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BILS vs GBIL: Differences, Returns & Fees

BILS's duration was 0.4 years on Jun 30, 2026 and GBIL's 0.4 on May 31, 2026; GBIL charges 0.12% to BILS's 0.14%. Net assets: $3.9bn on Oct 20, 2026 for State Street SPDR Bloomberg 3-12 Month T-Bill ETF, and $7.9bn on Oct 19, 2026 for Goldman Sachs Access Treasury 0-1 Year ETF.

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Answers cite the figures on this page.

GBIL costs 0.02 points a year less; both returned +3.6% over a year; GBIL is 2.0 times larger.

BILS vs GBIL: Differences, Returns & Fees
BILSGBIL
Expense ratio0.14%0.12%
Net assets, as of Oct 19, 2026$3.9bn$7.9bn
Total return, 1 year+3.6%+3.6%
What it tracksnot read by ETFIQnot read by ETFIQ
Holdings in commonreport dates differ

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

+3.6%
BILS total return, 1 year
+3.6%
GBIL total return, 1 year
0.14%
BILS expense ratio
0.12%
GBIL expense ratio

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Client brief · page 1 of 2Report BR-6F7F6A1934

BILS and GBIL are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows (similar). Both follow not read by ETFIQ.
  2. One-year total return (similar). Over 1 year to Oct 20, 2026 BILS returned +3.6% and GBIL +3.6% with distributions reinvested, a gap of 0.0 points.
  3. Number of holdings (similar). BILS holds 23 positions and GBIL holds 43.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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On the same fields

BILS
State Street SPDR Bloomberg 3-12 Month T-Bill ETF
GBIL
Goldman Sachs Access Treasury 0-1 Year ETF
Where it sits Bond ETF Bond ETF
Issuer State Street Goldman Sachs
What it is Tracks an index Tracks an index
Total return, 1 year +3.6% +3.6%
Expense ratio 0.14% 0.12%
Holdings 23 43
Net assets, BILS as of Oct 20, 2026 and GBIL as of Oct 19, 2026 $3.9bn $7.9bn

BILS and GBIL on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About BILS

BILS tracks an index. Over the year to Oct 20, 2026 it returned +3.6% with distributions reinvested. The prospectus expense ratio is 0.14% a year.

About GBIL

GBIL tracks an index. The prospectus expense ratio is 0.12% a year.

Questions people ask

Which returned more over the last year, BILS or GBIL?
In the year to Oct 20, 2026, with distributions reinvested, BILS returned +3.6% and GBIL +3.6%.
Which is cheaper, BILS or GBIL?
GBIL is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
BILS vs FTSMBILS vs VUSBBILS vs FLOTBILS vs VBILGBIL vs GSYGBIL vs IBDSFLTR vs GBILBSCR vs GBIL
BILS on its own →GBIL on its own →Hold both: look the portfolio through →Rankings →BILS dividend history →BILS holdings →GBIL dividend history →GBIL holdings →Standards and sources →
Where these figures came from
BILS filings on SEC EDGAR ↗BILS prospectus with the expense ratio (SEC) ↗State Street website ↗GBIL filings on SEC EDGAR ↗GBIL prospectus with the expense ratio (SEC) ↗Goldman Sachs website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, BILS against GBIL, data as of Oct 20, 2026. https://etfiq.com/compare/any/bils-vs-gbil

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.