AGG vs UITB: Differences, Returns & Fees
AGG's duration was 5.8 years on May 31, 2026 and UITB's 5.6 on Jun 30, 2026; AGG charges 0.03% to UITB's 0.38%. Net assets: $137.1bn on Oct 9, 2026 for iShares Core U.S. Aggregate Bond ETF, and $2.7bn on Jun 30, 2026 for VictoryShares Core Intermediate Bond ETF.
AGG costs 0.35 points a year less; both returned −1.6% over a year; AGG is far larger, $138.8bn against $2.7bn.
| AGG | UITB | |
|---|---|---|
| Expense ratio | 0.03% | 0.38% |
| Net assets, as of Jun 30, 2026 | $138.8bn | $2.7bn |
| Total return, 1 year | −1.6% | −1.6% |
| What it tracks | Bloomberg U.S. Aggregate Bond Index | No index, actively managed |
| Holdings in common | 13% | |
| Below its high | 4.7%, high on Aug 4, 2020 | 4.2%, high on Feb 27, 2026 |
Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.
What they hold in common
By the books each fund has filed, AGG and UITB hold 13% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jun 30, 2026.
half
13% in common
On the same fields
AGG and UITB on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.
AGG in plain words
AGG tracks an index of US aggregate bonds. Over the year to Oct 9, 2026 it returned −1.6% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 4.7% below its high of Aug 4, 2020 on Oct 9, 2026.
UITB in plain words
UITB is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned −1.6% with distributions reinvested. The prospectus expense ratio is 0.38% a year. It sat 4.2% below its high of Feb 27, 2026 on Oct 9, 2026.
Questions people ask
- Which returned more over the last year, AGG or UITB?
- In the year to Oct 9, 2026, with distributions reinvested, AGG returned −1.6% and UITB −1.6%.
- Which is cheaper, AGG or UITB?
- AGG is cheaper, by 0.35 percentage points a year. That is about $35 on $10,000 held for a year. Fees come from each fund's prospectus.
ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, AGG against UITB, data as of Oct 9, 2026. https://etfiq.com/compare/any/agg-vs-uitb
ETFIQ. (Oct 9, 2026). AGG against UITB. Retrieved from https://etfiq.com/compare/any/agg-vs-uitb
[AGG against UITB (ETFIQ, Oct 9, 2026)](https://etfiq.com/compare/any/agg-vs-uitb)
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