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ETF Model Portfolios · 5 band comparisons · 3 allocation ETFs

Every model comparison, with its 1-year difference

Every comparison page ETFIQ publishes: 3 allocation ETFs, each against the ETFIQ benchmark for its stock-share band, and 5 band pages, each setting five ETFIQ benchmarks against ETFIQ Strategic at the same stock share. Each row gives the 1-year difference in points.

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In the year to Sep 30, 2026, 1 of 2 allocation ETFs with a full year beat their matched ETFIQ benchmark.

One sentence, recomputed every trading night. A benchmark is a rule, not a recommendation.

3 allocation ETFs against their matched benchmark

Allocation ETFBandStock share1YMatched benchmarkBenchmark 1YDifference 1Y, points
AORModerate61.1%+9.31%Strategic 60+8.93%*+0.38
CGBLModerate60.5%+7.97%Strategic 60+8.93%*−0.96
RJVIConservative16.5%not publishedStrategic 20not publishednot published
1Y is the total return over the year to each comparison’s own date, distributions reinvested: the allocation ETF’s at its market price, its matched benchmark’s (ETFIQ Strategic at its band’s stock share) over the same closes. The difference is the two printed figures subtracted, in percentage points. Data sourced by Tiingo.

25 benchmarks on 5 band pages, against ETFIQ Strategic

Comparison pageBenchmark1YReferenceReference 1YDifference 1Y, points
Conservative, 20% stocksTax-Aware 20+1.42%*Strategic 20+1.67%*−0.25
Conservative, 20% stocksFactor 20+2.86%*Strategic 20+1.67%*+1.19
Conservative, 20% stocksIncome 20+2.70%*Strategic 20+1.67%*+1.03
Conservative, 20% stocksTactical from 20+4.14%*Strategic 20+1.67%*+2.47
Conservative, 20% stocksThematic 20+1.60%*Strategic 20+1.67%*−0.07
Moderately conservative, 40% stocksTax-Aware 40+5.06%*Strategic 40+5.27%*−0.21
Moderately conservative, 40% stocksFactor 40+7.70%*Strategic 40+5.27%*+2.43
Moderately conservative, 40% stocksIncome 40+5.75%*Strategic 40+5.27%*+0.48
Moderately conservative, 40% stocksTactical from 40+7.17%*Strategic 40+5.27%*+1.90
Moderately conservative, 40% stocksThematic 40+5.06%*Strategic 40+5.27%*−0.21
Moderate, 60% stocksTax-Aware 60+8.78%*Strategic 60+8.93%*−0.15
Moderate, 60% stocksFactor 60+12.68%*Strategic 60+8.93%*+3.75
Moderate, 60% stocksIncome 60+8.87%*Strategic 60+8.93%*−0.06
Moderate, 60% stocksTactical from 60+10.22%*Strategic 60+8.93%*+1.29
Moderate, 60% stocksThematic 60+8.55%*Strategic 60+8.93%*−0.38
Moderately aggressive, 80% stocksTax-Aware 80+12.57%*Strategic 80+12.65%*−0.08
Moderately aggressive, 80% stocksFactor 80+17.80%*Strategic 80+12.65%*+5.15
Moderately aggressive, 80% stocksIncome 80+12.06%*Strategic 80+12.65%*−0.59
Moderately aggressive, 80% stocksTactical from 80+13.32%*Strategic 80+12.65%*+0.67
Moderately aggressive, 80% stocksThematic 80+12.05%*Strategic 80+12.65%*−0.60
Aggressive, 95% stocksTax-Aware 95+15.47%*Strategic 95+15.49%*−0.02
Aggressive, 95% stocksFactor 95+21.73%*Strategic 95+15.49%*+6.24
Aggressive, 95% stocksIncome 95+14.50%*Strategic 95+15.49%*−0.99
Aggressive, 95% stocksTactical from 95+15.66%*Strategic 95+15.49%*+0.17
Aggressive, 95% stocksThematic 95+14.68%*Strategic 95+15.49%*−0.81
1Y is the total return over the 12 months to Sep 30, 2026. Each band’s page sets five ETFIQ benchmarks against its reference, ETFIQ Strategic at the same stock share; the difference is the two printed figures subtracted, in percentage points. *Hypothetical as a whole: the window begins before the tracked date, Oct 5, 2026. Data sourced by Tiingo.
How a benchmark is published

A written rule over broad, low-cost ETFs, frozen on Oct 3, 2026, with its weights, calendar and returns on its own page. Figures before Oct 5, 2026 are hypothetical: today’s rule and funds applied to earlier prices. Total returns are market price with distributions reinvested, net of each fund’s own fees, with nothing else deducted. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Methodology v1.3 →

Where to next
Every model, side by side→Every benchmark→How the benchmarks are built→

Questions people ask about the model comparisons

What does a model comparison page compare?
An allocation ETF’s page sets it against ETFIQ Strategic at the stock share of its band: returns, fees, risk and growth of $10,000. A band’s page sets five ETFIQ benchmarks against ETFIQ Strategic at the same stock share.
What is the 1-year difference?
The portfolio’s 1-year total return minus its benchmark’s, both as printed, in percentage points. A positive figure means the portfolio returned more.
Can I invest in an ETFIQ benchmark?
No. A benchmark is a published yardstick, not a fund, and ETFIQ publishes no trades for any of them. It takes no payment from the issuer of any fund a benchmark holds.
Why are some returns hypothetical?
Each family’s rule is frozen on a stated date. Returns before it apply today’s rule and funds to earlier prices, which is look-ahead; returns from it are tracked. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias.
Cite this page

ETFIQ, ETF model comparisons: all 8, against benchmarks, data as of Oct 7, 2026. https://etfiq.com/models/compare/

Open data →

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at Open data. Figures before Oct 5, 2026 are hypothetical.

Sources and credit
Prices and distributions, every fund the benchmarks holdData sourced by Tiingo · end of day · Oct 7, 2026The risk-free rate, for the Sharpe ratioU.S. Treasury daily bill rates

Computed by ETFIQ from Tiingo daily prices. Data sourced by Tiingo.