Data as of Oct 28, 2026.
EDV vs XLF: Differences, Returns & Fees
Over the year to Oct 28, 2026, EDV returned −13.3% to XLF's +7.6%; 0% of their weight is in the same names.
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Net assets: $3.6bn on Sep 30, 2026 for Vanguard Extended Duration Treasury ETF, and $51.6bn on Oct 27, 2026 for State Street Financial Select Sector SPDR ETF.
Pair scorecard
EDV costs 0.03 points a year less; their one-year returns differ by 20.9 points; XLF is 14.2 times larger.
| Measure | EDV | XLF |
|---|---|---|
| Return | ||
| Total return, 1 year | −13.3% | +7.6% |
| Drawdown | ||
| Below its high | 57.0%, high on Mar 9, 2020 | 3.8%, high on Sep 3, 2026 |
| Benchmark | ||
| What it tracks | Bloomberg U.S. Treasury STRIPS 2030 Year Equal Par Bond Index | Financial Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.05% | 0.08% |
| Net assets, as of Sep 30, 2026 | $3.6bn | $51.0bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 100% | |
| Top ten holdings, share of the fund | 57.4% | |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
Risk and return
Dec 21, 2007 to Oct 23, 2026 · 983 weekly returnsXLF returned more: +236.2% to +55.0%. EDV swung less: 21.4% to 27.9%. EDV fell less at its worst: −59.7% to −78.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | EDV | XLF | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +55.0% | +236.2% | XLF | Price change plus distributions, reinvested. |
| Annualized | +2.3% | +6.6% | XLF | Total return as a yearly rate. |
| Price return | −38.6% | +90.9% | XLF | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 21.4% | 27.9% | EDV | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 14.9% | 19.0% | EDV | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −59.7% | −78.3% | EDV | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.15 | 0.32 | XLF | Return above Treasury bills per unit of volatility. |
| Sortino | 0.21 | 0.46 | XLF | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.04 | 0.08 | XLF | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 983 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, EDV and XLF hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
EDV and XLF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
EDV and XLF do different jobs. What does each one do in a portfolio?
- What each follows. EDV follows Bloomberg U.S. Treasury STRIPS 2030 Year Equal Par Bond Index and XLF follows Financial Select Sector Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Sep 30, 2026 and Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 EDV returned −13.3% and XLF +7.6% with distributions reinvested, a gap of 20.9 points.
Data as of Oct 28, 2026.
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EDV
EDV tracks an index of Extended Duration Treasury. Over the year to Oct 28, 2026 it returned −13.3% with distributions reinvested. The prospectus expense ratio is 0.05% a year. It sat 57.0% below its high of Mar 9, 2020 on Oct 28, 2026.
XLF
XLF tracks an index of Financials. Over the year to Oct 28, 2026 it returned +7.6% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 57.4%. It sat 3.8% below its high of Sep 3, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, EDV or XLF?
- In the year to Oct 28, 2026, with distributions reinvested, EDV returned −13.3% and XLF +7.6%.
- Which is cheaper, EDV or XLF?
- EDV is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, EDV against XLF, data as of Oct 28, 2026. https://etfiq.com/compare/any/edv-vs-xlf
ETFIQ. (Oct 28, 2026). EDV against XLF. Retrieved from https://etfiq.com/compare/any/edv-vs-xlf
[EDV against XLF (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/edv-vs-xlf)
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