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BIV vs BND: Differences, Returns & Fees

On Jun 30, 2026 BIV's duration was 5.9 years and BND's 5.7; both charge 0.03%. Net assets on Sep 30, 2026: $28.1bn for Vanguard Intermediate-Term Bond ETF and $161.4bn for Vanguard Total Bond Market ETF.

Both cost 0.03% a year; their one-year returns differ by 0.8 points; BND is 5.7 times larger.

Points (pts) are percentage points.

BIVBND
Expense ratio0.03%0.03%
Net assets, as of Sep 30, 2026$28.1bn$161.4bn
Total return, 1 year−2.3%−1.5%
What it tracksnot read by ETFIQBloomberg U.S. Aggregate Float Adjusted Index
Holdings in common18%
Below its high5.0%, high on Feb 27, 20264.9%, high on Aug 6, 2020

Holdings in common uses holdings dated Jun 30, 2026.

−2.3%
BIV total return, 1 year
−1.5%
BND total return, 1 year
0.03%
BIV expense ratio
0.03%
BND expense ratio

What they hold in common

By the books each fund has filed, BIV and BND hold 18% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

half

18% in common

Positions both hold, largest shared weight first
Holding BIV BND
US TREASURY N/B, due May 15, 2034 2.13% 0.41%
US TREASURY N/B, due Nov 15, 2034 2.08% 0.41%
US TREASURY N/B, due Feb 15, 2035 2.08% 0.41%
US TREASURY N/B, due Feb 15, 2036 2.14% 0.41%
US TREASURY N/B, due Aug 15, 2034 2.02% 0.41%
US TREASURY N/B, due Feb 15, 2034 2.14% 0.40%
US TREASURY N/B, due Aug 15, 2035 2.04% 0.39%
US TREASURY N/B, due Nov 15, 2033 2.10% 0.39%
US TREASURY N/B, due Aug 15, 2033 1.84% 0.36%
US TREASURY N/B, due May 15, 2035 2.04% 0.36%
US TREASURY N/B, due May 15, 2032 1.65% 0.35%
US TREASURY N/B, due Nov 15, 2032 1.70% 0.35%
Only in BIV
MORGAN STANLEY, due Apr 21, 2034 0.06%
JPMORGAN CHASE, due Oct 23, 2034 0.06%
CITIGROUP INC, due Mar 27, 2036 0.05%
MPLX LP, due Jan 15, 2033 0.05%
QUEBEC PROVINCE, due Aug 28, 2035 0.05%
MORGAN STANLEY, due Jul 20, 2033 0.04%
PNC FINANCIAL, due Jul 23, 2035 0.04%
DEVON ENERGY, due Sep 15, 2034 0.04%
Only in BND
US TREASURY N/B, due Jan 31, 2028 0.47%
US TREASURY N/B, due Nov 30, 2027 0.41%
US TREASURY N/B, due Feb 28, 2030 0.34%
US TREASURY N/B, due May 31, 2028 0.33%
US TREASURY N/B, due May 15, 2031 0.32%
US TREASURY N/B, due Feb 15, 2031 0.31%
US TREASURY N/B, due Aug 15, 2030 0.31%
US TREASURY N/B, due Nov 30, 2030 0.30%

Check overlap with more funds →

On the same fields

BIV
Vanguard Intermediate-Term Bond ETF
BND
Vanguard Total Bond Market ETF
Where it sits Bond ETF Bond ETF
Issuer Vanguard Vanguard
What it is Tracks an index Tracks an index of US aggregate bonds
Total return, 1 year −2.3% −1.5%
S&P 500 over the same days +17.3% +17.3%
Gap to the S&P 500 −19.5 pts −18.8 pts
Expense ratio 0.03% 0.03%
Holdings 2347 16275
Net assets, as of Sep 30, 2026 $28.1bn $161.4bn

BIV and BND on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

BIV in plain words

BIV tracks an index. Over the year to Oct 9, 2026 it returned −2.3% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 5.0% below its high of Feb 27, 2026 on Oct 9, 2026.

BND in plain words

BND tracks an index of US aggregate bonds. It sat 4.9% below its high of Aug 6, 2020 on Oct 9, 2026.

Over the year to Oct 9, 2026 it returned −1.5% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Float Adjusted Index, measured by the closely related Bloomberg U.S. Aggregate Bond Index.

Questions people ask

Which returned more over the last year, BIV or BND?
In the year to Oct 9, 2026, with distributions reinvested, BIV returned −2.3% and BND −1.5%.
Which is cheaper, BIV or BND?
Neither: BIV and BND both charge 0.03% a year. Fees come from each fund's prospectus.
Other comparisons
BIV vs DFCFBIV vs SCHZBIV vs SPABBIV vs JBNDBND vs DFCFBND vs SCHZBND vs SPABBND vs JBND
BIV on its own →BND on its own →Hold both: look the portfolio through →Rankings →Standards and sources →
Where these figures came from
BIV and BND filings on SEC EDGAR ↗BIV and BND prospectus with the expense ratio (SEC) ↗Vanguard page for BIV ↗Vanguard page for BND ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BIV against BND, data as of Oct 9, 2026. https://etfiq.com/compare/any/biv-vs-bnd

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.