ETF Model Portfolios · GAL · Moderate band

GAL against the ETFIQ Strategic 60 benchmark

State Street Global Allocation ETF holds 59.6% of its net assets in stocks, counting stocks inside any funds it owns. That puts it in the moderate band. Its benchmark is ETFIQ Strategic, 60% stocks, a rule, not a fund.

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In the year to Sep 30, 2026, GAL returned +10.33%, 1.40 points ahead of the ETFIQ Strategic 60 benchmark’s hypothetical +8.93%.

Growth of $10,000

Trailing ranges end on Sep 30, 2026; All ends on Oct 20, 2026. GAL’s line is its own market-price total return. The benchmark’s is dashed and shaded where hypothetical, before Oct 5, 2026. The largest drawdown of GAL is shaded where the comparison dates it. Computed by ETFIQ from Tiingo daily prices.

Growth of $10,000 over 1Y, Sep 30, 2025 to Sep 30, 2026: GAL ends at $11,033, Strategic 60 at $10,893, the benchmark hypothetical.$11,655$10,955$10,256$9,556hypothetical · the current rule applied to past prices$11,033$10,8932025 Sep2025 Dec2026 Apr2026 Jul2026 Sep
GALStrategic 60, the benchmarkHypothetical
Value of $10,000 at six points from Sep 30, 2025 to Sep 30, 2026; the same numbers as the chart. GAL is its market-price total return; the benchmark is hypothetical.
Value onSep 30, 2025Dec 10, 2025Feb 24, 2026May 7, 2026Jul 21, 2026Sep 30, 2026
GAL$10,000$10,231$10,699$11,004$11,044$11,033
Reference$10,000$10,223$10,578$10,814$10,918$10,893
Growth of $10,000 over 3Y, Sep 29, 2023 to Sep 30, 2026: GAL ends at $14,943, Strategic 60 at $14,933, the benchmark hypothetical.$15,786$13,669$11,552$9,435hypothetical · the current rule applied to past prices$14,943$14,93320232024202520252026
GALStrategic 60, the benchmarkHypotheticalLargest drawdown −9.12%, Feb 18, 2025 to Apr 8, 2025
Value of $10,000 at six points from Sep 29, 2023 to Sep 30, 2026; the same numbers as the chart. GAL is its market-price total return; the benchmark is hypothetical.
Value onSep 29, 2023May 6, 2024Dec 10, 2024Jul 21, 2025Feb 25, 2026Sep 30, 2026
GAL$10,000$11,347$12,244$12,952$14,564$14,943
Reference$10,000$11,328$12,377$13,090$14,571$14,933
Growth of $10,000 over 5Y, Sep 30, 2021 to Sep 30, 2026: GAL ends at $14,016, Strategic 60 at $13,743, the benchmark hypothetical.$14,773$12,483$10,194$7,905hypothetical · the current rule applied to past prices$14,016$13,74320212022202420252026
GALStrategic 60, the benchmarkHypotheticalLargest drawdown −21.14%, Nov 8, 2021 to Sep 27, 2022
Value of $10,000 at six points from Sep 30, 2021 to Sep 30, 2026; the same numbers as the chart. GAL is its market-price total return; the benchmark is hypothetical.
Value onSep 30, 2021Sep 29, 2022Sep 29, 2023Sep 27, 2024Sep 30, 2025Sep 30, 2026
GAL$10,000$8,360$9,379$11,451$12,704$14,016
Reference$10,000$8,243$9,203$11,326$12,617$13,743
Growth of $10,000 over 10Y, Sep 30, 2016 to Sep 30, 2026: GAL ends at $21,277, Strategic 60 at $21,444, the benchmark hypothetical.$22,664$18,150$13,635$9,120hypothetical · the current rule applied to past prices$21,277$21,44420162019202120242026
GALStrategic 60, the benchmarkHypotheticalLargest drawdown −28.31%, Feb 12, 2020 to Mar 23, 2020
Value of $10,000 at six points from Sep 30, 2016 to Sep 30, 2026; the same numbers as the chart. GAL is its market-price total return; the benchmark is hypothetical.
Value onSep 30, 2016Sep 28, 2018Sep 29, 2020Sep 27, 2022Sep 27, 2024Sep 30, 2026
GAL$10,000$11,935$12,666$12,582$17,384$21,277
Reference$10,000$11,677$13,416$12,794$17,673$21,444
Growth of $10,000 over the whole shared history, Apr 26, 2012 to Oct 20, 2026: GAL ends at $27,393, Strategic 60 at $28,187, the benchmark hypothetical.$29,479$22,716$15,953$9,190hypothetical · the current rule applied to past pricestracked$27,393$28,18720122015201920232026
GALStrategic 60, the benchmarkHypothetical
Value of $10,000 at six points from Apr 26, 2012 to Oct 20, 2026; the same numbers as the chart. GAL is its market-price total return; the benchmark is hypothetical.
Value onApr 26, 2012Mar 20, 2015Feb 8, 2018Dec 31, 2020Nov 22, 2023Oct 20, 2026
GAL$10,000$13,038$14,583$18,058$18,952$27,393
Reference$10,000$12,749$14,646$19,273$19,552$28,187

