Which returned more over the last year, SCCR or SCHZ?

In the year to Oct 9, 2026, with distributions reinvested, SCCR returned −1.7% and SCHZ −1.5%.

Which is cheaper, SCCR or SCHZ?

SCHZ is cheaper, by 0.13 percentage points a year. That is about $13 on $10,000 held for a year. Fees come from each fund's prospectus.

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SCCR vs SCHZ: Differences, Returns & Fees

On Jun 30, 2026 SCCR's duration was 5.8 years and SCHZ's 5.8; SCHZ charges 0.03% to SCCR's 0.16%. Net assets on Jun 30, 2026: $1.5bn for Schwab Core Bond ETF and $10.6bn for Schwab U.S. Aggregate Bond ETF.

SCHZ costs 0.13 points a year less; their one-year returns differ by 0.2 points; SCHZ is 7.1 times larger.

	SCCR	SCHZ
Expense ratio	0.16%	0.03%
Net assets, as of Jun 30, 2026	$1.5bn	$10.6bn
Total return, 1 year	−1.7%	−1.5%
What it tracks	No index, actively managed	Bloomberg US Aggregate Bond Index
Holdings in common	4%
Below its high	4.5%, high on Feb 27, 2026	5.0%, high on Aug 4, 2020

Holdings in common uses holdings dated Jun 30, 2026.

−1.7%

SCCR total return, 1 year

−1.5%

SCHZ total return, 1 year

0.16%

SCCR expense ratio

0.03%

SCHZ expense ratio

What they hold in common

By the books each fund has filed, SCCR and SCHZ hold 4% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

50%

half

4% in common

Positions both hold, largest shared weight first

Holding SCCR SCHZ

U.S. Treasury Notes, due Dec 31, 2027 1.49% 0.30%

U.S. Treasury Notes, due Apr 30, 2031 2.22% 0.23%

U.S. Treasury Notes, due Feb 28, 2031 1.56% 0.22%

U.S. Treasury Notes, due Jan 15, 2029 1.30% 0.21%

U.S. Treasury Notes, due Mar 15, 2029 1.58% 0.21%

U.S. Treasury Bonds, due May 15, 2055 1.30% 0.21%

U.S. Treasury Notes, due Feb 29, 2028 2.31% 0.21%

U.S. Treasury Bonds, due Feb 15, 2055 1.40% 0.20%

U.S. Treasury Notes, due Apr 15, 2029 1.63% 0.20%

U.S. Treasury Bonds, due Feb 15, 2046 0.95% 0.14%

U.S. Treasury Bonds, due Aug 15, 2051 0.67% 0.13%

Freddie Mac Pool, due May 1, 2051 0.24% 0.10%

Only in SCCR

Freddie Mac Pool, due Aug 1, 2052 1.12%

Philadelphia Authority for Industrial Development, due Oct 15, 2028 0.82%

Fannie Mae Pool, due Oct 1, 2054 0.77%

Bank of America Corp, due Apr 27, 2028 0.74%

ILLINOIS ST, due Sep 1, 2028 0.64%

Ginnie Mae II Pool, due Apr 20, 2054 0.63%

Freddie Mac Pool, due Dec 1, 2054 0.60%

LOS ANGELES CA UNIF SCH DIST, due Oct 1, 2039 0.56%

Only in SCHZ

U.S. Treasury Notes, due Feb 15, 2036 0.39%

U.S. Treasury Notes, due Feb 15, 2035 0.39%

U.S. Treasury Notes, due Aug 15, 2035 0.39%

U.S. Treasury Notes, due Nov 15, 2034 0.37%

U.S. Treasury Notes, due May 15, 2035 0.37%

U.S. Treasury Notes, due May 15, 2034 0.37%

U.S. Treasury Notes, due Aug 15, 2034 0.36%

U.S. Treasury Notes, due Nov 15, 2035 0.36%

Check overlap with more funds →

On the same fields

SCCR

Schwab Core Bond ETF

SCHZ

Schwab U.S. Aggregate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Schwab Schwab

What it is Actively managed Tracks an index

Total return, 1 year −1.7% −1.5%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 −19.0 pts −18.8 pts

Expense ratio 0.16% 0.03%

Holdings 548 12326

Net assets, as of Jun 30, 2026 $1.5bn $10.6bn

SCCR and SCHZ on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

SCCR in plain words

SCCR is actively managed and tracks no index. The prospectus expense ratio is 0.16% a year. It sat 4.5% below its high of Feb 27, 2026 on Oct 9, 2026.

Over the year to Oct 9, 2026 it returned −1.7% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg US Aggregate Bond Index.

SCHZ in plain words

SCHZ tracks an index. The prospectus expense ratio is 0.03% a year. It sat 5.0% below its high of Aug 4, 2020 on Oct 9, 2026.

Over the year to Oct 9, 2026 it returned −1.5% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg US Aggregate Bond Index.

Questions people ask

Which returned more over the last year, SCCR or SCHZ?: In the year to Oct 9, 2026, with distributions reinvested, SCCR returned −1.7% and SCHZ −1.5%.
Which is cheaper, SCCR or SCHZ?: SCHZ is cheaper, by 0.13 percentage points a year. That is about $13 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

CGCB vs SCCR BIV vs SCCR AVIG vs SCCR AGG vs SCCR SCHZ vs UNIY CGCB vs SCHZ SCHZ vs SPAB BIV vs SCHZ

SCCR on its own →SCHZ on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

SCCR and SCHZ filings on SEC EDGAR ↗SCCR and SCHZ prospectus with the expense ratio (SEC) ↗Schwab website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCCR against SCHZ, data as of Oct 9, 2026. https://etfiq.com/compare/any/sccr-vs-schz

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.