Which returned more over the last year, USO or VCIT?

In the year to Oct 28, 2026, with distributions reinvested, USO returned +133.3% and VCIT −1.8%.

Which is cheaper, USO or VCIT?

VCIT is cheaper, by 0.83 percentage points a year. That is about $83 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

USO vs VCIT: Differences, Returns & Fees

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USO is a commodity futures fund and VCIT a bond index fund, and over the year to Oct 28, 2026, USO returned +133.3% against −1.8%.

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Net assets: $1.9bn on Oct 28, 2026 for United States Oil Fund, LP, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

USO on its own →VCIT on its own →

At a glance

+133.3%

USO total return, 1 year

−1.8%

VCIT total return, 1 year

0.86%

USO expense ratio

0.03%

VCIT expense ratio

Pair scorecard

VCIT costs 0.83 points a year less; their one-year returns differ by 135.1 points.

USO vs VCIT: Differences, Returns & Fees
Measure	USO	VCIT
Return
Measure	USO	VCIT
Total return, 1 year	+133.3%	−1.8%
Drawdown
Measure	USO	VCIT
Below its high	82.3%, high on Jul 14, 2008	3.2%, high on Feb 27, 2026
Benchmark
Measure	USO	VCIT
What it tracks	Oil futures	Bloomberg U.S. 5-10 Year Corporate Bond Index
Cost and size
Measure	USO	VCIT
Expense ratio	0.86%	0.03%
Net assets, USO as of Oct 28, 2026 and VCIT as of Sep 30, 2026	$1.9bn	$66.6bn
Holdings
Measure	USO	VCIT
Holdings in common	not published

Method

Side by side

USO United States Oil Fund, LP VCIT Vanguard Intermediate-Term Corporate Bond ETF

Where it sits Commodity ETF Bond ETF

Issuer USCF Vanguard

What it is Holds oil futures Tracks an index of Intermediate-Term Corporate Bond

Total return, 1 year +133.3% −1.8%

Its benchmark over the same days not measured −1.8% (SCHI)

Gap to its benchmark not measured 0.0 pts vs SCHI

Expense ratio 0.86% 0.03%

Holdings not counted 2340

Net assets, USO as of Oct 28, 2026 and VCIT as of Sep 30, 2026 $1.9bn $66.6bn

USO and VCIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

USO

USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.

VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, USO or VCIT?: In the year to Oct 28, 2026, with distributions reinvested, USO returned +133.3% and VCIT −1.8%.
Which is cheaper, USO or VCIT?: VCIT is cheaper, by 0.83 percentage points a year. That is about $83 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

LQD vs USO IGIB vs USO AGG vs USO BND vs USO BWET vs VCIT GLDM vs VCIT IAU vs VCIT GLD vs VCIT

Where to next

USO on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →VCIT dividend history →VCIT holdings →Standards and sources →

Sources and dates

USCF website ↗

VCIT filings on SEC EDGAR ↗

VCIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, USO against VCIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/uso-vs-vcit

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