 2026 +$572m
Oct 15, 2026 −$139m
Oct 14, 2026 −$726m
Oct 13, 2026 −$220m
Oct 12, 2026 +$255m
Oct 9, 2026 +$784m
Oct 8, 2026 −$88.7m
Oct 7, 2026 −$669m
Oct 6, 2026 +$660m
Oct 5, 2026 −$192m
Oct 2, 2026 −$18.7m
Oct 1, 2026 −$1.0bn
Sep 30, 2026 −$327m
Sep 29, 2026 +$119m
Sep 28, 2026 +$406m
Sep 25, 2026 +$259m
Sep 24, 2026 +$13.6m
Sep 23, 2026 +$277m
Sep 22, 2026 +$1.1bn
Sep 21, 2026 −$1.3bn
Sep 18, 2026 −$791m
Sep 17, 2026 −$624m
Sep 16, 2026 +$56.8m
Sep 15, 2026 +$337m
Sep 14, 2026 +$326m
Sep 11, 2026 +$111m
Sep 10, 2026 +$325m
Sep 9, 2026 −$286m
Sep 8, 2026 +$195m
Sep 4, 2026 +$313m
Sep 3, 2026 +$83.6m
Sep 2, 2026 −$82.9m
Sep 1, 2026 +$31.7m
Aug 31, 2026 +$107m
Aug 28, 2026 −$585m
Aug 27, 2026 −$501m
Aug 26, 2026 +$32.1m
Aug 25, 2026 −$247m
Aug 24, 2026 −$494m
Aug 21, 2026 +$22.8m
Aug 20, 2026 −$270m
Aug 19, 2026 −$405m
Aug 18, 2026 −$699m
Aug 17, 2026 −$230m
Aug 14, 2026 −$195m
Aug 13, 2026 −$200m
Aug 12, 2026 −$439m
Aug 11, 2026 +$95.4m
Aug 10, 2026 −$262m
Aug 7, 2026 −$20.2m
Aug 6, 2026 −$261m
Aug 5, 2026 +$168m
Aug 4, 2026 −$28.7m
Aug 3, 2026 +$333m
Jul 31, 2026 +$339m
Jul 30, 2026 −$892m
Jul 29, 2026 +$507m
Jul 28, 2026 +$1.7bn

Most recent first.

Week by week, last year52 weeks
Oct 22, 2026 −$616m 4 days
Oct 16, 2026 −$259m
Oct 9, 2026 +$493m
Oct 2, 2026 −$856m
Sep 25, 2026 +$322m
Sep 18, 2026 −$695m
Sep 11, 2026 +$344m 4 days
Sep 4, 2026 +$453m
Aug 28, 2026 −$1.8bn
Aug 21, 2026 −$1.6bn
Aug 14, 2026 −$1.0bn
Aug 7, 2026 +$191m
Jul 31, 2026 +$1.3bn
Jul 24, 2026 −$404m
Jul 17, 2026 +$1.7bn
Jul 10, 2026 +$535m
Jul 2, 2026 +$391m 4 days
Jun 26, 2026 −$457m
Jun 18, 2026 +$774m 4 days
Jun 12, 2026 +$10.9m
Jun 5, 2026 −$557m
May 29, 2026 −$193m 4 days
May 22, 2026 −$876m
May 15, 2026 −$169m
May 8, 2026 −$814m
May 1, 2026 +$364m
Apr 24, 2026 +$220m
Apr 17, 2026 −$55.2m
Apr 10, 2026 +$266m
Apr 2, 2026 +$97.1m 4 days
Mar 27, 2026 +$975m
Mar 20, 2026 +$1.9bn
Mar 13, 2026 −$1.4bn
Mar 6, 2026 −$726m
Feb 27, 2026 −$1.6bn
Feb 20, 2026 −$969m 4 days
Feb 13, 2026 +$103m
Feb 6, 2026 −$1.2bn
Jan 30, 2026 +$30.8m
Jan 23, 2026 +$1.8bn 4 days
Jan 16, 2026 +$968m
Jan 9, 2026 +$684m
Jan 2, 2026 −$499m 4 days
Dec 26, 2025 +$447m 4 days
Dec 19, 2025 −$637m
Dec 12, 2025 +$372m
Dec 5, 2025 +$181m
Nov 28, 2025 −$1.1bn 4 days
Nov 21, 2025 −$567m
Nov 14, 2025 +$169m
Nov 7, 2025 −$204m
Oct 31, 2025 +$402m 4 days

