Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
URTH vs XLF: how they differ
URTH and XLF hold 0% of their weight in the same names, and URTH returned more over the year.
iShares MSCI World ETF and State Street(R) Financial Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, URTH and XLF hold 0% of their money in the same securities at the same weight.
| Only in URTH | Only in XLF |
|---|---|
| NVIDIA 5.52% | JPMORGAN CHASE + CO 11.81% |
| APPLE 5.28% | BERKSHIRE HATHAWAY INC CL B 11.59% |
| MICROSOFT 3.82% | VISA INC CLASS A SHARES 7.60% |
| AMAZON.COM INC 2.67% | MASTERCARD INC A 5.69% |
| ALPHABET CLASS A 2.14% | BANK OF AMERICA CORP 5.09% |
| BROADCOM INC 1.79% | GOLDMAN SACHS GROUP INC 3.75% |
| ALPHABET CLASS C 1.70% | WELLS FARGO + CO 3.41% |
| META PLATFORMS CLASS A 1.56% | MORGAN STANLEY 3.18% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| URTH iShares MSCI World ETF | XLF State Street(R) Financial Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | MSCI World | Financials |
| Total return, 1 year | +17.4% | +7.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −0.1 pts | −9.9 pts |
| Expense ratio | 0.24% | 0.08% |
| Already in the S&P 500 | 70.3% | 100.0% |
| Holdings | 1230 | 79 |
URTH in plain words
URTH is an index equity fund tracking the MSCI World. Over the year to Sep 11, 2026 it returned +17.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.24% a year. By its holdings filed for Sep 10, 2026, 70% of the fund by weight is stocks the S&P 500 also holds, across 1230 positions, with the top ten at 26.8%.
XLF in plain words
XLF is an index equity fund tracking the Financials. Over the year to Sep 11, 2026 it returned +7.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 79 positions, with the top ten at 57.3%.
Questions people ask
- Which returned more over the last year, URTH or XLF?
- In the year to Sep 13, 2026, with distributions reinvested, URTH returned +17.4% and XLF returned +7.6%, so URTH returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, URTH or XLF?
- URTH charges 0.24% a year and XLF charges 0.08%, so XLF is cheaper. Fees come from each fund's prospectus.
- How much do URTH and XLF overlap with the S&P 500?
- By their latest filed holdings, 70% of URTH and 100% of XLF by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, URTH against XLF, data as of Sep 13, 2026. https://etfiq.com/compare/any/urth-vs-xlf Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources