Which returned more over the last year, AGG or SCCR?

In the year to Oct 9, 2026, with distributions reinvested, AGG returned −1.6% and SCCR −1.7%.

Which is cheaper, AGG or SCCR?

AGG is cheaper, by 0.13 percentage points a year. That is about $13 on $10,000 held for a year. Fees come from each fund's prospectus.

Share on X Download as PDF

Compare their flows Ask IQ about these two funds

AGG vs SCCR: Differences, Returns & Fees

AGG's duration was 5.8 years on May 31, 2026 and SCCR's 5.8 on Jun 30, 2026; AGG charges 0.03% to SCCR's 0.16%. Net assets: $137.1bn on Oct 9, 2026 for iShares Core U.S. Aggregate Bond ETF, and $1.5bn on Jun 30, 2026 for Schwab Core Bond ETF.

AGG costs 0.13 points a year less; their one-year returns differ by 0.1 points; AGG is far larger, $138.8bn against $1.5bn.

	AGG	SCCR
Expense ratio	0.03%	0.16%
Net assets, as of Jun 30, 2026	$138.8bn	$1.5bn
Total return, 1 year	−1.6%	−1.7%
What it tracks	Bloomberg U.S. Aggregate Bond Index	No index, actively managed
Holdings in common	4%
Below its high	4.7%, high on Aug 4, 2020	4.5%, high on Feb 27, 2026

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

−1.6%

AGG total return, 1 year

−1.7%

SCCR total return, 1 year

0.03%

AGG expense ratio

0.16%

SCCR expense ratio

What they hold in common

By the books each fund has filed, AGG and SCCR hold 4% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jun 30, 2026.

50%

half

4% in common

Positions both hold, largest shared weight first

Holding AGG SCCR

U.S. Treasury Notes, due Feb 28, 2031 0.31% 1.56%

U.S. Treasury Notes, due Feb 29, 2028 0.26% 2.31%

U.S. Treasury Notes, due Dec 31, 2027 0.25% 1.49%

U.S. Treasury Bonds, due May 15, 2055 0.21% 1.30%

U.S. Treasury Bonds, due Feb 15, 2055 0.21% 1.40%

U.S. Treasury Bonds, due Aug 15, 2051 0.16% 0.67%

Freddie Mac Pool, due Mar 1, 2052 0.14% 0.14%

U.S. Treasury Notes, due Jan 15, 2029 0.14% 1.30%

U.S. Treasury Notes, due Mar 15, 2029 0.12% 1.58%

U.S. Treasury Notes, due Apr 15, 2029 0.11% 1.63%

Ginnie Mae II Pool, due Mar 20, 2052 0.09% 0.12%

U.S. Treasury Bonds, due Feb 15, 2046 0.06% 0.95%

Only in AGG

U.S. Treasury Notes, due Feb 15, 2035 0.42%

U.S. Treasury Notes, due Nov 15, 2034 0.41%

U.S. Treasury Notes, due Feb 28, 2030 0.41%

U.S. Treasury Notes, due Aug 15, 2034 0.40%

U.S. Treasury Notes, due Nov 15, 2033 0.40%

U.S. Treasury Notes, due May 15, 2035 0.39%

U.S. Treasury Notes, due Aug 15, 2035 0.39%

U.S. Treasury Notes, due Feb 15, 2034 0.39%

Only in SCCR

Freddie Mac Pool, due Aug 1, 2052 1.12%

Philadelphia Authority for Industrial Development, due Oct 15, 2028 0.82%

Bank of America Corp, due Apr 27, 2028 0.74%

ILLINOIS ST, due Sep 1, 2028 0.64%

Ginnie Mae II Pool, due Apr 20, 2054 0.63%

Fannie Mae Pool, due Oct 1, 2052 0.59%

LOS ANGELES CA UNIF SCH DIST, due Oct 1, 2039 0.56%

Fannie Mae Pool, due Sep 1, 2052 0.55%

Check overlap with more funds →

On the same fields

AGG

iShares Core U.S. Aggregate Bond ETF

SCCR

Schwab Core Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Schwab

What it is Tracks an index of US aggregate bonds Actively managed

Total return, 1 year −1.6% −1.7%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 −18.8 pts −19.0 pts

Expense ratio 0.03% 0.16%

Holdings 13402 548

Net assets, AGG as of Oct 9, 2026 and SCCR as of Jun 30, 2026 $137.1bn $1.5bn

AGG and SCCR on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

AGG in plain words

AGG tracks an index of US aggregate bonds. Over the year to Oct 9, 2026 it returned −1.6% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 4.7% below its high of Aug 4, 2020 on Oct 9, 2026.

SCCR in plain words

SCCR is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned −1.7% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.16% a year. It sat 4.5% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, AGG or SCCR?: In the year to Oct 9, 2026, with distributions reinvested, AGG returned −1.6% and SCCR −1.7%.
Which is cheaper, AGG or SCCR?: AGG is cheaper, by 0.13 percentage points a year. That is about $13 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs UNIY AGG vs JHCR AGG vs EAGG AGG vs CGCB BND vs SCCR BIV vs SCCR DFCF vs SCCR SCCR vs SCHZ

AGG on its own →SCCR on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

AGG filings on SEC EDGAR ↗AGG prospectus with the expense ratio (SEC) ↗iShares page for AGG ↗SCCR filings on SEC EDGAR ↗SCCR prospectus with the expense ratio (SEC) ↗Schwab website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against SCCR, data as of Oct 9, 2026. https://etfiq.com/compare/any/agg-vs-sccr

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.