Which returned more over the last year, SCHZ or UNIY?

In the year to Oct 9, 2026, with distributions reinvested, SCHZ returned −1.5% and UNIY −1.5%.

Which is cheaper, SCHZ or UNIY?

SCHZ is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

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SCHZ vs UNIY: Differences, Returns & Fees

SCHZ's duration was 5.8 years on Jun 30, 2026 and UNIY's 5.9 on May 31, 2026; SCHZ charges 0.03% to UNIY's 0.15%. Net assets: $10.6bn on Jun 30, 2026 for Schwab U.S. Aggregate Bond ETF, and $1.3bn on May 31, 2026 for WisdomTree Voya Yield Enhanced USD Universal Bond Fund.

SCHZ costs 0.12 points a year less; both returned −1.5% over a year.

	SCHZ	UNIY
Expense ratio	0.03%	0.15%
Net assets, SCHZ as of Jun 30, 2026 and UNIY as of May 31, 2026	$10.6bn	$1.3bn
Total return, 1 year	−1.5%	−1.5%
What it tracks	Bloomberg US Aggregate Bond Index	Bloomberg US Universal Enhanced Yield Index
Holdings in common	17%
Below its high	5.0%, high on Aug 4, 2020	3.9%, high on Feb 27, 2026

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

−1.5%

SCHZ total return, 1 year

−1.5%

UNIY total return, 1 year

0.03%

SCHZ expense ratio

0.15%

UNIY expense ratio

What they hold in common

By the books each fund has filed, SCHZ and UNIY hold 17% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jun 30, 2026.

50%

half

17% in common

Positions both hold, largest shared weight first

Holding SCHZ UNIY

U.S. Treasury Notes, due Jan 31, 2028 0.35% 2.14%

U.S. Treasury Notes, due May 15, 2029 0.28% 2.31%

U.S. Treasury Notes, due Aug 15, 2030 0.28% 2.03%

U.S. Treasury Notes, due Oct 31, 2030 0.25% 0.54%

U.S. Treasury Bonds, due Feb 15, 2056 0.25% 0.28%

U.S. Treasury Notes, due Jan 31, 2031 0.23% 1.36%

U.S. Treasury Notes, due Apr 30, 2028 0.22% 0.26%

U.S. Treasury Notes, due Mar 15, 2029 0.21% 0.31%

U.S. Treasury Notes, due Nov 30, 2030 0.21% 0.51%

U.S. Treasury Notes, due Oct 31, 2027 0.21% 0.25%

U.S. Treasury Notes, due Nov 30, 2027 0.21% 0.33%

U.S. Treasury Notes, due May 15, 2036 0.20% 1.98%

Only in SCHZ

U.S. Treasury Notes, due Nov 15, 2034 0.37%

U.S. Treasury Notes, due May 15, 2035 0.37%

U.S. Treasury Notes, due May 15, 2034 0.37%

U.S. Treasury Notes, due Aug 15, 2034 0.36%

U.S. Treasury Notes, due Nov 15, 2035 0.36%

U.S. Treasury Notes, due Feb 15, 2034 0.36%

U.S. Treasury Notes, due Nov 15, 2033 0.36%

U.S. Treasury Notes, due Aug 15, 2033 0.33%

Only in UNIY

TVA 3.5 12/15/42, due Dec 15, 2042 0.66%

FN MA5585, due Jan 1, 2055 0.62%

T 4 01/15/27, due Jan 15, 2027 0.59%

FR SD8225, due Jul 1, 2052 0.40%

TVA 5.88 04/01/36, due Apr 1, 2036 0.37%

FHLB 5.625 03/14/36, due Mar 14, 2036 0.34%

CNH 2022-C A4, due Nov 15, 2029 0.31%

CHAIT 2023-A2 A, due Sep 16, 2030 0.29%

Check overlap with more funds →

On the same fields

SCHZ

Schwab U.S. Aggregate Bond ETF

UNIY

WisdomTree Voya Yield Enhanced USD Universal Bond Fund

Where it sits Bond ETF Bond ETF

Issuer Schwab WisdomTree

What it is Tracks an index Tracks an index

Total return, 1 year −1.5% −1.5%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 −18.8 pts −18.7 pts

Expense ratio 0.03% 0.15%

Holdings 12326 6150

Net assets, SCHZ as of Jun 30, 2026 and UNIY as of May 31, 2026 $10.6bn $1.3bn

SCHZ and UNIY on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

SCHZ in plain words

SCHZ tracks an index. The prospectus expense ratio is 0.03% a year. It sat 5.0% below its high of Aug 4, 2020 on Oct 9, 2026.

Over the year to Oct 9, 2026 it returned −1.5% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg US Aggregate Bond Index.

UNIY in plain words

UNIY tracks an index. Over the year to Oct 9, 2026 it returned −1.5% with distributions reinvested. The prospectus expense ratio is 0.15% a year. It sat 3.9% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, SCHZ or UNIY?: In the year to Oct 9, 2026, with distributions reinvested, SCHZ returned −1.5% and UNIY −1.5%.
Which is cheaper, SCHZ or UNIY?: SCHZ is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs SCHZ BND vs SCHZ AVIG vs SCHZ JHCR vs SCHZ DFCF vs UNIY BIV vs UNIY AGG vs UNIY BND vs UNIY

SCHZ on its own →UNIY on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

SCHZ filings on SEC EDGAR ↗SCHZ prospectus with the expense ratio (SEC) ↗Schwab website ↗UNIY filings on SEC EDGAR ↗UNIY prospectus with the expense ratio (SEC) ↗WisdomTree website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHZ against UNIY, data as of Oct 9, 2026. https://etfiq.com/compare/any/schz-vs-uniy

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.