Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
AGG vs SPY: how they differ
AGG is a bond index fund and SPY an equity index fund, and over the year SPY returned more, +17.5% against −0.7%.
iShares Core U.S. Aggregate Bond ETF and SPDR S&P 500 ETF Trust.
| AGG iShares Core U.S. Aggregate Bond ETF | SPY SPDR S&P 500 ETF Trust | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | US aggregate bonds | S&P 500 |
| Total return, 1 year | −0.7% | +17.5% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −18.2 pts | 0.0 pts |
| Expense ratio | 0.03% | 0.09% |
| Holdings | not filed | 505 |
AGG in plain words
AGG is a bond fund tracking the US aggregate bonds. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.7% below its high of Aug 4, 2020 on Sep 11, 2026.
SPY in plain words
SPY is an index equity fund tracking the S&P 500. Over the year to Sep 11, 2026 it returned +17.5% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 38.2%.
Questions people ask
- Which returned more over the last year, AGG or SPY?
- In the year to Sep 13, 2026, with distributions reinvested, AGG returned −0.7% and SPY returned +17.5%, so SPY returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, AGG or SPY?
- AGG charges 0.03% a year and SPY charges 0.09%, so AGG is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
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Cite this page. ETFIQ, AGG against SPY, data as of Sep 13, 2026. https://etfiq.com/compare/any/agg-vs-spy Free to use with attribution; the underlying files are at Open data.
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