Which returned more over the last year, DVY or XLF?

In the year to Oct 28, 2026, with distributions reinvested, DVY returned +17.1% and XLF +7.6%.

Which is cheaper, DVY or XLF?

XLF is cheaper, by 0.30 percentage points a year. That is about $30 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do DVY and XLF overlap with the S&P 500?

By their latest filed holdings, 80% of DVY and 100% of XLF by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

DVY vs XLF: Differences, Returns & Fees

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Over the year to Oct 28, 2026, DVY returned +17.1% to XLF's +7.6%; 6% of their weight is in the same names.

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Net assets on Oct 27, 2026: $23.4bn for iShares Select Dividend ETF and $51.6bn for State Street Financial Select Sector SPDR ETF.

DVY on its own →XLF on its own →

At a glance

+17.1%

DVY total return, 1 year

+7.6%

XLF total return, 1 year

0.38%

DVY expense ratio

0.08%

XLF expense ratio

Pair scorecard

XLF costs 0.30 points a year less; their one-year returns differ by 9.5 points; XLF is 2.2 times larger.

DVY vs XLF: Differences, Returns & Fees
Measure	DVY	XLF
Return
Measure	DVY	XLF
Total return, 1 year	+17.1%	+7.6%
Drawdown
Measure	DVY	XLF
Below its high		3.8%, high on Sep 3, 2026
Benchmark
Measure	DVY	XLF
What it tracks	Dow Jones U.S. Select Dividend Index	Financial Select Sector Index
Cost and size
Measure	DVY	XLF
Expense ratio	0.38%	0.08%
Net assets, as of Oct 27, 2026	$23.4bn	$51.6bn
Holdings
Measure	DVY	XLF
Holdings in common	6%
Top ten holdings, share of the fund	19.7%	57.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, DVY and XLF hold 6% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

6% in common

Positions both hold · largest shared weight first DVY XLF

US BANCORP 1.31% 1.18%

TRUIST FINANCIAL 1.32% 0.75%

METLIFE 1.31% 0.68%

FIFTH THIRD BANCORP 1.09% 0.62%

PRUDENTIAL FINANCIAL INC 2.12% 0.51%

HUNTINGTON BANCSHARES INC 1.09% 0.40%

CINCINNATI FINANCIAL 0.84% 0.35%

CITIZENS FINANCIAL GROUP INC 1.03% 0.35%

REGIONS FINANCIAL 1.21% 0.31%

T ROWE PRICE GROUP 2.00% 0.28%

PRINCIPAL FINANCIAL GROUP INC 1.34% 0.28%

KEYCORP 1.26% 0.24%

Only in one fund ↓

Only in DVY

HP INC 2.54%

PFIZER 2.42%

ALTRIA GROUP INC 2.27%

ONEOK 1.87%

KIMBERLY CLARK 1.65%

VERIZON COMMUNICATIONS INC 1.65%

TARGET CORP 1.61%

CHEVRON 1.59%

Only in XLF

BERKSHIRE HATHAWAY INC CL B 12.84%

JPMORGAN CHASE + CO 11.33%

VISA INC CLASS A SHARES 8.69%

MASTERCARD INC A 6.26%

BANK OF AMERICA CORP 4.18%

GOLDMAN SACHS GROUP INC 3.37%

WELLS FARGO + CO 3.17%

MORGAN STANLEY 2.83%

Check overlap with more funds →

Side by side

DVY iShares Select Dividend ETF XLF State Street Financial Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of US dividend Tracks an index of Financials

Total return, 1 year +17.1% +7.6%

Expense ratio 0.38% 0.08%

Already in the S&P 500 80.1% 99.8%

Holdings 101 77

Net assets, as of Oct 27, 2026 $23.4bn $51.6bn

DVY and XLF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

DVY

DVY tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +17.1% with distributions reinvested. The prospectus expense ratio is 0.38% a year. By its holdings published by its issuer for Oct 27, 2026, 80% of the fund by weight is stocks the S&P 500 also holds, across 101 positions, with the top ten at 19.7%.

XLF

XLF tracks an index of Financials. Over the year to Oct 28, 2026 it returned +7.6% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 57.4%. It sat 3.8% below its high of Sep 3, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, DVY or XLF?: In the year to Oct 28, 2026, with distributions reinvested, DVY returned +17.1% and XLF +7.6%.
Which is cheaper, DVY or XLF?: XLF is cheaper, by 0.30 percentage points a year. That is about $30 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do DVY and XLF overlap with the S&P 500?: By their latest filed holdings, 80% of DVY and 100% of XLF by weight is stocks the S&P 500 already holds.

Other comparisons

DVY vs KRE DVY vs XLE DVY vs VNQ DVY vs XLI RSP vs XLF VOE vs XLF SDY vs XLF NOBL vs XLF

Where to next

DVY on its own →XLF on its own →Hold both: look the portfolio through →Rankings →DVY dividend history →DVY holdings →XLF dividend history →XLF holdings →Standards and sources →

Sources and dates

DVY filings on SEC EDGAR ↗

DVY prospectus with the expense ratio (SEC) ↗

iShares page for DVY ↗

XLF filings on SEC EDGAR ↗

XLF prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, DVY against XLF, data as of Oct 28, 2026. https://etfiq.com/compare/any/dvy-vs-xlf

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.