ETF Model Portfolios · ELM · Moderate band

ELM against the ETFIQ Strategic 60 benchmark

Elm Market Navigator ETF holds 63.5% of its net assets in stocks, counting stocks inside any funds it owns. That puts it in the moderate band. Its benchmark is ETFIQ Strategic, 60% stocks, a rule, not a fund.

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In the year to Sep 30, 2026, ELM returned +9.76%, 0.83 points ahead of the ETFIQ Strategic 60 benchmark’s hypothetical +8.93%.

Growth of $10,000

Trailing ranges end on Sep 30, 2026; All ends on Oct 14, 2026. ELM’s line is its own market-price total return. The benchmark’s is dashed and shaded where hypothetical, before Oct 5, 2026. The largest drawdown of ELM is shaded where the comparison dates it. Computed by ETFIQ from Tiingo daily prices. Not published: the 3Y range, the comparison carries no such window; the 5Y range, the comparison carries no such window; the 10Y range, the comparison carries no such window.

Growth of $10,000 over 1Y, Sep 30, 2025 to Sep 30, 2026: ELM ends at $10,976, Strategic 60 at $10,893, the benchmark hypothetical.$11,553$10,890$10,227$9,564hypothetical · the current rule applied to past prices$10,976$10,8932025 Sep2025 Dec2026 Apr2026 Jul2026 Sep
ELMStrategic 60, the benchmarkHypothetical
Value of $10,000 at six points from Sep 30, 2025 to Sep 30, 2026; the same numbers as the chart. ELM is its market-price total return; the benchmark is hypothetical.
Value onSep 30, 2025Dec 10, 2025Feb 24, 2026May 7, 2026Jul 21, 2026Sep 30, 2026
ELM$10,000$10,217$10,762$10,863$10,950$10,976
Reference$10,000$10,223$10,578$10,814$10,918$10,893
Growth of $10,000 over the whole shared history, Feb 11, 2025 to Oct 14, 2026: ELM ends at $11,997, Strategic 60 at $12,076, the benchmark hypothetical.$12,737$11,463$10,189$8,915hypothetical · the current rule applied to past pricestracked$11,997$12,07620252025202520262026
ELMStrategic 60, the benchmarkHypothetical
Value of $10,000 at six points from Feb 11, 2025 to Oct 14, 2026; the same numbers as the chart. ELM is its market-price total return; the benchmark is hypothetical.
Value onFeb 11, 2025Jun 12, 2025Oct 13, 2025Feb 12, 2026Jun 15, 2026Oct 14, 2026
ELM$10,000$10,183$10,919$11,624$12,080$11,997
Reference$10,000$10,336$11,071$11,602$12,210$12,076

ELM and Strategic 60 by window

ELM and Strategic 60 by window
WindowFromToELMStrategic 60Difference, pointsSide
Year to dateDec 31, 2025Oct 14, 2026+7.22%+6.72%*+0.50ELM ahead
1 yearSep 30, 2025Sep 30, 2026+9.76%+8.93%*+0.83ELM ahead
3 years, a yearnot publishednot publishednot publishednot publishednot publishednot published
5 years, a yearnot publishednot publishednot publishednot publishednot publishednot published
10 years, a yearnot publishednot publishednot publishednot publishednot publishednot published
Since Feb 11, 2025, a yearFeb 28, 2025Sep 30, 2026+12.58%+12.49%*+0.09ELM ahead
ELM’s own market-price total return beside Strategic 60 over the same closes. YTD and 1 year are total returns; the longer windows are yearly rates over whole months. The difference is in percentage points. *Hypothetical as a whole: the benchmark’s window begins before its tracked date, Oct 5, 2026. Data sourced by Tiingo.

Fees

Fees
PortfolioFeeA yearOn $10,000As of
ELMExpense ratio, from its prospectus0.24%$24Jan 28, 2026
Strategic 60Weighted fund fee, inside its returns0.05%$5Oct 14, 2026
Both fees are already inside the returns above. On $10,000 is the fee times 100, the dollars a year at that fee.
How a benchmark is published

Each benchmark has its own page with its weights, calendar and returns. Rules were frozen on Oct 3, 2026. Figures before Oct 5, 2026 are hypothetical: we apply today’s rule and funds to earlier prices. Total returns use market price with distributions reinvested, after each fund’s own fees. Nothing else is deducted. The price source leaves out funds that closed before 2016, so results lean toward funds that survived. Methodology v1.3 →

Where to next
ELM fund page→The Strategic 60 benchmark→Every benchmark at 60% stocks→Every model, side by side→How the benchmarks are built→

Questions people ask about ELM and its benchmark

Why is ELM measured against ETFIQ Strategic 60?
ELM holds 63.5% of its net assets in stocks, counting stocks inside any funds it owns. That puts it in the moderate band, more than 50% and up to 70% stocks. ETFIQ Strategic 60 is that band’s benchmark.
What does ETFIQ Strategic 60 hold?
60% VT and 40% US bonds (BND and AGG in equal parts), rebalanced on the last trading day of each month. It is a rule, not a fund. ETFIQ takes no payment from any fund company.
Why are the benchmark’s returns hypothetical?
Its rule was frozen on a set date. Returns before that date apply today’s rule and funds to earlier prices. The fund’s own returns use its market price with distributions reinvested. The price source leaves out funds that closed before 2016, so results lean toward funds that survived.
Cite this pageCitation, APA and Markdown

ETFIQ, ELM ETF vs the ETFIQ Strategic 60 Benchmark, data as of Oct 14, 2026. https://etfiq.com/models/compare/elm/

Open data →

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. The underlying files are at Open data. Figures before Oct 5, 2026 are hypothetical.

Sources and credit
Prices and distributions, every fund the benchmarks holdData sourced by Tiingo · end of day · Oct 14, 2026The risk-free rate, for the Sharpe ratioU.S. Treasury daily bill ratesELM’s page, with its prospectus and feeELM’s page, with its prospectus and feeELM’s prospectus filing, for its expense ratioELM’s prospectus filing, for its expense ratio

Computed by ETFIQ from Tiingo daily prices. Data sourced by Tiingo.