Data as of Oct 28, 2026.

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AGG vs BSV: Differences, Returns & Fees

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AGG's duration was 5.8 years on Aug 31, 2026 and BSV's 2.5 on Jun 30, 2026; both charge 0.03%.

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Net assets: $139.4bn on Oct 27, 2026 for iShares Core U.S. Aggregate Bond ETF, and $45.4bn on Sep 30, 2026 for Vanguard Short-Term Bond ETF.

At a glance
−1.4%
AGG total return, 1 year
+1.0%
BSV total return, 1 year
0.03%
AGG expense ratio
0.03%
BSV expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 2.4 points; AGG is 3.0 times larger.

Points (pts) are percentage points.

AGG vs BSV: Differences, Returns & Fees
MeasureAGGBSV
Return
Total return, 1 year−1.4%+1.0%
Drawdown
Below its high3.4%, high on Aug 4, 2020
Benchmark
What it tracksBloomberg U.S. Aggregate Bond IndexBloomberg U.S. 1-5 Year Government/Credit Float Adjusted Index
Cost and size
Expense ratio0.03%0.03%
Net assets, as of Sep 30, 2026$135.7bn$45.4bn
Holdings
Holdings in common34%

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method

Risk and return

Apr 20, 2007 to Oct 23, 2026 · 1,018 weekly returns
AGG BSV
Return
Total return edge AGG +73.7% +60.9%
Annualized edge AGG +2.9% +2.5%
Price return edge BSV −4.2% +2.0%
Risk
Volatility edge BSV 5.4% 2.3%
Max drawdown edge BSV −18.2% −8.1%
Risk-adjusted
Sharpe edge BSV 0.26 0.40
Sortino edge BSV 0.35 0.58
Calmar edge BSV 0.16 0.30
Reading

AGG returned more: +73.7% to +60.9%. BSV swung less: 2.3% to 5.4%. BSV fell less at its worst: −8.1% to −18.2%.

Full scorecard

9 measures, with how each is measured
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Risk and return: AGG vs BSV: Differences, Returns & Fees
MeasureAGGBSVEdgeHow it is measured
Return
Total return+73.7%+60.9%AGGPrice change plus distributions, reinvested.
Annualized+2.9%+2.5%AGGTotal return as a yearly rate.
Price return−4.2%+2.0%BSVPrice change alone, distributions left out.
Risk
Volatility5.4%2.3%BSVSpread of weekly returns, annualized. Lower is steadier.
Downside deviation4.0%1.6%BSVLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−18.2%−8.1%BSVDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.260.40BSVReturn above Treasury bills per unit of volatility.
Sortino0.350.58BSVReturn above Treasury bills per unit of downside deviation.
Calmar0.160.30BSVAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,018 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

34%

By the books each fund has filed, AGG and BSV hold 34% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.

0 half 100%

half

34% in common

Positions both hold · largest shared weight first AGG BSV
U.S. Treasury Notes, due Feb 28, 2030 0.40% 0.88%
U.S. Treasury Notes, due Jun 15, 2028 0.36% 0.39%
U.S. Treasury Notes, due Aug 31, 2030 0.32% 0.64%
U.S. Treasury Notes, due May 31, 2031 0.31% 0.78%
U.S. Treasury Notes, due Apr 30, 2031 0.31% 0.55%
U.S. Treasury Notes, due Feb 28, 2031 0.30% 0.55%
U.S. Treasury Notes, due Jan 31, 2028 0.30% 1.12%
U.S. Treasury Notes, due Dec 31, 2030 0.30% 0.42%
U.S. Treasury Notes, due Sep 15, 2028 0.30% 0.36%
U.S. Treasury Notes, due Mar 31, 2031 0.29% 0.56%
U.S. Treasury Notes, due May 31, 2030 0.29% 0.57%
U.S. Treasury Notes, due Jun 30, 2030 0.28% 0.55%
Only in one fund ↓
Only in AGG
U.S. Treasury Notes, due Feb 15, 2035 0.41%
U.S. Treasury Notes, due Nov 15, 2034 0.40%
U.S. Treasury Notes, due May 15, 2034 0.40%
U.S. Treasury Notes, due Aug 15, 2034 0.39%
U.S. Treasury Notes, due Feb 15, 2036 0.39%
U.S. Treasury Notes, due May 15, 2035 0.39%
U.S. Treasury Notes, due Nov 15, 2033 0.38%
U.S. Treasury Notes, due Aug 15, 2035 0.38%
Only in BSV
US TREASURY N/B, due Jul 15, 2027 0.80%
US TREASURY N/B, due Jul 31, 2027 0.75%
US TREASURY N/B, due Jul 31, 2027 0.51%
US TREASURY N/B, due Jul 31, 2027 0.38%
US TREASURY N/B, due Jun 30, 2027 0.11%
US TREASURY N/B, due Jun 30, 2027 0.10%
BANK OF AMER CRP, due Jul 22, 2028 0.06%
FED HOME LN BANK, due Jun 30, 2028 0.05%
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Side by side

AGG iShares Core U.S. Aggregate Bond ETF BSV Vanguard Short-Term Bond ETF
Where it sits Bond ETF Bond ETF
What it is Tracks an index of US aggregate bonds Tracks an index of Short-Term Bond
Total return, 1 year −1.4% +1.0%
Its benchmark over the same days −1.3% (SCHZ) not measured
Gap to its benchmark −0.1 pts vs SCHZ not measured
Expense ratio 0.03% 0.03%
Holdings 13469 3157
Net assets, AGG as of Oct 27, 2026 and BSV as of Sep 30, 2026 $139.4bn $45.4bn

AGG and BSV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-1659B47ED1

AGG and BSV do different jobs. What does each one do in a portfolio?

  1. What each follows. AGG follows Bloomberg U.S. Aggregate Bond Index and BSV follows Bloomberg U.S. 1-5 Year Government/Credit Float Adjusted Index.
  2. Holdings in common. 34% of the weight is in the same securities (holdings dated Aug 31, 2026 and Jun 30, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 AGG returned −1.4% and BSV +1.0% with distributions reinvested, a gap of 2.4 points.

Data as of Oct 28, 2026.

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About each fund
AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

BSV

BSV tracks an index of Short-Term Bond. Over the year to Oct 28, 2026 it returned +1.0% with distributions reinvested.

Questions people ask

Which returned more over the last year, AGG or BSV?
In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and BSV +1.0%.
Which is cheaper, AGG or BSV?
Neither: AGG and BSV both charge 0.03% a year. Fees come from each fund's prospectus.
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ETFIQ, AGG against BSV, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-bsv

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