Which returned more over the last year, BIV or SCCR?

In the year to Oct 9, 2026, with distributions reinvested, BIV returned −2.3% and SCCR −1.7%.

Which is cheaper, BIV or SCCR?

BIV is cheaper, by 0.13 percentage points a year. That is about $13 on $10,000 held for a year. Fees come from each fund's prospectus.

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BIV vs SCCR: Differences, Returns & Fees

On Jun 30, 2026 BIV's duration was 5.9 years and SCCR's 5.8; BIV charges 0.03% to SCCR's 0.16%. Net assets: $28.1bn on Sep 30, 2026 for Vanguard Intermediate-Term Bond ETF, and $1.5bn on Jun 30, 2026 for Schwab Core Bond ETF.

BIV costs 0.13 points a year less; their one-year returns differ by 0.6 points.

	BIV	SCCR
Expense ratio	0.03%	0.16%
Net assets, BIV as of Sep 30, 2026 and SCCR as of Jun 30, 2026	$28.1bn	$1.5bn
Total return, 1 year	−2.3%	−1.7%
What it tracks	not read by ETFIQ	No index, actively managed
Holdings in common	1%
Below its high	5.0%, high on Feb 27, 2026	4.5%, high on Feb 27, 2026

Holdings in common uses holdings dated Jun 30, 2026.

−2.3%

BIV total return, 1 year

−1.7%

SCCR total return, 1 year

0.03%

BIV expense ratio

0.16%

SCCR expense ratio

What they hold in common

By the books each fund has filed, BIV and SCCR hold 1% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

50%

half

1% in common

Positions both hold, largest shared weight first

Holding BIV SCCR

AMAZON.COM INC, due Mar 13, 2036 0.13% 0.27%

MORGAN STANLEY, due Jan 18, 2036 0.13% 0.42%

IL ST TXB-PENSION, due Jun 1, 2033 0.10% 0.15%

BANK OF AMER CRP, due Jan 23, 2035 0.09% 0.54%

AT&T INC, due Feb 1, 2032 0.07% 0.30%

ORACLE CORP, due Sep 26, 2032 0.05% 0.08%

PNC FINANCIAL, due Oct 20, 2034 0.04% 0.42%

DEVON ENERGY, due Sep 15, 2034 0.04% 0.37%

RIO TINTO FIN PL, due Mar 14, 2035 0.03% 0.39%

UNITEDHEALTH GRP, due Feb 15, 2033 0.03% 0.41%

CVS HEALTH CORP, due Feb 21, 2033 0.03% 0.38%

FISERV INC, due Aug 21, 2033 0.02% 0.23%

Only in BIV

US TREASURY N/B, due Feb 15, 2036 2.14%

US TREASURY N/B, due Feb 15, 2034 2.14%

US TREASURY N/B, due May 15, 2034 2.13%

US TREASURY N/B, due Nov 15, 2033 2.10%

US TREASURY N/B, due Aug 15, 2031 2.10%

US TREASURY N/B, due Nov 15, 2034 2.08%

US TREASURY N/B, due Feb 15, 2035 2.08%

US TREASURY N/B, due May 15, 2035 2.04%

Only in SCCR

U.S. Treasury Notes, due Feb 29, 2028 2.31%

U.S. Treasury Notes, due Apr 15, 2029 1.63%

U.S. Treasury Notes, due Mar 15, 2029 1.58%

U.S. Treasury Notes, due Feb 28, 2031 1.56%

U.S. Treasury Notes, due Dec 31, 2027 1.49%

U.S. Treasury Bonds, due Feb 15, 2055 1.40%

U.S. Treasury Notes, due Jan 15, 2029 1.30%

U.S. Treasury Bonds, due May 15, 2055 1.30%

Check overlap with more funds →

On the same fields

BIV

Vanguard Intermediate-Term Bond ETF

SCCR

Schwab Core Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Vanguard Schwab

What it is Tracks an index Actively managed

Total return, 1 year −2.3% −1.7%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 −19.5 pts −19.0 pts

Expense ratio 0.03% 0.16%

Holdings 2347 548

Net assets, BIV as of Sep 30, 2026 and SCCR as of Jun 30, 2026 $28.1bn $1.5bn

BIV and SCCR on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

BIV in plain words

BIV tracks an index. Over the year to Oct 9, 2026 it returned −2.3% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 5.0% below its high of Feb 27, 2026 on Oct 9, 2026.

SCCR in plain words

SCCR is actively managed and tracks no index. The prospectus expense ratio is 0.16% a year. It sat 4.5% below its high of Feb 27, 2026 on Oct 9, 2026.

Over the year to Oct 9, 2026 it returned −1.7% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg US Aggregate Bond Index.

Questions people ask

Which returned more over the last year, BIV or SCCR?: In the year to Oct 9, 2026, with distributions reinvested, BIV returned −2.3% and SCCR −1.7%.
Which is cheaper, BIV or SCCR?: BIV is cheaper, by 0.13 percentage points a year. That is about $13 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BIV vs UNIY BIV vs JHCR BIV vs EAGG BIV vs CGCB SCCR vs SPAB JBND vs SCCR CGCB vs SCCR EAGG vs SCCR

BIV on its own →SCCR on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

BIV filings on SEC EDGAR ↗BIV prospectus with the expense ratio (SEC) ↗Vanguard page for BIV ↗SCCR filings on SEC EDGAR ↗SCCR prospectus with the expense ratio (SEC) ↗Schwab website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BIV against SCCR, data as of Oct 9, 2026. https://etfiq.com/compare/any/biv-vs-sccr

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.