Which returned more over the last year, AGG or USO?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and USO +133.3%.

Which is cheaper, AGG or USO?

AGG is cheaper, by 0.83 percentage points a year. That is about $83 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs USO: Differences, Returns & Fees

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AGG is a bond index fund and USO a commodity futures fund, and over the year to Oct 28, 2026, USO returned +133.3% against −1.4%.

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Net assets: $139.4bn on Oct 27, 2026 for iShares Core U.S. Aggregate Bond ETF, and $1.9bn on Oct 28, 2026 for United States Oil Fund, LP.

AGG on its own →USO on its own →

At a glance

−1.4%

AGG total return, 1 year

+133.3%

USO total return, 1 year

0.03%

AGG expense ratio

0.86%

USO expense ratio

Pair scorecard

AGG costs 0.83 points a year less; their one-year returns differ by 134.7 points; AGG is far larger, $139.4bn against $1.9bn.

AGG vs USO: Differences, Returns & Fees
Measure	AGG	USO
Return
Measure	AGG	USO
Total return, 1 year	−1.4%	+133.3%
Drawdown
Measure	AGG	USO
Below its high	3.4%, high on Aug 4, 2020	82.3%, high on Jul 14, 2008
Benchmark
Measure	AGG	USO
What it tracks	Bloomberg U.S. Aggregate Bond Index	Oil futures
Cost and size
Measure	AGG	USO
Expense ratio	0.03%	0.86%
Net assets, as of Oct 27, 2026	$139.4bn	$1.9bn
Holdings
Measure	AGG	USO
Holdings in common	not published

Method

Side by side

AGG iShares Core U.S. Aggregate Bond ETF USO United States Oil Fund, LP

Where it sits Bond ETF Commodity ETF

Issuer iShares USCF

What it is Tracks an index of US aggregate bonds Holds oil futures

Total return, 1 year −1.4% +133.3%

Its benchmark over the same days −1.3% (SCHZ) not measured

Gap to its benchmark −0.1 pts vs SCHZ not measured

Expense ratio 0.03% 0.86%

Holdings 13469 not counted

Net assets, AGG as of Oct 27, 2026 and USO as of Oct 28, 2026 $139.4bn $1.9bn

AGG and USO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

USO

USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, AGG or USO?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and USO +133.3%.
Which is cheaper, AGG or USO?: AGG is cheaper, by 0.83 percentage points a year. That is about $83 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs BWET AGG vs SLV AGG vs GLD AGG vs SIVR BND vs USO SGOV vs USO BNDX vs USO USO vs VCIT

Where to next

AGG on its own →USO on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

USCF website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against USO, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-uso

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