Data as of Oct 28, 2026.

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AGG vs GLD: Differences, Returns & Fees

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AGG is a bond index fund and GLD a commodity fund, and over the year to Oct 28, 2026, GLD returned +2.5% against −1.4%.

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Net assets on Oct 27, 2026: $139.4bn for iShares Core U.S. Aggregate Bond ETF and $135.8bn for SPDR Gold Shares.

At a glance
−1.4%
AGG total return, 1 year
+2.5%
GLD total return, 1 year
0.03%
AGG expense ratio
0.40%
GLD expense ratio

Pair scorecard

AGG costs 0.37 points a year less; their one-year returns differ by 3.9 points.

AGG vs GLD: Differences, Returns & Fees
MeasureAGGGLD
Return
Total return, 1 year−1.4%+2.5%
Drawdown
Below its high3.4%, high on Aug 4, 202024.7%, high on Jan 29, 2026
Benchmark
What it tracksBloomberg U.S. Aggregate Bond IndexGold
Cost and size
Expense ratio0.03%0.40%
Net assets, as of Oct 27, 2026$139.4bn$135.8bn
Holdings
Holdings in commonnot published

Method

Side by side

AGG iShares Core U.S. Aggregate Bond ETF GLD SPDR Gold Shares
Where it sits Bond ETF Commodity ETF
What it is Tracks an index of US aggregate bonds Holds gold
Total return, 1 year −1.4% +2.5%
Its benchmark over the same days −1.3% (SCHZ) +2.7% (IAU)
Gap to its benchmark −0.1 pts vs SCHZ −0.2 pts vs IAU
Expense ratio 0.03% 0.40%
Holdings 13469 not counted
Net assets, as of Oct 27, 2026 $139.4bn $135.8bn

AGG and GLD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

GLD

Its expense ratio is 0.40% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLD holds gold. Over the year to Oct 28, 2026 it returned +2.5% with distributions reinvested, against +2.7% for its benchmark, the price of gold. It sat 24.7% below its high of Jan 29, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, AGG or GLD?
In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and GLD +2.5%.
Which is cheaper, AGG or GLD?
AGG is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's own filings.
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ETFIQ, AGG against GLD, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-gld

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