Why is RISN measured against ETFIQ Strategic 80?

RISN holds 80.5% of its net assets in stocks, counted through the funds it holds, so it sits in the moderately aggressive band, more than 70% and up to 85% stocks. ETFIQ Strategic 80 is the benchmark for that band.

What does ETFIQ Strategic 80 hold?

80% VT and 20% US bonds (BND and AGG in equal parts), rebalanced on the last trading day of each month. It is a published rule, not a fund, and ETFIQ takes no payment from any fund company.

Why are the benchmark’s returns hypothetical?

Its rule was frozen on a stated date. Returns before it apply today’s rule and funds to earlier prices; the fund’s own returns are its market price with distributions reinvested. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias.

ETF Model Portfolios · RISN · Moderately aggressive band

RISN against the ETFIQ Strategic 80 benchmark

Inspire Capital Appreciation ETF holds 80.5% of its net assets in stocks, counted through the funds it holds, which places it in the moderately aggressive band. Its matched benchmark is ETFIQ Strategic, 80% stocks, a written rule, not a fund.

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In the year to Sep 30, 2026, RISN returned +1.19%, 11.46 points behind the ETFIQ Strategic 80 benchmark’s hypothetical +12.65%.

Growth of $10,000

1Y3Y5YAll

Trailing ranges end on Sep 30, 2026, All on Oct 9, 2026. RISN’s line is its own market-price total return; the benchmark’s is dashed and shaded where hypothetical, before Oct 5, 2026. The largest drawdown of RISN is shaded where the comparison dates it. Computed by ETFIQ from Tiingo daily prices. Not published: the 10Y range, the comparison carries no such window.

RISNStrategic 80, the benchmarkHypothetical

Value of $10,000 at six points from Sep 30, 2025 to Sep 30, 2026; the same numbers as the chart. RISN is its market-price total return; the benchmark is hypothetical.
Value on	Sep 30, 2025	Dec 10, 2025	Feb 24, 2026	May 7, 2026	Jul 21, 2026	Sep 30, 2026
RISN	$10,000	$9,994	$9,995	$10,145	$10,434	$10,119
Reference	$10,000	$10,270	$10,691	$11,042	$11,203	$11,265

RISNStrategic 80, the benchmarkHypotheticalLargest drawdown −16.37%, Nov 25, 2024 to Apr 8, 2025

Value of $10,000 at six points from Sep 29, 2023 to Sep 30, 2026; the same numbers as the chart. RISN is its market-price total return; the benchmark is hypothetical.
Value on	Sep 29, 2023	May 6, 2024	Dec 10, 2024	Jul 21, 2025	Feb 25, 2026	Sep 30, 2026
RISN	$10,000	$11,501	$12,406	$12,473	$13,416	$13,605
Reference	$10,000	$11,621	$12,865	$13,773	$15,630	$16,365

RISNStrategic 80, the benchmarkHypotheticalLargest drawdown −21.88%, Dec 30, 2021 to Oct 27, 2023

Value of $10,000 at six points from Sep 30, 2021 to Sep 30, 2026; the same numbers as the chart. RISN is its market-price total return; the benchmark is hypothetical.
Value on	Sep 30, 2021	Sep 29, 2022	Sep 29, 2023	Sep 27, 2024	Sep 30, 2025	Sep 30, 2026
RISN	$10,000	$8,759	$8,874	$10,676	$11,931	$12,073
Reference	$10,000	$8,125	$9,385	$11,918	$13,633	$15,358

RISNStrategic 80, the benchmarkHypothetical

Value of $10,000 at six points from Jul 16, 2020 to Oct 9, 2026; the same numbers as the chart. RISN is its market-price total return; the benchmark is hypothetical.
Value on	Jul 16, 2020	Oct 12, 2021	Jan 10, 2023	Apr 11, 2024	Jul 14, 2025	Oct 9, 2026
RISN	$10,000	$12,232	$10,856	$12,568	$13,432	$15,086
Reference	$10,000	$12,657	$11,332	$13,674	$16,195	$19,552

