BND vs UITB: Differences, Returns & Fees

On Jun 30, 2026 BND's duration was 5.7 years and UITB's 5.6; BND charges 0.03% to UITB's 0.38%. Net assets: $161.4bn on Sep 30, 2026 for Vanguard Total Bond Market ETF, and $2.7bn on Jun 30, 2026 for VictoryShares Core Intermediate Bond ETF.

BND costs 0.35 points a year less; their one-year returns differ by 0.1 points; BND is far larger, $397.1bn against $2.7bn.

BNDUITB
Expense ratio0.03%0.38%
Net assets, as of Jun 30, 2026$397.1bn$2.7bn
Total return, 1 year−1.5%−1.6%
What it tracksBloomberg U.S. Aggregate Float Adjusted IndexNo index, actively managed
Holdings in common14%
Below its high4.9%, high on Aug 6, 20204.2%, high on Feb 27, 2026

Holdings in common uses holdings dated Jun 30, 2026.

−1.5%
BND total return, 1 year
−1.6%
UITB total return, 1 year
0.03%
BND expense ratio
0.38%
UITB expense ratio

What they hold in common

By the books each fund has filed, BND and UITB hold 14% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

half

14% in common

Positions both hold, largest shared weight first
Holding BND UITB
US TREASURY N/B, due Feb 15, 2035 0.41% 0.57%
US TREASURY N/B, due Feb 15, 2036 0.41% 0.53%
US TREASURY N/B, due Aug 15, 2034 0.41% 2.03%
US TREASURY N/B, due Feb 15, 2034 0.40% 0.40%
US TREASURY N/B, due Aug 15, 2035 0.39% 0.57%
US TREASURY N/B, due Nov 15, 2033 0.39% 1.86%
US TREASURY N/B, due Aug 15, 2033 0.36% 0.97%
US TREASURY N/B, due May 15, 2035 0.36% 1.54%
US TREASURY N/B, due May 15, 2032 0.35% 0.42%
US TREASURY N/B, due Nov 15, 2032 0.35% 1.94%
US TREASURY N/B, due Nov 15, 2031 0.34% 0.36%
US TREASURY N/B, due May 15, 2031 0.32% 0.56%
Only in BND
US TREASURY N/B, due Jan 31, 2028 0.47%
US TREASURY N/B, due May 15, 2034 0.41%
US TREASURY N/B, due Nov 15, 2034 0.41%
US TREASURY N/B, due Nov 30, 2027 0.41%
US TREASURY N/B, due Feb 28, 2030 0.34%
US TREASURY N/B, due Aug 15, 2031 0.34%
US TREASURY N/B, due May 31, 2028 0.33%
US TREASURY N/B, due Feb 15, 2033 0.32%
Only in UITB
FEDERAL NATIONAL MORTGAGE ASSOCIATION, due Jun 1, 2052 0.63%
CABOT CORP 0.26%
FEDERAL HOME LOAN MORTGAGE CORP, due Jun 25, 2036 0.22%
GOVERNMENT NATIONAL MORTGAGE CORPORATION, due Apr 20, 2052 0.19%
FEDERAL HOME LOAN MORTGAGE CORPORATION, due Oct 1, 2029 0.17%
FEDERAL HOME LOAN MORTGAGE CORPORATION, due Nov 1, 2054 0.17%
FORD CREDIT AUTO OWNER TRUST 2022 REV1, due Nov 15, 2034 0.17%
FEDERAL HOME LOAN MORTGAGE CORP, due Jun 25, 2032 0.17%

Check overlap with more funds →

On the same fields

BND
Vanguard Total Bond Market ETF
UITB
VictoryShares Core Intermediate Bond ETF
Where it sits Bond ETF Bond ETF
What it is Tracks an index of US aggregate bonds Actively managed
Total return, 1 year −1.5% −1.6%
S&P 500 over the same days +17.3% +17.3%
Gap to the S&P 500 −18.8 pts −18.9 pts
Expense ratio 0.03% 0.38%
Holdings 16275 1181
Net assets, BND as of Sep 30, 2026 and UITB as of Jun 30, 2026 $161.4bn $2.7bn

BND and UITB on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

BND in plain words

BND tracks an index of US aggregate bonds. Over the year to Oct 9, 2026 it returned −1.5% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Float Adjusted Index, measured by the closely related Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 4.9% below its high of Aug 6, 2020 on Oct 9, 2026.

UITB in plain words

UITB is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned −1.6% with distributions reinvested. The prospectus expense ratio is 0.38% a year. It sat 4.2% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, BND or UITB?
In the year to Oct 9, 2026, with distributions reinvested, BND returned −1.5% and UITB −1.6%.
Which is cheaper, BND or UITB?
BND is cheaper, by 0.35 percentage points a year. That is about $35 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BND against UITB, data as of Oct 9, 2026. https://etfiq.com/compare/any/bnd-vs-uitb

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.