Which returned more over the last year, VLUE or XLF?

In the year to Oct 28, 2026, with distributions reinvested, VLUE returned +54.7% and XLF +7.6%.

Which is cheaper, VLUE or XLF?

XLF is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do VLUE and XLF overlap with the S&P 500?

By their latest filed holdings, 97% of VLUE and 100% of XLF by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

VLUE vs XLF: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VLUE returned +54.7% to XLF's +7.6%; 10% of their weight is in the same names.

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Net assets: $9.4bn on Oct 28, 2026 for iShares MSCI USA Value Factor ETF, and $51.6bn on Oct 27, 2026 for State Street Financial Select Sector SPDR ETF.

VLUE on its own →XLF on its own →

At a glance

+54.7%

VLUE total return, 1 year

+7.6%

XLF total return, 1 year

0.15%

VLUE expense ratio

0.08%

XLF expense ratio

Pair scorecard

XLF costs 0.07 points a year less; their one-year returns differ by 47.1 points; XLF is 5.5 times larger.

VLUE vs XLF: Differences, Returns & Fees
Measure	VLUE	XLF
Return
Measure	VLUE	XLF
Total return, 1 year	+54.7%	+7.6%
Drawdown
Measure	VLUE	XLF
Below its high		3.8%, high on Sep 3, 2026
Benchmark
Measure	VLUE	XLF
What it tracks	MSCI USA Enhanced Value Index	Financial Select Sector Index
Cost and size
Measure	VLUE	XLF
Expense ratio	0.15%	0.08%
Net assets, as of Oct 27, 2026	$9.3bn	$51.6bn
Holdings
Measure	VLUE	XLF
Holdings in common	10%
Top ten holdings, share of the fund	42.8%	57.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

10%

By the books each fund has filed, VLUE and XLF hold 10% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

10% in common

Positions both hold · largest shared weight first VLUE XLF

BANK OF AMERICA 1.77% 4.18%

CITIGROUP 1.47% 2.61%

WELLS FARGO 1.17% 3.17%

CAPITAL ONE FINANCIAL CORP 0.83% 1.58%

US BANCORP 0.50% 1.18%

PNC FINANCIAL SERVICES GROUP 0.46% 1.15%

PRUDENTIAL FINANCIAL INC 0.42% 0.51%

TRUIST FINANCIAL 0.42% 0.75%

METLIFE 0.41% 0.68%

AMERICAN INTERNATIONAL GROUP 0.33% 0.53%

STATE STREET 0.22% 0.60%

GLOBAL PAYMENTS INC 0.20% 0.23%

Only in one fund ↓

Only in VLUE

MICRON TECHNOLOGY 20.94%

CISCO SYSTEMS INC 4.37%

GENERAL MOTORS 3.54%

VERIZON COMMUNICATIONS INC 2.72%

AT&T 2.24%

HEWLETT PACKARD ENTERPRISE 1.95%

PFIZER 1.86%

QUALCOMM 1.73%

Only in XLF

BERKSHIRE HATHAWAY INC CL B 12.84%

JPMORGAN CHASE + CO 11.33%

VISA INC CLASS A SHARES 8.69%

MASTERCARD INC A 6.26%

GOLDMAN SACHS GROUP INC 3.37%

MORGAN STANLEY 2.83%

AMERICAN EXPRESS CO 2.09%

BLACKROCK INC 2.08%

Check overlap with more funds →

Side by side

VLUE iShares MSCI USA Value Factor ETF XLF State Street Financial Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the MSCI USA Value Factor Tracks an index of Financials

Total return, 1 year +54.7% +7.6%

Its benchmark over the same days +13.6% (MLRG) not measured

Gap to its benchmark +41.1 pts vs MLRG not measured

Expense ratio 0.15% 0.08%

Already in the S&P 500 96.6% 99.8%

Holdings 148 77

Net assets, VLUE as of Oct 28, 2026 and XLF as of Oct 27, 2026 $9.4bn $51.6bn

VLUE and XLF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

VLUE

VLUE tracks the MSCI USA Value Factor. Over the year to Oct 28, 2026 it returned +54.7% with distributions reinvested, against +13.6% for its benchmark, the MSCI USA Index. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 148 positions, with the top ten at 42.8%.

XLF

XLF tracks an index of Financials. Over the year to Oct 28, 2026 it returned +7.6% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 57.4%. It sat 3.8% below its high of Sep 3, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, VLUE or XLF?: In the year to Oct 28, 2026, with distributions reinvested, VLUE returned +54.7% and XLF +7.6%.
Which is cheaper, VLUE or XLF?: XLF is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do VLUE and XLF overlap with the S&P 500?: By their latest filed holdings, 97% of VLUE and 100% of XLF by weight is stocks the S&P 500 already holds.

Other comparisons

KRE vs VLUE VGT vs VLUE VLUE vs XHB VLUE vs XLV FDVV vs XLF HDV vs XLF AVLV vs XLF FNDX vs XLF

Where to next

VLUE on its own →XLF on its own →Hold both: look the portfolio through →Rankings →VLUE dividend history →VLUE holdings →XLF dividend history →XLF holdings →Standards and sources →

Sources and dates

VLUE filings on SEC EDGAR ↗

VLUE prospectus with the expense ratio (SEC) ↗

iShares page for VLUE ↗

XLF filings on SEC EDGAR ↗

XLF prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, VLUE against XLF, data as of Oct 28, 2026. https://etfiq.com/compare/any/vlue-vs-xlf

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.