RISN and Strategic 80 by window

Window	From	To	RISN	Strategic 80	Difference, points	Side
Year to date	Dec 31, 2025	Oct 9, 2026	+5.96%	+10.86%*	−4.90	RISN behind
1 year	Sep 30, 2025	Sep 30, 2026	+1.19%	+12.65%*	−11.46	RISN behind
3 years, a year	Sep 29, 2023	Sep 30, 2026	+10.81%	+17.84%*	−7.03	RISN behind
5 years, a year	Sep 30, 2021	Sep 30, 2026	+3.84%	+8.96%*	−5.12	RISN behind
10 years, a year	not published	not published	not published	not published	not published	not published
Since Jul 16, 2020, a year	Jul 31, 2020	Sep 30, 2026	+6.11%	+11.13%*	−5.02	RISN behind

RISN’s own market-price total return beside Strategic 80 over the same closes; YTD and 1 year as total returns, the longer windows a year over whole months. The difference is the two printed figures subtracted, in percentage points. *Hypothetical as a whole: the benchmark’s window begins before its tracked date, Oct 5, 2026. Data sourced by Tiingo.

Fees

Portfolio	Fee	A year	On $10,000	As of
RISN	Expense ratio, from its prospectus	0.72%	$72	Mar 26, 2026
Strategic 80	Weighted fund fee, inside its returns	0.05%	$5	Oct 9, 2026

Both fees are already inside the returns above. On $10,000 is the fee times 100, the dollars a year at that fee.

Risk over 5 years

Figure	RISN	Strategic 80
Volatility, a year	11.54%	12.90%
Largest drawdown, on daily values	−21.88%	−24.34%
Beta to the benchmark	0.65	measured against itself
Correlation	0.73	measured against itself
Tracking error, a year	9.06%	measured against itself
Up capture	0.66	measured against itself
Down capture	0.80	measured against itself

From monthly returns, Sep 30, 2021 to Sep 30, 2026, 60 months; the drawdown on daily values. Beta, correlation, tracking error and captures measure the fund against the benchmark.

How a benchmark is published

A written rule over broad, low-cost ETFs, frozen on Oct 3, 2026, with its weights, calendar and returns on its own page. Figures before Oct 5, 2026 are hypothetical: today’s rule and funds applied to earlier prices. Total returns are market price with distributions reinvested, net of each fund’s own fees, with nothing else deducted. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias. Methodology v1.3 →

Where to next

RISN fund page→The Strategic 80 benchmark→Every benchmark at 80% stocks→Every model, side by side→How the benchmarks are built→

Questions people ask about RISN and its benchmark

Why is RISN measured against ETFIQ Strategic 80?: RISN holds 80.5% of its net assets in stocks, counted through the funds it holds, so it sits in the moderately aggressive band, more than 70% and up to 85% stocks. ETFIQ Strategic 80 is the benchmark for that band.
What does ETFIQ Strategic 80 hold?: 80% VT and 20% US bonds (BND and AGG in equal parts), rebalanced on the last trading day of each month. It is a published rule, not a fund, and ETFIQ takes no payment from any fund company.
Why are the benchmark’s returns hypothetical?: Its rule was frozen on a stated date. Returns before it apply today’s rule and funds to earlier prices; the fund’s own returns are its market price with distributions reinvested. The price source does not carry funds that closed before 2016, so nothing here is free of survivorship bias.

Cite this page

ETFIQ, RISN vs the ETFIQ Strategic 80 benchmark, data as of Oct 9, 2026. https://etfiq.com/models/compare/risn/

Open data →

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at Open data. Figures before Oct 5, 2026 are hypothetical.

Sources and credit

Prices and distributions, every fund the benchmarks holdData sourced by Tiingo · end of day · Oct 9, 2026 The risk-free rate, for the Sharpe ratioU.S. Treasury daily bill rates RISN’s page, with its prospectus and feeRISN’s page, with its prospectus and fee RISN’s prospectus filing, for its expense ratioRISN’s prospectus filing, for its expense ratio

Computed by ETFIQ from Tiingo daily prices. Data sourced by Tiingo.