Data as of Oct 28, 2026.

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AGG vs GLDM: Differences, Returns & Fees

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AGG is a bond index fund and GLDM a commodity fund, and over the year to Oct 28, 2026, GLDM returned +2.8% against −1.4%.

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Net assets on Oct 27, 2026: $139.4bn for iShares Core U.S. Aggregate Bond ETF and $30.6bn for SPDR Gold MiniShares Trust.

At a glance
−1.4%
AGG total return, 1 year
+2.8%
GLDM total return, 1 year
0.03%
AGG expense ratio
0.10%
GLDM expense ratio

Pair scorecard

AGG costs 0.07 points a year less; their one-year returns differ by 4.2 points; AGG is 4.6 times larger.

AGG vs GLDM: Differences, Returns & Fees
MeasureAGGGLDM
Return
Total return, 1 year−1.4%+2.8%
Drawdown
Below its high3.4%, high on Aug 4, 202024.5%, high on Jan 29, 2026
Benchmark
What it tracksBloomberg U.S. Aggregate Bond IndexGold
Cost and size
Expense ratio0.03%0.10%
Net assets, as of Oct 27, 2026$139.4bn$30.6bn
Holdings
Holdings in commonnot published

Method

Side by side

AGG iShares Core U.S. Aggregate Bond ETF GLDM SPDR Gold MiniShares Trust
Where it sits Bond ETF Commodity ETF
What it is Tracks an index of US aggregate bonds Holds gold
Total return, 1 year −1.4% +2.8%
Its benchmark over the same days −1.3% (SCHZ) +2.5% (GLD)
Gap to its benchmark −0.1 pts vs SCHZ +0.3 pts vs GLD
Expense ratio 0.03% 0.10%
Holdings 13469 not counted
Net assets, as of Oct 27, 2026 $139.4bn $30.6bn

AGG and GLDM on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

GLDM

Its expense ratio is 0.10% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLDM holds gold. Over the year to Oct 28, 2026 it returned +2.8% with distributions reinvested, against +2.5% for its benchmark, the price of gold. It sat 24.5% below its high of Jan 29, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, AGG or GLDM?
In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and GLDM +2.8%.
Which is cheaper, AGG or GLDM?
AGG is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's own filings.
Other comparisons
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ETFIQ, AGG against GLDM, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-gldm

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