Which returned more over the last year, AGG or VTI?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and VTI +13.5%.

Which is cheaper, AGG or VTI?

Neither: AGG and VTI both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs VTI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AGG returned −1.4% to VTI's +13.5%; 0% of their weight is in the same names.

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Net assets: $139.4bn on Oct 27, 2026 for iShares Core U.S. Aggregate Bond ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.

AGG on its own →VTI on its own →

At a glance

−1.4%

AGG total return, 1 year

+13.5%

VTI total return, 1 year

0.03%

AGG expense ratio

0.03%

VTI expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 14.9 points; VTI is 5.1 times larger.

Points (pts) are percentage points.

AGG vs VTI: Differences, Returns & Fees
Measure	AGG	VTI
Return
Measure	AGG	VTI
Total return, 1 year	−1.4%	+13.5%
Drawdown
Measure	AGG	VTI
Below its high	3.4%, high on Aug 4, 2020
Benchmark
Measure	AGG	VTI
What it tracks	Bloomberg U.S. Aggregate Bond Index	Morningstar US Total Market Index
Cost and size
Measure	AGG	VTI
Expense ratio	0.03%	0.03%
Net assets, as of Sep 30, 2026	$135.7bn	$689.2bn
Holdings
Measure	AGG	VTI
Holdings in common	0%
In the S&P 500, by weight		88%
Top ten holdings, share of the fund		34.7%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, AGG and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG VTI

Only in one fund ↓

Only in AGG

BLACKROCK CASH CL INST SL AGENCY 3.02%

TREASURY NOTE 0.40%

TREASURY NOTE (OLD) 0.40%

TREASURY NOTE 0.40%

TREASURY NOTE 0.39%

TREASURY NOTE 0.38%

Only in VTI

NVIDIA Corp 7.14%

Apple Inc 6.63%

Microsoft Corp 5.20%

Amazon.com Inc 3.30%

Alphabet Inc 2.76%

Broadcom Inc 2.28%

Meta Platforms Inc 2.18%

Alphabet Inc 2.18%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF VTI Vanguard Morningstar Total Stock Market ETF

Where it sits Bond ETF Stock ETF

Issuer iShares Vanguard

What it is Tracks an index of US aggregate bonds Tracks an index of US total market

Total return, 1 year −1.4% +13.5%

Its benchmark over the same days −1.3% (SCHZ) not measured

Gap to its benchmark −0.1 pts vs SCHZ not measured

Expense ratio 0.03% 0.03%

Holdings 13469 3521

Net assets, AGG as of Oct 27, 2026 and VTI as of Sep 30, 2026 $139.4bn $689.2bn

AGG and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

VTI

VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.

Questions people ask

Which returned more over the last year, AGG or VTI?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and VTI +13.5%.
Which is cheaper, AGG or VTI?: Neither: AGG and VTI both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs VOO AGG vs USMV AGG vs SPHQ AGG vs MTUM BND vs VTI SGOV vs VTI BNDX vs VTI VCIT vs VTI

Where to next

AGG on its own →VTI on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →VTI dividend history →VTI holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

VTI filings on SEC EDGAR ↗

VTI prospectus with the expense ratio (SEC) ↗

Vanguard page for VTI ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-vti

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.