Data as of Oct 28, 2026.
VCSH vs VTI: Differences, Returns & Fees
Over the year to Oct 28, 2026, VCSH returned +1.3% to VTI's +13.5%; 0% of their weight is in the same names.
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Net assets on Sep 30, 2026: $43.9bn for Vanguard Short-Term Corporate Bond ETF and $689.2bn for Vanguard Morningstar Total Stock Market ETF.
Pair scorecard
Both cost 0.03% a year; their one-year returns differ by 12.2 points; VTI is 15.7 times larger.
Points (pts) are percentage points.
| Measure | VCSH | VTI |
|---|---|---|
| Return | ||
| Total return, 1 year | +1.3% | +13.5% |
| Benchmark | ||
| What it tracks | Bloomberg U.S. 1-5 Year Corporate Bond Index | Morningstar US Total Market Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.03% |
| Net assets, as of Sep 30, 2026 | $43.9bn | $689.2bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 88% | |
| Top ten holdings, share of the fund | 34.7% | |
Holdings in common uses holdings dated Sep 30, 2026. Method
Risk and return
Dec 4, 2009 to Oct 23, 2026 · 881 weekly returnsVTI returned more: +798.1% to +59.9%. VCSH swung less: 3.5% to 16.5%. VCSH fell less at its worst: −11.3% to −32.9%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | VCSH | VTI | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +59.9% | +798.1% | VTI | Price change plus distributions, reinvested. |
| Annualized | +2.8% | +13.8% | VTI | Total return as a yearly rate. |
| Price return | +2.8% | +567.3% | VTI | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 3.5% | 16.5% | VCSH | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 2.5% | 11.4% | VCSH | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −11.3% | −32.9% | VCSH | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.37 | 0.78 | VTI | Return above Treasury bills per unit of volatility. |
| Sortino | 0.52 | 1.12 | VTI | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.25 | 0.42 | VTI | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 881 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, VCSH and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026.
half
0% in common
Only in one fund ↓
Side by side
VCSH and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
VCSH and VTI do different jobs. What does each one do in a portfolio?
- What each follows. VCSH follows Bloomberg U.S. 1-5 Year Corporate Bond Index and VTI follows Morningstar US Total Market Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Sep 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 VCSH returned +1.3% and VTI +13.5% with distributions reinvested, a gap of 12.2 points.
Data as of Oct 28, 2026.
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VCSH
VCSH tracks an index of Short-Term Corporate Bond. Over the year to Oct 28, 2026 it returned +1.3% with distributions reinvested, against +1.3% for its benchmark, the Bloomberg U.S. 1-5 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year.
VTI
VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.
Questions people ask
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, VCSH against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/vcsh-vs-vti
ETFIQ. (Oct 28, 2026). VCSH against VTI. Retrieved from https://etfiq.com/compare/any/vcsh-vs-vti
[VCSH against VTI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/vcsh-vs-vti)
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