Data as of Oct 28, 2026.
FTEC vs XLF: Differences, Returns & Fees
Over the year to Oct 28, 2026, FTEC returned +25.0% to XLF's +7.6%; 0% of their weight is in the same names.
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Net assets: $22.1bn on Sep 30, 2026 for Fidelity MSCI Information Technology Index ETF, and $51.6bn on Oct 27, 2026 for State Street Financial Select Sector SPDR ETF.
Pair scorecard
Both cost 0.08% a year; their one-year returns differ by 17.4 points; XLF is 2.3 times larger.
Points (pts) are percentage points.
| Measure | FTEC | XLF |
|---|---|---|
| Return | ||
| Total return, 1 year | +25.0% | +7.6% |
| Drawdown | ||
| Below its high | 4.9%, high on Oct 6, 2026 | 3.8%, high on Sep 3, 2026 |
| Benchmark | ||
| What it tracks | MSCI USA IMI Information Technology 25/50 Index | Financial Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.08% | 0.08% |
| Net assets, as of Sep 30, 2026 | $22.1bn | $51.0bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 62.2% | 57.4% |
Holdings in common uses holdings dated Jul 31, 2026 and Oct 27, 2026. Method
Risk and return
Nov 1, 2013 to Oct 23, 2026 · 677 weekly returnsFTEC returned more: +1,178.5% to +324.3%. XLF swung slightly less: 20.6% to 21.3%. FTEC fell less at its worst: −34.1% to −39.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | FTEC | XLF | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +1,178.5% | +324.3% | FTEC | Price change plus distributions, reinvested. |
| Annualized | +21.6% | +11.7% | FTEC | Total return as a yearly rate. |
| Price return | +1,031.1% | +171.1% | FTEC | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 21.3% | 20.6% | XLF (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 14.1% | 14.2% | Tie | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −34.1% | −39.3% | FTEC | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.94 | 0.55 | FTEC | Return above Treasury bills per unit of volatility. |
| Sortino | 1.41 | 0.79 | FTEC | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.63 | 0.30 | FTEC | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 677 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, FTEC and XLF hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
FTEC and XLF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
FTEC and XLF do different jobs. What does each one do in a portfolio?
- What each follows. FTEC follows MSCI USA IMI Information Technology 25/50 Index and XLF follows Financial Select Sector Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026 and Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 FTEC returned +25.0% and XLF +7.6% with distributions reinvested, a gap of 17.4 points.
Data as of Oct 28, 2026.
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FTEC
FTEC tracks the MSCI Information Technology. Over the year to Oct 28, 2026 it returned +25.0% with distributions reinvested, against +24.7% for its benchmark, the MSCI USA IMI Information Technology 25/50 Index. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jul 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 281 positions, with the top ten at 62.2%. It sat 4.9% below its high of Oct 6, 2026 on Oct 28, 2026.
XLF
XLF tracks an index of Financials. Over the year to Oct 28, 2026 it returned +7.6% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 57.4%. It sat 3.8% below its high of Sep 3, 2026 on Oct 28, 2026.
Questions people ask
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, FTEC against XLF, data as of Oct 28, 2026. https://etfiq.com/compare/any/ftec-vs-xlf
ETFIQ. (Oct 28, 2026). FTEC against XLF. Retrieved from https://etfiq.com/compare/any/ftec-vs-xlf
[FTEC against XLF (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/ftec-vs-xlf)
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