Data as of Oct 28, 2026.
BNDX vs VTI: Differences, Returns & Fees
Over the year to Oct 28, 2026, BNDX returned −0.9% to VTI's +13.5%; 0% of their weight is in the same names.
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Net assets on Sep 30, 2026: $82.9bn for Vanguard Total International Bond ETF and $689.2bn for Vanguard Morningstar Total Stock Market ETF.
Pair scorecard
VTI costs 0.04 points a year less; their one-year returns differ by 14.4 points; VTI is 8.3 times larger.
| Measure | BNDX | VTI |
|---|---|---|
| Return | ||
| Total return, 1 year | −0.9% | +13.5% |
| Benchmark | ||
| What it tracks | Bloomberg Global Aggregate ex-USD Float Adjusted RIC Capped Index (USD Hedged) | Morningstar US Total Market Index |
| Cost and size | ||
| Expense ratio | 0.07% | 0.03% |
| Net assets, as of Sep 30, 2026 | $82.9bn | $689.2bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 88% | |
| Top ten holdings, share of the fund | 34.7% | |
Holdings in common uses holdings dated Sep 30, 2026. Method
Risk and return
Jun 14, 2013 to Oct 23, 2026 · 697 weekly returnsVTI returned more: +456.0% to +35.1%. BNDX swung less: 3.8% to 16.3%. BNDX fell less at its worst: −16.0% to −32.9%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | BNDX | VTI | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +35.1% | +456.0% | VTI | Price change plus distributions, reinvested. |
| Annualized | +2.3% | +13.7% | VTI | Total return as a yearly rate. |
| Price return | −5.5% | +343.5% | VTI | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 3.8% | 16.3% | BNDX | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 2.8% | 11.3% | BNDX | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −16.0% | −32.9% | BNDX | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.11 | 0.75 | VTI | Return above Treasury bills per unit of volatility. |
| Sortino | 0.15 | 1.08 | VTI | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.14 | 0.41 | VTI | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 697 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, BNDX and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026.
half
0% in common
Only in one fund ↓
Side by side
BNDX and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
BNDX and VTI do different jobs. What does each one do in a portfolio?
- What each follows. BNDX follows Bloomberg Global Aggregate ex-USD Float Adjusted RIC Capped Index (USD Hedged) and VTI follows Morningstar US Total Market Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Sep 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 BNDX returned −0.9% and VTI +13.5% with distributions reinvested, a gap of 14.4 points.
Data as of Oct 28, 2026.
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BNDX
BNDX tracks an index of Total International Bond. Over the year to Oct 28, 2026 it returned −0.9% with distributions reinvested. The prospectus expense ratio is 0.07% a year.
VTI
VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.
Questions people ask
- Which returned more over the last year, BNDX or VTI?
- In the year to Oct 28, 2026, with distributions reinvested, BNDX returned −0.9% and VTI +13.5%.
- Which is cheaper, BNDX or VTI?
- VTI is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, BNDX against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/bndx-vs-vti
ETFIQ. (Oct 28, 2026). BNDX against VTI. Retrieved from https://etfiq.com/compare/any/bndx-vs-vti
[BNDX against VTI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/bndx-vs-vti)
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