Which returned more over the last year, AGG or FLCB?

In the year to Oct 9, 2026, with distributions reinvested, AGG returned −1.6% and FLCB −1.7%.

Which is cheaper, AGG or FLCB?

AGG is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

Share on X Download as PDF

Compare their flows Ask IQ about these two funds

AGG vs FLCB: Differences, Returns & Fees

AGG's duration was 5.8 years on May 31, 2026 and FLCB's 5.8 on Jun 30, 2026; AGG charges 0.03% to FLCB's 0.15%. Net assets on Oct 9, 2026: $137.1bn for iShares Core U.S. Aggregate Bond ETF and $3.1bn for Franklin U.S. Core Bond ETF.

AGG costs 0.12 points a year less; their one-year returns differ by 0.1 points; AGG is far larger, $137.1bn against $3.1bn.

	AGG	FLCB
Expense ratio	0.03%	0.15%
Net assets	$137.1bn	$3.1bn
Total return, 1 year	−1.6%	−1.7%
What it tracks	Bloomberg U.S. Aggregate Bond Index	No index, actively managed
Holdings in common	7%
Below its high	4.7%, high on Aug 4, 2020	5.0%, high on Aug 4, 2020

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

−1.6%

AGG total return, 1 year

−1.7%

FLCB total return, 1 year

0.03%

AGG expense ratio

0.15%

FLCB expense ratio

What they hold in common

By the books each fund has filed, AGG and FLCB hold 7% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jun 30, 2026.

50%

half

7% in common

Positions both hold, largest shared weight first

Holding AGG FLCB

U.S. Treasury Notes, due Aug 15, 2035 0.39% 0.56%

U.S. Treasury Notes, due Jun 30, 2027 0.21% 3.16%

U.S. Treasury Bonds, due Aug 15, 2055 0.21% 1.15%

U.S. Treasury Notes, due Oct 31, 2029 0.20% 1.20%

U.S. Treasury Bonds, due Feb 15, 2054 0.20% 0.36%

U.S. Treasury Notes, due May 31, 2028 0.19% 0.93%

U.S. Treasury Bonds, due Aug 15, 2053 0.18% 0.45%

U.S. Treasury Bonds, due Aug 15, 2051 0.16% 0.39%

U.S. Treasury Bonds, due Nov 15, 2041 0.16% 0.93%

U.S. Treasury Bonds, due May 15, 2053 0.16% 0.26%

U.S. Treasury Bonds, due Feb 15, 2053 0.16% 0.47%

U.S. Treasury Bonds, due Feb 15, 2052 0.14% 0.22%

Only in AGG

U.S. Treasury Notes, due Feb 15, 2035 0.42%

U.S. Treasury Notes, due Nov 15, 2034 0.41%

U.S. Treasury Notes, due Feb 28, 2030 0.41%

U.S. Treasury Notes, due Aug 15, 2034 0.40%

U.S. Treasury Notes, due Nov 15, 2033 0.40%

U.S. Treasury Notes, due May 15, 2035 0.39%

U.S. Treasury Notes, due Feb 15, 2034 0.39%

U.S. Treasury Notes, due Nov 15, 2035 0.39%

Only in FLCB

FNMA-30YR, due Aug 15, 2056 2.73%

FNMA-30YR, due Aug 15, 2056 2.13%

FNMA-30YR, due Aug 15, 2056 2.04%

FNMA-30YR, due Aug 15, 2056 1.64%

FNMA-30YR, due Aug 15, 2056 1.34%

FNMA-30YR, due Aug 15, 2056 1.32%

FNMA-30YR, due Aug 15, 2056 1.07%

Check overlap with more funds →

On the same fields

AGG

iShares Core U.S. Aggregate Bond ETF

FLCB

Franklin U.S. Core Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Franklin

What it is Tracks an index of US aggregate bonds Actively managed

Total return, 1 year −1.6% −1.7%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 −18.8 pts −18.9 pts

Expense ratio 0.03% 0.15%

Holdings 13402 588

Net assets $137.1bn $3.1bn

AGG and FLCB on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

AGG in plain words

AGG tracks an index of US aggregate bonds. Over the year to Oct 9, 2026 it returned −1.6% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 4.7% below its high of Aug 4, 2020 on Oct 9, 2026.

FLCB in plain words

FLCB is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned −1.7% with distributions reinvested, against −1.6% for its benchmark, the Bloomberg U.S. Aggregate Index. The prospectus expense ratio is 0.15% a year. It sat 5.0% below its high of Aug 4, 2020 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, AGG or FLCB?: In the year to Oct 9, 2026, with distributions reinvested, AGG returned −1.6% and FLCB −1.7%.
Which is cheaper, AGG or FLCB?: AGG is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs EAGG AGG vs AVIG AGG vs SCCR AGG vs UNIY BND vs FLCB BIV vs FLCB DFCF vs FLCB FLCB vs SCHZ

AGG on its own →FLCB on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

AGG filings on SEC EDGAR ↗AGG prospectus with the expense ratio (SEC) ↗iShares page for AGG ↗FLCB filings on SEC EDGAR ↗FLCB prospectus with the expense ratio (SEC) ↗Franklin website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against FLCB, data as of Oct 9, 2026. https://etfiq.com/compare/any/agg-vs-flcb

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.