Data as of Oct 28, 2026.
URTH vs XLF: Differences, Returns & Fees
Over the year to Oct 28, 2026, URTH returned +13.1% to XLF's +7.6%; 8% of their weight is in the same names.
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Net assets: $8.9bn on Oct 28, 2026 for iShares MSCI World ETF, and $51.6bn on Oct 27, 2026 for State Street Financial Select Sector SPDR ETF.
Pair scorecard
XLF costs 0.16 points a year less; their one-year returns differ by 5.5 points; XLF is 5.9 times larger.
| Measure | URTH | XLF |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.1% | +7.6% |
| Drawdown | ||
| Below its high | 3.8%, high on Sep 3, 2026 | |
| Benchmark | ||
| What it tracks | MSCI World Index | Financial Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.24% | 0.08% |
| Net assets, as of Oct 27, 2026 | $8.8bn | $51.6bn |
| Holdings | ||
| Holdings in common | 8% | |
| Top ten holdings, share of the fund | 27.2% | 57.4% |
Holdings in common uses holdings dated Oct 27, 2026. Method
What they share
By the books each fund has filed, URTH and XLF hold 8% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
8% in common
Only in one fund ↓
Side by side
URTH and XLF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
URTH
URTH tracks the MSCI World. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.4% for its benchmark, the MSCI All Country World Index. The prospectus expense ratio is 0.24% a year. By its holdings published by its issuer for Oct 27, 2026, 69% of the fund by weight is stocks the S&P 500 also holds, across 1,254 positions, with the top ten at 27.2%.
XLF
XLF tracks an index of Financials. Over the year to Oct 28, 2026 it returned +7.6% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 57.4%. It sat 3.8% below its high of Sep 3, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, URTH or XLF?
- In the year to Oct 28, 2026, with distributions reinvested, URTH returned +13.1% and XLF +7.6%.
- Which is cheaper, URTH or XLF?
- XLF is cheaper, by 0.16 percentage points a year. That is about $16 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, URTH against XLF, data as of Oct 28, 2026. https://etfiq.com/compare/any/urth-vs-xlf
ETFIQ. (Oct 28, 2026). URTH against XLF. Retrieved from https://etfiq.com/compare/any/urth-vs-xlf
[URTH against XLF (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/urth-vs-xlf)
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