Net flow into XLF each week, Oct 28, 2025 to Oct 22, 2026, most recent first, each week named by its last trading day with data. Computed by ETFIQ.

Month by month, money in and money outNov 2023 to Oct 2026

XLF, money in and money out each month from Nov 2023 to Sep 2026: two bars a month, money in above the line and money out below. Bars for Nov 2023 to Jun 2026 are from XLF’s SEC filings (N-PORT item B.6), and for Jul 2026 to Sep 2026 ETFIQ’s sums of its days. Oct 2026 is still in progress, so it is in the list and not drawn. Of the 36 months listed, money came in on net in 18 and went out in 18.

Bars for Nov 2023 to Jun 2026 are from XLF’s SEC filings (N-PORT item B.6), and for Jul 2026 to Sep 2026 ETFIQ’s sums of its days. Of the 36 months listed, money came in on net in 18 and went out in 18.

MonthInOutNet
Oct 2026 ETFIQ, the sum of its days, Oct 1 to Oct 22+$2.7bn−$4.2bn−$1.4bn
Sep 2026 ETFIQ, the sum of its days+$3.9bn−$3.4bn+$516m
Aug 2026 ETFIQ, the sum of its days+$759m−$4.8bn−$4.1bn
Jul 2026 ETFIQ, the sum of its days+$6.3bn−$2.9bn+$3.4bn
Jun 2026 SEC Form N-PORT+$7.3bn−$7.3bn−$1.6m
May 2026 SEC Form N-PORT+$5.0bn−$6.5bn−$1.5bn
Apr 2026 SEC Form N-PORT+$6.7bn−$5.7bn+$984m
Mar 2026 SEC Form N-PORT+$8.2bn−$8.1bn+$80.0m
Feb 2026 SEC Form N-PORT+$4.2bn−$7.8bn−$3.6bn
Jan 2026 SEC Form N-PORT+$7.7bn−$4.1bn+$3.5bn
Dec 2025 SEC Form N-PORT+$4.6bn−$4.8bn−$167m
Nov 2025 SEC Form N-PORT+$4.4bn−$6.1bn−$1.7bn
Oct 2025 SEC Form N-PORT+$5.4bn−$5.2bn+$195m
Sep 2025 SEC Form N-PORT+$5.7bn−$6.3bn−$564m
Aug 2025 SEC Form N-PORT+$5.6bn−$5.4bn+$253m
Jul 2025 SEC Form N-PORT+$7.0bn−$3.8bn+$3.1bn
Jun 2025 SEC Form N-PORT+$3.9bn−$5.2bn−$1.2bn
May 2025 SEC Form N-PORT+$3.8bn−$6.1bn−$2.3bn
Apr 2025 SEC Form N-PORT+$7.8bn−$8.6bn−$804m
Mar 2025 SEC Form N-PORT+$6.1bn−$6.9bn−$812m
Feb 2025 SEC Form N-PORT+$4.7bn−$4.1bn+$582m
Jan 2025 SEC Form N-PORT+$6.5bn−$4.1bn+$2.3bn
Dec 2024 SEC Form N-PORT+$4.2bn−$5.7bn−$1.5bn
Nov 2024 SEC Form N-PORT+$8.8bn−$5.3bn+$3.5bn
Oct 2024 SEC Form N-PORT+$4.2bn−$2.8bn+$1.4bn
Sep 2024 SEC Form N-PORT+$2.5bn−$5.9bn−$3.4bn
Aug 2024 SEC Form N-PORT+$3.8bn−$2.9bn+$823m
Jul 2024 SEC Form N-PORT+$4.8bn−$3.0bn+$1.8bn
Jun 2024 SEC Form N-PORT+$4.0bn−$3.4bn+$597m
May 2024 SEC Form N-PORT+$2.6bn−$2.8bn−$118m
Apr 2024 SEC Form N-PORT+$3.6bn−$2.7bn+$844m
Mar 2024 SEC Form N-PORT+$2.4bn−$2.7bn−$360m
Feb 2024 SEC Form N-PORT+$2.9bn−$3.5bn−$602m
Jan 2024 SEC Form N-PORT+$4.2bn−$3.0bn+$1.2bn
Dec 2023 SEC Form N-PORT+$2.9bn−$3.0bn−$102m
Nov 2023 SEC Form N-PORT+$4.3bn−$2.8bn+$1.5bn

Most recent first.

How this is computed

N-PORT months: money in is sales plus reinvestments; money out is redemptions. Months summed from daily data: money in adds the days money came in; money out adds the days it went out.

N-PORT months are the filed sales plus reinvestments less redemptions. Later months add up the daily data; the Source column names any missing day.

Source: ETFIQ, from the fund’s daily share counts and net asset values, and its SEC N-PORT filings. Data as of Oct 22, 2026.

XLF key stats

52-week high, daily closes to Oct 28, 2026 (ETFIQ)$58.56 on Sep 3, 2026
52-week low, daily closes to Oct 28, 2026 (ETFIQ)$47.81 on Mar 27, 2026
Close on Oct 28, 2026, within that range (ETFIQ)$56.13, 77% of the way from the low to the high
Holdings77
Top ten weight57.4%
Range, beta and R-squared computed by ETFIQ from Tiingo daily prices.

Trading

as of Oct 27, 2026
Trading · XLFas of Oct 27, 2026
·
Not scored3 of 6 measured · Oct 27, 2026
0 · Hard to tradeIQ Liquidity Score100 · Trades like a giant
Cost for your order · one way, half its 30-day median spread
Premium or discount to NAV, Oct 27 close0.00%
−0.1%95% of days within ±0.06% · the 1% band is off this scale+0.1%
How to tradeSpread not read.
Full trading page: components, premium history, dealers →

XLF top ten by weight, 57.4% of the fund, of its 77 equity positions, from the holdings published by its issuer for Oct 27, 2026. An index fund holds what the index holds, so this is the index. Source: the issuer’s own daily file.

BERKSHIRE HATHAWAY INC CL B BRK.B 12.84%
JPMORGAN CHASE + CO JPM 11.33%
VISA INC CLASS A SHARES V 8.69%
MASTERCARD INC A MA 6.26%
BANK OF AMERICA CORP BAC 4.18%
GOLDMAN SACHS GROUP INC GS 3.37%
WELLS FARGO + CO WFC 3.17%
MORGAN STANLEY MS 2.83%
CITIGROUP INC C 2.61%
AMERICAN EXPRESS CO AXP 2.09%
Holdings, the issuer’s own daily file ↗See all 77 holdings →Check overlap with another fund →

Source: State Street’s daily holdings file. Data as of Oct 27, 2026. Updated each trading day. Last checked Oct 28, 2026.