GAL and Strategic 60 by window

GAL and Strategic 60 by window
WindowFromToGALStrategic 60Difference, pointsSide
Year to dateDec 31, 2025Oct 20, 2026+8.13%+6.98%*+1.15GAL ahead
1 yearSep 30, 2025Sep 30, 2026+10.33%+8.93%*+1.40GAL ahead
3 years, a yearSep 29, 2023Sep 30, 2026+14.33%+14.30%*+0.03GAL ahead
5 years, a yearSep 30, 2021Sep 30, 2026+6.98%+6.57%*+0.41GAL ahead
10 years, a yearSep 30, 2016Sep 30, 2026+7.84%+7.93%*−0.09GAL behind
Since Apr 26, 2012, a yearApr 30, 2012Sep 30, 2026+7.20%+7.43%*−0.23GAL behind
GAL’s own market-price total return beside Strategic 60 over the same closes. YTD and 1 year are total returns; the longer windows are yearly rates over whole months. The difference is in percentage points. *Hypothetical as a whole: the benchmark’s window begins before its tracked date, Oct 5, 2026. Data sourced by Tiingo.

Fees

Fees
PortfolioFeeA yearOn $10,000As of
GALExpense ratio, from its prospectus0.35%$35Oct 24, 2025
Strategic 60Weighted fund fee, inside its returns0.05%$5Oct 20, 2026
Both fees are already inside the returns above. On $10,000 is the fee times 100, the dollars a year at that fee.

Risk over 10 years

Risk over 10 years
FigureGALStrategic 60
Volatility, a year10.68%10.07%
Largest drawdown, on daily values−28.31%−22.31%
Beta to the benchmark1.04measured against itself
Correlation0.98measured against itself
Tracking error, a year2.07%measured against itself
Up capture1.04measured against itself
Down capture1.07measured against itself
From monthly returns, Sep 30, 2016 to Sep 30, 2026, 120 months. The drawdown uses daily values. Beta, correlation, tracking error and captures compare the fund with the benchmark.
How a benchmark is published

Each benchmark has its own page with its weights, calendar and returns. Rules were frozen on Oct 3, 2026. Figures before Oct 5, 2026 are hypothetical: we apply today’s rule and funds to earlier prices. Total returns use market price with distributions reinvested, after each fund’s own fees. Nothing else is deducted. The price source leaves out funds that closed before 2016, so results lean toward funds that survived. Methodology v1.3 →

Where to next
GAL fund page→The Strategic 60 benchmark→Every benchmark at 60% stocks→Every model, side by side→How the benchmarks are built→

Questions people ask about GAL and its benchmark

Why is GAL measured against ETFIQ Strategic 60?
GAL holds 59.6% of its net assets in stocks, counting stocks inside any funds it owns. That puts it in the moderate band, more than 50% and up to 70% stocks. ETFIQ Strategic 60 is that band’s benchmark.
What does ETFIQ Strategic 60 hold?
60% VT and 40% US bonds (BND and AGG in equal parts), rebalanced on the last trading day of each month. It is a rule, not a fund. ETFIQ takes no payment from any fund company.
Why are the benchmark’s returns hypothetical?
Its rule was frozen on a set date. Returns before that date apply today’s rule and funds to earlier prices. The fund’s own returns use its market price with distributions reinvested. The price source leaves out funds that closed before 2016, so results lean toward funds that survived.
Cite this pageCitation, APA and Markdown

ETFIQ, GAL ETF vs the ETFIQ Strategic 60 Benchmark, data as of Oct 20, 2026. https://etfiq.com/models/compare/gal/

Open data →

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at Open data. Figures before Oct 5, 2026 are hypothetical.

Sources and credit
Prices and distributions, every fund the benchmarks holdData sourced by Tiingo · end of day · Oct 20, 2026The risk-free rate, for the Sharpe ratioU.S. Treasury daily bill ratesGAL’s page, with its prospectus and feeGAL’s page, with its prospectus and feeGAL’s prospectus filing, for its expense ratioGAL’s prospectus filing, for its expense ratio

Computed by ETFIQ from Tiingo daily prices. Data sourced by Tiingo.