Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
VLUE vs XLF: how they differ
VLUE and XLF hold 0% of their weight in the same names, and VLUE returned more over the year.
iShares MSCI USA Value Factor ETF and State Street(R) Financial Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VLUE and XLF hold 0% of their money in the same securities at the same weight.
| Only in VLUE | Only in XLF |
|---|---|
| MICRON TECHNOLOGY 21.65% | JPMORGAN CHASE + CO 11.81% |
| CISCO SYSTEMS INC 4.14% | BERKSHIRE HATHAWAY INC CL B 11.59% |
| GENERAL MOTORS 3.72% | VISA INC CLASS A SHARES 7.60% |
| VERIZON COMMUNICATIONS INC 3.05% | MASTERCARD INC A 5.69% |
| AT&T 2.69% | BANK OF AMERICA CORP 5.09% |
| BANK OF AMERICA 2.15% | GOLDMAN SACHS GROUP INC 3.75% |
| FORD MOTOR CO 1.94% | WELLS FARGO + CO 3.41% |
| COMCAST CLASS A 1.79% | MORGAN STANLEY 3.18% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| VLUE iShares MSCI USA Value Factor ETF | XLF State Street(R) Financial Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | MSCI USA Value Factor | Financials |
| Total return, 1 year | +69.4% | +7.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +51.9 pts | −9.9 pts |
| Expense ratio | 0.15% | 0.08% |
| Already in the S&P 500 | 96.9% | 100.0% |
| Holdings | 148 | 79 |
VLUE in plain words
VLUE is an index equity fund tracking the MSCI USA Value Factor. Over the year to Sep 11, 2026 it returned +69.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for Sep 10, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 148 positions, with the top ten at 44.6%.
XLF in plain words
XLF is an index equity fund tracking the Financials. Over the year to Sep 11, 2026 it returned +7.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 79 positions, with the top ten at 57.3%.
Questions people ask
- Which returned more over the last year, VLUE or XLF?
- In the year to Sep 13, 2026, with distributions reinvested, VLUE returned +69.4% and XLF returned +7.6%, so VLUE returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VLUE or XLF?
- VLUE charges 0.15% a year and XLF charges 0.08%, so XLF is cheaper. Fees come from each fund's prospectus.
- How much do VLUE and XLF overlap with the S&P 500?
- By their latest filed holdings, 97% of VLUE and 100% of XLF by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VLUE against XLF, data as of Sep 13, 2026. https://etfiq.com/compare/any/vlue-vs-xlf Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources