Data as of Oct 28, 2026.
AVUS vs XLF: Differences, Returns & Fees
Over the year to Oct 28, 2026, AVUS returned +18.0% to XLF's +7.6%; 12% of their weight is in the same names.
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Net assets on Oct 27, 2026: $14.8bn for Avantis U.S. Equity ETF and $51.6bn for State Street Financial Select Sector SPDR ETF.
Pair scorecard
XLF costs 0.07 points a year less; their one-year returns differ by 10.4 points; XLF is 3.5 times larger.
| Measure | AVUS | XLF |
|---|---|---|
| Return | ||
| Total return, 1 year | +18.0% | +7.6% |
| Drawdown | ||
| Below its high | 3.8%, high on Sep 3, 2026 | |
| Benchmark | ||
| What it tracks | No index, actively managed | Financial Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.15% | 0.08% |
| Net assets, as of Oct 27, 2026 | $14.8bn | $51.6bn |
| Holdings | ||
| Holdings in common | 12% | |
| Top ten holdings, share of the fund | 30.0% | 57.4% |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
Oct 4, 2019 to Oct 23, 2026 · 368 weekly returnsAVUS returned more: +183.7% to +131.7%. AVUS swung less: 19.5% to 23.4%. AVUS fell less at its worst: −35.1% to −39.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | AVUS | XLF | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +183.7% | +131.7% | AVUS | Price change plus distributions, reinvested. |
| Annualized | +15.9% | +12.6% | AVUS | Total return as a yearly rate. |
| Price return | +158.5% | +103.6% | AVUS | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 19.5% | 23.4% | AVUS | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 13.6% | 16.2% | AVUS | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −35.1% | −39.3% | AVUS | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.71 | 0.50 | AVUS | Return above Treasury bills per unit of volatility. |
| Sortino | 1.02 | 0.72 | AVUS | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.45 | 0.32 | AVUS | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 368 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, AVUS and XLF hold 12% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
12% in common
Only in one fund ↓
Side by side
AVUS and XLF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
AVUS and XLF do different jobs. What does each one do in a portfolio?
- What each follows. AVUS follows No index, actively managed and XLF follows Financial Select Sector Index.
- Holdings in common. 12% of the weight is in the same securities (holdings dated Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 AVUS returned +18.0% and XLF +7.6% with distributions reinvested, a gap of 10.4 points.
Data as of Oct 28, 2026.
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Over the year to Oct 28, 2026 it returned +18.0% with distributions reinvested, against +13.3% for its benchmark, the Russell 3000.
AVUS is actively managed and tracks no index. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 1,943 positions, with the top ten at 30.0%.
XLF
XLF tracks an index of Financials. Over the year to Oct 28, 2026 it returned +7.6% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 57.4%. It sat 3.8% below its high of Sep 3, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, AVUS or XLF?
- In the year to Oct 28, 2026, with distributions reinvested, AVUS returned +18.0% and XLF +7.6%.
- Which is cheaper, AVUS or XLF?
- XLF is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, AVUS against XLF, data as of Oct 28, 2026. https://etfiq.com/compare/any/avus-vs-xlf
ETFIQ. (Oct 28, 2026). AVUS against XLF. Retrieved from https://etfiq.com/compare/any/avus-vs-xlf
[AVUS against XLF (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/avus-vs-xlf)
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