BIV vs UITB: Differences, Returns & Fees

On Jun 30, 2026 BIV's duration was 5.9 years and UITB's 5.6; BIV charges 0.03% to UITB's 0.38%. Net assets: $28.1bn on Sep 30, 2026 for Vanguard Intermediate-Term Bond ETF, and $2.7bn on Jun 30, 2026 for VictoryShares Core Intermediate Bond ETF.

BIV costs 0.35 points a year less; their one-year returns differ by 0.7 points.

BIVUITB
Expense ratio0.03%0.38%
Net assets, BIV as of Sep 30, 2026 and UITB as of Jun 30, 2026$28.1bn$2.7bn
Total return, 1 year−2.3%−1.6%
What it tracksnot read by ETFIQNo index, actively managed
Holdings in common20%
Below its high5.0%, high on Feb 27, 20264.2%, high on Feb 27, 2026

Holdings in common uses holdings dated Jun 30, 2026.

−2.3%
BIV total return, 1 year
−1.6%
UITB total return, 1 year
0.03%
BIV expense ratio
0.38%
UITB expense ratio

What they hold in common

By the books each fund has filed, BIV and UITB hold 20% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

half

20% in common

Positions both hold, largest shared weight first
Holding BIV UITB
US TREASURY N/B, due Aug 15, 2034 2.02% 2.03%
US TREASURY N/B, due Nov 15, 2033 2.10% 1.86%
US TREASURY N/B, due Nov 15, 2032 1.70% 1.94%
US TREASURY N/B, due May 15, 2033 1.63% 1.71%
US TREASURY N/B, due May 15, 2035 2.04% 1.54%
US TREASURY N/B, due May 31, 2032 1.14% 2.13%
US TREASURY N/B, due Aug 15, 2032 1.56% 1.02%
US TREASURY N/B, due Aug 15, 2033 1.84% 0.97%
US TREASURY N/B, due Mar 31, 2033 0.70% 0.77%
US TREASURY N/B, due Sep 30, 2032 0.68% 1.04%
US TREASURY N/B, due Feb 15, 2032 1.60% 0.68%
US TREASURY N/B, due Feb 15, 2035 2.08% 0.57%
Only in BIV
US TREASURY N/B, due May 15, 2034 2.13%
US TREASURY N/B, due Aug 15, 2031 2.10%
US TREASURY N/B, due Nov 15, 2034 2.08%
US TREASURY N/B, due Nov 15, 2035 1.94%
US TREASURY N/B, due Feb 15, 2033 1.65%
US TREASURY N/B, due Feb 28, 2033 1.36%
US TREASURY N/B, due Aug 31, 2031 1.08%
US TREASURY N/B, due May 31, 2033 1.07%
Only in UITB
U S TREASURY NOTE, due Mar 15, 2029 1.17%
U S TREASURY BOND, due Nov 15, 2044 0.88%
UNITED STATES TREASURY BOND, due Aug 15, 2040 0.86%
U S TREASURY NOTE, due Sep 30, 2030 0.84%
U S TREASURY NOTE, due Mar 31, 2031 0.74%
U S TREASURY BOND, due Feb 15, 2039 0.68%
FEDERAL NATIONAL MORTGAGE ASSOCIATION, due Jun 1, 2052 0.63%
U S TREASURY NOTE, due May 31, 2030 0.63%

Check overlap with more funds →

On the same fields

BIV
Vanguard Intermediate-Term Bond ETF
UITB
VictoryShares Core Intermediate Bond ETF
Where it sits Bond ETF Bond ETF
What it is Tracks an index Actively managed
Total return, 1 year −2.3% −1.6%
S&P 500 over the same days +17.3% +17.3%
Gap to the S&P 500 −19.5 pts −18.9 pts
Expense ratio 0.03% 0.38%
Holdings 2347 1181
Net assets, BIV as of Sep 30, 2026 and UITB as of Jun 30, 2026 $28.1bn $2.7bn

BIV and UITB on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

BIV in plain words

BIV tracks an index. Over the year to Oct 9, 2026 it returned −2.3% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 5.0% below its high of Feb 27, 2026 on Oct 9, 2026.

UITB in plain words

UITB is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned −1.6% with distributions reinvested. The prospectus expense ratio is 0.38% a year. It sat 4.2% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, BIV or UITB?
In the year to Oct 9, 2026, with distributions reinvested, BIV returned −2.3% and UITB −1.6%.
Which is cheaper, BIV or UITB?
BIV is cheaper, by 0.35 percentage points a year. That is about $35 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BIV against UITB, data as of Oct 9, 2026. https://etfiq.com/compare/any/biv-vs-uitb

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.