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BIV vs UNIY: Differences, Returns & Fees

BIV's duration was 5.9 years on Jun 30, 2026 and UNIY's 5.9 on May 31, 2026; BIV charges 0.03% to UNIY's 0.15%. Net assets: $28.1bn on Sep 30, 2026 for Vanguard Intermediate-Term Bond ETF, and $1.3bn on May 31, 2026 for WisdomTree Voya Yield Enhanced USD Universal Bond Fund.

BIV costs 0.12 points a year less; their one-year returns differ by 0.8 points.

BIVUNIY
Expense ratio0.03%0.15%
Net assets, BIV as of Sep 30, 2026 and UNIY as of May 31, 2026$28.1bn$1.3bn
Total return, 1 year−2.3%−1.5%
What it tracksnot read by ETFIQBloomberg US Universal Enhanced Yield Index
Holdings in common7%
Below its high5.0%, high on Feb 27, 20263.9%, high on Feb 27, 2026

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

−2.3%
BIV total return, 1 year
−1.5%
UNIY total return, 1 year
0.03%
BIV expense ratio
0.15%
UNIY expense ratio

What they hold in common

By the books each fund has filed, BIV and UNIY hold 7% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jun 30, 2026.

half

7% in common

Positions both hold, largest shared weight first
Holding BIV UNIY
US TREASURY N/B, due May 15, 2036 0.79% 1.98%
US TREASURY N/B, due Nov 30, 2032 0.98% 0.31%
US TREASURY N/B, due Apr 30, 2033 0.48% 0.21%
US TREASURY N/B, due Sep 30, 2032 0.68% 0.18%
US TREASURY N/B, due Jun 30, 2032 0.75% 0.15%
US TREASURY N/B, due Aug 15, 2035 2.04% 0.09%
FANNIE MAE, due Nov 15, 2030 0.08% 0.08%
US TREASURY N/B, due Feb 15, 2036 2.14% 0.07%
US TREASURY N/B, due Oct 31, 2032 0.53% 0.07%
FREDDIE MAC, due Jul 15, 2032 0.08% 0.06%
US TREASURY N/B, due Jan 31, 2033 0.31% 0.06%
ABBVIE INC, due May 14, 2035 0.06% 0.05%
Only in BIV
US TREASURY N/B, due Feb 15, 2034 2.14%
US TREASURY N/B, due May 15, 2034 2.13%
US TREASURY N/B, due Nov 15, 2033 2.10%
US TREASURY N/B, due Aug 15, 2031 2.10%
US TREASURY N/B, due Nov 15, 2034 2.08%
US TREASURY N/B, due May 15, 2035 2.04%
US TREASURY N/B, due Aug 15, 2034 2.02%
US TREASURY N/B, due Nov 15, 2035 1.94%
Only in UNIY
T 3.5 11/15/28, due Nov 15, 2028 3.12%
T 3.875 05/15/29, due May 15, 2029 2.31%
T 3.5 01/31/28, due Jan 31, 2028 2.14%
T 0.625 08/15/30, due Aug 15, 2030 2.03%
T 3 08/15/52, due Aug 15, 2052 2.03%
T 3.75 01/31/31, due Jan 31, 2031 1.36%
T 3.5 10/15/28, due Oct 15, 2028 1.04%
TVA 3.5 12/15/42, due Dec 15, 2042 0.66%

Check overlap with more funds →

On the same fields

BIV
Vanguard Intermediate-Term Bond ETF
UNIY
WisdomTree Voya Yield Enhanced USD Universal Bond Fund
Where it sits Bond ETF Bond ETF
Issuer Vanguard WisdomTree
What it is Tracks an index Tracks an index
Total return, 1 year −2.3% −1.5%
S&P 500 over the same days +17.3% +17.3%
Gap to the S&P 500 −19.5 pts −18.7 pts
Expense ratio 0.03% 0.15%
Holdings 2347 6150
Net assets, BIV as of Sep 30, 2026 and UNIY as of May 31, 2026 $28.1bn $1.3bn

BIV and UNIY on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

BIV in plain words

BIV tracks an index. Over the year to Oct 9, 2026 it returned −2.3% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 5.0% below its high of Feb 27, 2026 on Oct 9, 2026.

UNIY in plain words

UNIY tracks an index. Over the year to Oct 9, 2026 it returned −1.5% with distributions reinvested. The prospectus expense ratio is 0.15% a year. It sat 3.9% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, BIV or UNIY?
In the year to Oct 9, 2026, with distributions reinvested, BIV returned −2.3% and UNIY −1.5%.
Which is cheaper, BIV or UNIY?
BIV is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
BIV vs CGCBBIV vs VCRBBIV vs SPABBIV vs SCHZDFCF vs UNIYSPAB vs UNIYJBND vs UNIYUNIY vs VCRB
BIV on its own →UNIY on its own →Hold both: look the portfolio through →Rankings →Standards and sources →
Where these figures came from
BIV filings on SEC EDGAR ↗BIV prospectus with the expense ratio (SEC) ↗Vanguard page for BIV ↗UNIY filings on SEC EDGAR ↗UNIY prospectus with the expense ratio (SEC) ↗WisdomTree website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BIV against UNIY, data as of Oct 9, 2026. https://etfiq.com/compare/any/biv-vs-uniy

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.