Which returned more over the last year, HDV or XLF?

In the year to Oct 28, 2026, with distributions reinvested, HDV returned +29.4% and XLF +7.6%.

Which is cheaper, HDV or XLF?

Neither: HDV and XLF both charge 0.08% a year. Fees come from each fund's prospectus.

How much do HDV and XLF overlap with the S&P 500?

By their latest filed holdings, 90% of HDV and 100% of XLF by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

HDV vs XLF: Differences, Returns & Fees

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Over the year to Oct 28, 2026, HDV returned +29.4% to XLF's +7.6%; 3% of their weight is in the same names.

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Net assets on Oct 27, 2026: $15.9bn for iShares Core High Dividend ETF and $51.6bn for State Street Financial Select Sector SPDR ETF.

HDV on its own →XLF on its own →

At a glance

+29.4%

HDV total return, 1 year

+7.6%

XLF total return, 1 year

0.08%

HDV expense ratio

0.08%

XLF expense ratio

Pair scorecard

Both cost 0.08% a year; their one-year returns differ by 21.8 points; XLF is 3.2 times larger.

HDV vs XLF: Differences, Returns & Fees
Measure	HDV	XLF
Return
Measure	HDV	XLF
Total return, 1 year	+29.4%	+7.6%
Drawdown
Measure	HDV	XLF
Below its high		3.8%, high on Sep 3, 2026
Benchmark
Measure	HDV	XLF
What it tracks	Morningstar Dividend Yield Focus Index	Financial Select Sector Index
Cost and size
Measure	HDV	XLF
Expense ratio	0.08%	0.08%
Net assets, as of Oct 27, 2026	$15.9bn	$51.6bn
Holdings
Measure	HDV	XLF
Holdings in common	3%
Top ten holdings, share of the fund	55.6%	57.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, HDV and XLF hold 3% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

3% in common

Positions both hold · largest shared weight first HDV XLF

PNC FINANCIAL SERVICES GROUP 1.47% 1.15%

BLACKSTONE 1.64% 1.11%

M&T BANK 0.41% 0.41%

T ROWE PRICE GROUP 0.52% 0.28%

Only in one fund ↓

Only in HDV

EXXONMOBIL HOLDINGS CORP 9.48%

CHEVRON 7.22%

ABBVIE 6.77%

PROCTER & GAMBLE 5.46%

VERIZON COMMUNICATIONS INC 5.12%

PHILIP MORRIS INTERNATIONAL 5.04%

HOME DEPOT 4.57%

COCA-COLA 4.26%

Only in XLF

BERKSHIRE HATHAWAY INC CL B 12.84%

JPMORGAN CHASE + CO 11.33%

VISA INC CLASS A SHARES 8.69%

MASTERCARD INC A 6.26%

BANK OF AMERICA CORP 4.18%

GOLDMAN SACHS GROUP INC 3.37%

WELLS FARGO + CO 3.17%

MORGAN STANLEY 2.83%

Check overlap with more funds →

Side by side

HDV iShares Core High Dividend ETF XLF State Street Financial Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of High Dividend Tracks an index of Financials

Total return, 1 year +29.4% +7.6%

Expense ratio 0.08% 0.08%

Already in the S&P 500 89.5% 99.8%

Holdings 77 77

Net assets, as of Oct 27, 2026 $15.9bn $51.6bn

HDV and XLF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

HDV

HDV tracks an index of High Dividend. Over the year to Oct 28, 2026 it returned +29.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 90% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 55.6%.

XLF

XLF tracks an index of Financials. Over the year to Oct 28, 2026 it returned +7.6% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 57.4%. It sat 3.8% below its high of Sep 3, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, HDV or XLF?: In the year to Oct 28, 2026, with distributions reinvested, HDV returned +29.4% and XLF +7.6%.
Which is cheaper, HDV or XLF?: Neither: HDV and XLF both charge 0.08% a year. Fees come from each fund's prospectus.
How much do HDV and XLF overlap with the S&P 500?: By their latest filed holdings, 90% of HDV and 100% of XLF by weight is stocks the S&P 500 already holds.

Other comparisons

HDV vs KRE HDV vs XLE HDV vs VNQ HDV vs XLI SPHD vs XLF VTV vs XLF PVAL vs XLF VLUE vs XLF

Where to next

HDV on its own →XLF on its own →Hold both: look the portfolio through →Rankings →HDV dividend history →HDV holdings →XLF dividend history →XLF holdings →Standards and sources →

Sources and dates

HDV filings on SEC EDGAR ↗

HDV prospectus with the expense ratio (SEC) ↗

iShares page for HDV ↗

XLF filings on SEC EDGAR ↗

XLF prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, HDV against XLF, data as of Oct 28, 2026. https://etfiq.com/compare/any/hdv-vs-xlf

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.