Which returned more over the last year, DYNF or XLF?

In the year to Oct 28, 2026, with distributions reinvested, DYNF returned +14.5% and XLF +7.6%.

Which is cheaper, DYNF or XLF?

XLF is cheaper, by 0.18 percentage points a year. That is about $18 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do DYNF and XLF overlap with the S&P 500?

By their latest filed holdings, 95% of DYNF and 100% of XLF by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

DYNF vs XLF: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, DYNF returned +14.5% to XLF's +7.6%; 14% of their weight is in the same names.

askIQ about this page

askIQ about DYNF and XLF

Net assets on Oct 27, 2026: $42.7bn for iShares U.S. Equity Factor Rotation Active ETF and $51.6bn for State Street Financial Select Sector SPDR ETF.

DYNF on its own →XLF on its own →

At a glance

+14.5%

DYNF total return, 1 year

+7.6%

XLF total return, 1 year

0.26%

DYNF expense ratio

0.08%

XLF expense ratio

Pair scorecard

XLF costs 0.18 points a year less; their one-year returns differ by 6.9 points; XLF is 1.2 times larger.

DYNF vs XLF: Differences, Returns & Fees
Measure	DYNF	XLF
Return
Measure	DYNF	XLF
Total return, 1 year	+14.5%	+7.6%
Drawdown
Measure	DYNF	XLF
Below its high		3.8%, high on Sep 3, 2026
Benchmark
Measure	DYNF	XLF
What it tracks	No index, actively managed	Financial Select Sector Index
Cost and size
Measure	DYNF	XLF
Expense ratio	0.26%	0.08%
Net assets, as of Oct 27, 2026	$42.7bn	$51.6bn
Holdings
Measure	DYNF	XLF
Holdings in common	14%
Top ten holdings, share of the fund	40.7%	57.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Mar 29, 2019 to Oct 23, 2026 · 395 weekly returns

DYNF XLF

Return

Total return edge DYNF +202.7% +150.1%

Annualized edge DYNF +15.7% +12.8%

Price return edge DYNF +170.1% +117.4%

Risk

Volatility edge DYNF 19.3% 23.0%

Max drawdown edge DYNF −32.7% −39.3%

Risk-adjusted

Sharpe edge DYNF 0.71 0.52

Sortino edge DYNF 1.02 0.75

Calmar edge DYNF 0.48 0.33

Reading

DYNF returned more: +202.7% to +150.1%. DYNF swung less: 19.3% to 23.0%. DYNF fell less at its worst: −32.7% to −39.3%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: DYNF vs XLF: Differences, Returns & Fees
Measure	DYNF	XLF	Edge	How it is measured
Return
Total return	+202.7%	+150.1%	DYNF	Price change plus distributions, reinvested.
Annualized	+15.7%	+12.8%	DYNF	Total return as a yearly rate.
Price return	+170.1%	+117.4%	DYNF	Price change alone, distributions left out.
Risk
Volatility	19.3%	23.0%	DYNF	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	13.4%	15.9%	DYNF	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−32.7%	−39.3%	DYNF	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.71	0.52	DYNF	Return above Treasury bills per unit of volatility.
Sortino	1.02	0.75	DYNF	Return above Treasury bills per unit of downside deviation.
Calmar	0.48	0.33	DYNF	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 395 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

14%

By the books each fund has filed, DYNF and XLF hold 14% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

14% in common

Positions both hold · largest shared weight first DYNF XLF

JPMORGAN CHASE & CO 3.30% 11.33%

BANK OF AMERICA 2.10% 4.18%

CITIGROUP 1.32% 2.61%

TRAVELERS COMPANIES 1.57% 1.05%

GOLDMAN SACHS GROUP 1.05% 3.37%

BERKSHIRE HATHAWAY INC CLASS B 1.04% 12.84%

ALLSTATE CORP 1.08% 0.81%

CME GROUP CLASS A 0.67% 1.34%

AMERICAN INTERNATIONAL GROUP 0.59% 0.53%

HARTFORD INSURANCE GROUP 0.56% 0.46%

VISA CLASS A 0.40% 8.69%

PROGRESSIVE 0.30% 1.67%

Only in one fund ↓

Only in DYNF

NVIDIA 8.15%

APPLE 8.14%

MICROSOFT 4.76%

AMAZON.COM INC 4.12%

EXXONMOBIL HOLDINGS CORP 2.99%

BROADCOM INC 2.46%

META PLATFORMS CLASS A 2.34%

ALPHABET CLASS A 2.31%

Only in XLF

BLACKROCK INC 2.08%

S+P GLOBAL INC 1.72%

CHUBB LTD 1.59%

MARSH + MCLENNAN COS 1.16%

BLACKSTONE INC 1.11%

MOODY S CORP 0.90%

ARTHUR J GALLAGHER + CO 0.84%

AON PLC CLASS A 0.81%

Check overlap with more funds →

Side by side

DYNF iShares U.S. Equity Factor Rotation Active ETF XLF State Street Financial Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Actively managed Tracks an index of Financials

Total return, 1 year +14.5% +7.6%

Its benchmark over the same days +13.3% (PBUS) not measured

Gap to its benchmark +1.2 pts vs PBUS not measured

Expense ratio 0.26% 0.08%

Already in the S&P 500 94.8% 99.8%

Holdings 262 77

Net assets, as of Oct 27, 2026 $42.7bn $51.6bn

DYNF and XLF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-14201868CA

DYNF and XLF do different jobs. What does each one do in a portfolio?

What each follows. DYNF follows No index, actively managed and XLF follows Financial Select Sector Index.
Holdings in common. 14% of the weight is in the same securities (holdings dated Oct 27, 2026).
One-year total return. Over 1 year to Oct 28, 2026 DYNF returned +14.5% and XLF +7.6% with distributions reinvested, a gap of 6.9 points.

Data as of Oct 28, 2026.

The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.

Your saved page · Privacy.

Alert

About each fund

DYNF

DYNF is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +14.5% with distributions reinvested, against +13.3% for its benchmark, the MSCI USA Index. The prospectus expense ratio is 0.26% a year. By its holdings published by its issuer for Oct 27, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 262 positions, with the top ten at 40.7%.

XLF

XLF tracks an index of Financials. Over the year to Oct 28, 2026 it returned +7.6% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 57.4%. It sat 3.8% below its high of Sep 3, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, DYNF or XLF?: In the year to Oct 28, 2026, with distributions reinvested, DYNF returned +14.5% and XLF +7.6%.
Which is cheaper, DYNF or XLF?: XLF is cheaper, by 0.18 percentage points a year. That is about $18 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do DYNF and XLF overlap with the S&P 500?: By their latest filed holdings, 95% of DYNF and 100% of XLF by weight is stocks the S&P 500 already holds.

Other comparisons

DYNF vs KRE DYNF vs XLE DYNF vs VNQ DYNF vs XLI IVV vs XLF VOO vs XLF SCHB vs XLF QUAL vs XLF

Where to next

DYNF on its own →XLF on its own →Hold both: look the portfolio through →Rankings →DYNF dividend history →DYNF holdings →XLF dividend history →XLF holdings →Standards and sources →

Sources and dates

DYNF filings on SEC EDGAR ↗

DYNF prospectus with the expense ratio (SEC) ↗

iShares page for DYNF ↗

XLF filings on SEC EDGAR ↗

XLF prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, DYNF against XLF, data as of Oct 28, 2026. https://etfiq.com/compare/any/dynf-vs-xlf

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.