About XLF

What it tracksFinancial Select Sector Index
Fund typeEquity fund
Category (ETFIQ)Stocks · Financials
Expense ratio (485BPOS XBRL, Jan 28, 2026)0.08%
Price$56.13
First tradedDec 22, 1998
Net assets (the issuer’s own daily fund list, as of Oct 27, 2026)$51.6bnReport
Benchmark (ETFIQ, from its filings)Its own holdings, as of Oct 27, 2026; its shareholder report compares it with the S&P 500 Index, but its daily returns fit SPY's at R-squared 0.257 over the year to Oct 28, 2026 (251 days), under the 0.35 it needs to return to it
Below its high (ETFIQ)−3.8%
Holdings77
Top ten weight57.4%
Holdings published for (the issuer’s daily file)Oct 27, 2026
Holdings as of the close of (the issuer’s daily file)Oct 27, 2026
Already in the S&P 500, by weight (ETFIQ)99.8%
Active share vs the S&P 500 (ETFIQ)88.3%
Already in the Nasdaq-100, by weight (ETFIQ)0.5%
IQ Investment Committee on XLF

12 seats on XLF, as of Oct 28, 2026: 1 Mixed, 7 Challenges, 4 Not enough data.

In the tradition ofJohn BogleBogle-style Low CostChallenges
In the tradition ofBenjamin GrahamGraham-style Margin of SafetyNot enough data
In the tradition ofWarren Buffett & Charlie MungerBuffett & Munger-style QualityChallenges
In the tradition ofPeter LynchLynch-style Growth at a Reasonable PriceNot enough data
In the tradition ofJohn TempletonTempleton-style Global ContrarianNot enough data
In the tradition ofRay DalioDalio-style All-WeatherChallenges
In the tradition ofHoward MarksMarks-style Cycles & RiskChallenges
In the tradition ofStanley DruckenmillerDruckenmiller-style Macro & LiquidityChallenges
In the tradition ofDavid SwensenSwensen-style DiversificationChallenges
In the tradition ofCathie WoodWood-style Disruptive InnovationChallenges
In the tradition ofJesse LivermoreLivermore-style Trend FollowingMixed
Uses ETFIQ’s measuresThe ETFIQ SkepticETFIQ’s own seatNot enough data
Put XLF to the committee →See all seats →No investor named is affiliated with or endorses ETFIQ. Not investment advice.

Questions people ask about XLF

How has XLF performed?
Over the year to Oct 28, 2026, XLF returned +7.6% with distributions reinvested. Over three years the number is +86.9%.
What does XLF cost?
The prospectus expense ratio is 0.08% a year.
What does XLF hold?
77 positions as published by its issuer for Oct 27, 2026, with the top ten at 57.4% of the fund. 100% of its weight is in stocks the S&P 500 also holds.
How far is XLF below its high?
3.8% below its high of Sep 3, 2026, measured on the reinvested series to Oct 28, 2026.
What is the expense ratio of XLF?
XLF's expense ratio is 0.08% a year, read from 485BPOS XBRL, Jan 28, 2026.
Sources and dates
Prices, XLF and S&P 500 (SPY)Tiingo end-of-day · Oct 28, 2026
Fee, 0.08%Prospectus filing with the expense ratio (SEC) ↗
Net assets, $51.6bnThe issuer’s own daily fund list · Oct 27, 2026
HoldingsHoldings, the issuer’s own daily file · Oct 27, 2026 ↗
IssuerState Street website ↗
All fund filingsFund filings on SEC EDGAR ↗

Links are sources, not endorsements.

Method →Standards and sources →Open data →
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ETFIQ, XLF, stock fund, data as of Oct 28, 2026. https://etfiq.com/funds/xlf

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XLF: XLF over 1 year: total return +7.6%. Data to Oct 28, 2026.
<figure style="margin:0;max-width:640px">
<a href="https://etfiq.com/funds/xlf"><img src="https://etfiq.com/assistant/api/embed/core/xlf.svg" alt="XLF: XLF over 1 year: total return +7.6%. Data to Oct 28, 2026." width="640" style="max-width:100%;height:auto"></a>
<figcaption style="font:13px/1.5 sans-serif">XLF: XLF over 1 year: total return +7.6%. Data to Oct 28, 2026. Data: <a href="https://etfiq.com/funds/xlf">ETFIQ</a></figcaption>
</figure>

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