Data as of Oct 28, 2026.
PDBC vs XLF: Differences, Returns & Fees
Over the year to Oct 28, 2026, PDBC returned +55.6% to XLF's +7.6%; 0% of their weight is in the same names.
askIQ about this page
askIQ about PDBC and XLF
Net assets on Oct 27, 2026: $8.0bn for Invesco Optimum Yield Diversified Commodity Strategy No K-1 ETF and $51.6bn for State Street Financial Select Sector SPDR ETF.
Pair scorecard
XLF costs 0.51 points a year less; their one-year returns differ by 48.0 points; XLF is 6.5 times larger.
| Measure | PDBC | XLF |
|---|---|---|
| Return | ||
| Total return, 1 year | +55.6% | +7.6% |
| Drawdown | ||
| Below its high | 3.8%, high on Sep 3, 2026 | |
| Benchmark | ||
| What it tracks | No index, actively managed | Financial Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.59% | 0.08% |
| Net assets, as of Oct 27, 2026 | $8.0bn | $51.6bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 100% | |
| Top ten holdings, share of the fund | 57.4% | |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
Nov 14, 2014 to Oct 23, 2026 · 623 weekly returnsXLF returned more: +257.7% to +85.7%. PDBC swung less: 18.0% to 21.1%. XLF fell less at its worst: −39.3% to −48.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | PDBC | XLF | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +85.7% | +257.7% | XLF | Price change plus distributions, reinvested. |
| Annualized | +5.3% | +11.2% | XLF | Total return as a yearly rate. |
| Price return | −17.2% | +132.3% | XLF | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 18.0% | 21.1% | PDBC | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.3% | 14.6% | PDBC | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −48.3% | −39.3% | XLF | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.26 | 0.51 | XLF | Return above Treasury bills per unit of volatility. |
| Sortino | 0.38 | 0.73 | XLF | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.11 | 0.29 | XLF | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 623 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, PDBC and XLF hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
PDBC and XLF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
PDBC and XLF do different jobs. What does each one do in a portfolio?
- What each follows. PDBC follows No index, actively managed and XLF follows Financial Select Sector Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 PDBC returned +55.6% and XLF +7.6% with distributions reinvested, a gap of 48.0 points.
Data as of Oct 28, 2026.
The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.
PDBC
PDBC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +55.6% with distributions reinvested, against +54.6% for its benchmark, the DBIQ Optimum Yield Diversified Commodity Index Excess Return. The prospectus expense ratio is 0.59% a year.
XLF
XLF tracks an index of Financials. Over the year to Oct 28, 2026 it returned +7.6% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 57.4%. It sat 3.8% below its high of Sep 3, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, PDBC or XLF?
- In the year to Oct 28, 2026, with distributions reinvested, PDBC returned +55.6% and XLF +7.6%.
- Which is cheaper, PDBC or XLF?
- XLF is cheaper, by 0.51 percentage points a year. That is about $51 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, PDBC against XLF, data as of Oct 28, 2026. https://etfiq.com/compare/any/pdbc-vs-xlf
ETFIQ. (Oct 28, 2026). PDBC against XLF. Retrieved from https://etfiq.com/compare/any/pdbc-vs-xlf
[PDBC against XLF (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/pdbc-vs-xlf)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.