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BND vs FLCB: Differences, Returns & Fees

On Jun 30, 2026 BND's duration was 5.7 years and FLCB's 5.8; BND charges 0.03% to FLCB's 0.15%. Net assets: $161.4bn on Sep 30, 2026 for Vanguard Total Bond Market ETF, and $3.1bn on Oct 9, 2026 for Franklin U.S. Core Bond ETF.

BND costs 0.12 points a year less; their one-year returns differ by 0.2 points; BND is far larger, $397.1bn against $3.1bn.

BNDFLCB
Expense ratio0.03%0.15%
Net assets, as of Jun 30, 2026$397.1bn$3.1bn
Total return, 1 year−1.5%−1.7%
What it tracksBloomberg U.S. Aggregate Float Adjusted IndexNo index, actively managed
Holdings in common8%
Below its high4.9%, high on Aug 6, 20205.0%, high on Aug 4, 2020

Holdings in common uses holdings dated Jun 30, 2026.

−1.5%
BND total return, 1 year
−1.7%
FLCB total return, 1 year
0.03%
BND expense ratio
0.15%
FLCB expense ratio

What they hold in common

By the books each fund has filed, BND and FLCB hold 8% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

half

8% in common

Positions both hold, largest shared weight first
Holding BND FLCB
US TREASURY N/B, due Aug 15, 2035 0.39% 0.56%
US TREASURY N/B, due Feb 15, 2054 0.23% 0.36%
US TREASURY N/B, due May 31, 2028 0.21% 0.93%
US TREASURY N/B, due Sep 30, 2027 0.21% 0.83%
US TREASURY N/B, due Aug 15, 2053 0.20% 0.45%
US TREASURY N/B, due May 15, 2029 0.19% 1.19%
US TREASURY N/B, due Aug 15, 2055 0.19% 1.15%
US TREASURY N/B, due Feb 15, 2053 0.18% 0.47%
US TREASURY N/B, due May 15, 2053 0.18% 0.26%
US TREASURY N/B, due Apr 30, 2033 0.18% 3.04%
US TREASURY N/B, due Dec 31, 2028 0.16% 2.04%
US TREASURY N/B, due Aug 15, 2027 0.15% 0.22%
Only in BND
US TREASURY N/B, due Jan 31, 2028 0.47%
US TREASURY N/B, due May 15, 2034 0.41%
US TREASURY N/B, due Nov 15, 2034 0.41%
US TREASURY N/B, due Nov 30, 2027 0.41%
US TREASURY N/B, due Feb 15, 2035 0.41%
US TREASURY N/B, due Feb 15, 2036 0.41%
US TREASURY N/B, due Aug 15, 2034 0.41%
US TREASURY N/B, due Feb 15, 2034 0.40%
Only in FLCB
FNMA-30YR, due Aug 15, 2056 1.34%
FNMA-30YR, due Aug 15, 2056 1.32%
FNMA-30YR, due Aug 15, 2056 1.01%
FR SD4717, due Aug 1, 2052 0.56%
Agree LP 0% CP 01/07/2026, due Jul 1, 2026 0.56%
FNR 2025-55 FG, due Jul 25, 2055 0.54%
BOBA 2022-1A AR, due Apr 20, 2037 0.54%
CECLO 2024-33A A1R, due Apr 20, 2037 0.49%

Check overlap with more funds →

On the same fields

BND
Vanguard Total Bond Market ETF
FLCB
Franklin U.S. Core Bond ETF
Where it sits Bond ETF Bond ETF
Issuer Vanguard Franklin
What it is Tracks an index of US aggregate bonds Actively managed
Total return, 1 year −1.5% −1.7%
S&P 500 over the same days +17.3% +17.3%
Gap to the S&P 500 −18.8 pts −18.9 pts
Expense ratio 0.03% 0.15%
Holdings 16275 588
Net assets, BND as of Sep 30, 2026 and FLCB as of Oct 9, 2026 $161.4bn $3.1bn

BND and FLCB on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

BND in plain words

BND tracks an index of US aggregate bonds. The prospectus expense ratio is 0.03% a year. It sat 4.9% below its high of Aug 6, 2020 on Oct 9, 2026.

Over the year to Oct 9, 2026 it returned −1.5% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Float Adjusted Index, measured by the closely related Bloomberg U.S. Aggregate Bond Index.

FLCB in plain words

FLCB is actively managed and tracks no index. The prospectus expense ratio is 0.15% a year. It sat 5.0% below its high of Aug 4, 2020 on Oct 9, 2026.

Over the year to Oct 9, 2026 it returned −1.7% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Index.

Questions people ask

Which returned more over the last year, BND or FLCB?
In the year to Oct 9, 2026, with distributions reinvested, BND returned −1.5% and FLCB −1.7%.
Which is cheaper, BND or FLCB?
BND is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
BND vs UNIYBND vs TAGGBND vs UITBBND vs JHCRFLCB vs JBNDFLCB vs TAGGFLCB vs JHCRFLCB vs SCCR
BND on its own →FLCB on its own →Hold both: look the portfolio through →Rankings →Standards and sources →
Where these figures came from
BND filings on SEC EDGAR ↗BND prospectus with the expense ratio (SEC) ↗Vanguard page for BND ↗FLCB filings on SEC EDGAR ↗FLCB prospectus with the expense ratio (SEC) ↗Franklin website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BND against FLCB, data as of Oct 9, 2026. https://etfiq.com/compare/any/bnd-vs-flcb

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.