Which returned more over the last year, BND or USO?

In the year to Sep 13, 2026, with distributions reinvested, BND returned −0.7% and USO returned +112.2%, so USO returned more. One year is one year; the longer windows are in the table.

Which is cheaper, BND or USO?

BND charges 0.03% a year and USO charges 0.45%, so BND is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

BND vs USO: how they differ

BND is a bond index fund and USO a commodity fund, and over the year USO returned more, +112.2% against −0.7%.

Vanguard Total Bond Market Index Fund and United States Oil Fund, LP.

BND and USO on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	BND Vanguard Total Bond Market Index Fund	USO United States Oil Fund, LP
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	USCF
What it is	US aggregate bonds	Oil
Total return, 1 year	−0.7%	+112.2%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.2 pts	+94.7 pts
Expense ratio	0.03%	0.45%

BND in plain words

BND is a bond fund tracking the US aggregate bonds. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.8% below its high of Aug 6, 2020 on Sep 11, 2026.

USO in plain words

USO is a commodity fund tracking the Oil. Over the year to Sep 11, 2026 it returned +112.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.45% a year. It sat 57.1% below its high of Apr 8, 2011 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, BND or USO?: In the year to Sep 13, 2026, with distributions reinvested, BND returned −0.7% and USO returned +112.2%, so USO returned more. One year is one year; the longer windows are in the table.
Which is cheaper, BND or USO?: BND charges 0.03% a year and USO charges 0.45%, so BND is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

BND against USO, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, BND against USO, data as of Sep 13, 2026. https://etfiq.com/compare/any/bnd-vs-uso Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources