Data as of Oct 28, 2026.

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BSV vs VTI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BSV returned +1.0% to VTI's +13.5%; 0% of their weight is in the same names.

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Net assets on Sep 30, 2026: $45.4bn for Vanguard Short-Term Bond ETF and $689.2bn for Vanguard Morningstar Total Stock Market ETF.

At a glance
+1.0%
BSV total return, 1 year
+13.5%
VTI total return, 1 year
0.03%
BSV expense ratio
0.03%
VTI expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 12.5 points; VTI is 15.2 times larger.

BSV vs VTI: Differences, Returns & Fees
MeasureBSVVTI
Return
Total return, 1 year+1.0%+13.5%
Benchmark
What it tracksBloomberg U.S. 1-5 Year Government/Credit Float Adjusted IndexMorningstar US Total Market Index
Cost and size
Expense ratio0.03%0.03%
Net assets, as of Sep 30, 2026$45.4bn$689.2bn
Holdings
Holdings in common0%
In the S&P 500, by weight88%
Top ten holdings, share of the fund34.7%

Holdings in common uses holdings dated Sep 30, 2026. Method

Risk and return

Apr 20, 2007 to Oct 23, 2026 · 1,018 weekly returns
BSV VTI
Return
Total return edge VTI +60.9% +616.6%
Annualized edge VTI +2.5% +10.6%
Price return edge VTI +2.0% +405.5%
Risk
Volatility edge BSV 2.3% 18.5%
Max drawdown edge BSV −8.1% −54.8%
Risk-adjusted
Sharpe edge VTI 0.40 0.55
Sortino edge VTI 0.58 0.78
Calmar edge BSV 0.30 0.19
Reading

VTI returned more: +616.6% to +60.9%. BSV swung less: 2.3% to 18.5%. BSV fell less at its worst: −8.1% to −54.8%.

Full scorecard

9 measures, with how each is measured
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Risk and return: BSV vs VTI: Differences, Returns & Fees
MeasureBSVVTIEdgeHow it is measured
Return
Total return+60.9%+616.6%VTIPrice change plus distributions, reinvested.
Annualized+2.5%+10.6%VTITotal return as a yearly rate.
Price return+2.0%+405.5%VTIPrice change alone, distributions left out.
Risk
Volatility2.3%18.5%BSVSpread of weekly returns, annualized. Lower is steadier.
Downside deviation1.6%13.1%BSVLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−8.1%−54.8%BSVDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.400.55VTIReturn above Treasury bills per unit of volatility.
Sortino0.580.78VTIReturn above Treasury bills per unit of downside deviation.
Calmar0.300.19BSVAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,018 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

0%

By the books each fund has filed, BSV and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BSV VTI
MKTLIQ 0.44% 0.05%
Only in one fund ↓
Only in BSV
United States Treasury Note/Bond 1.70%
United States Treasury Note/Bond 1.32%
United States Treasury Note/Bond 1.09%
United States Treasury Note/Bond 0.86%
United States Treasury Note/Bond 0.86%
United States Treasury Note/Bond 0.83%
United States Treasury Note/Bond 0.83%
United States Treasury Note/Bond 0.78%
Only in VTI
NVIDIA Corp 7.14%
Apple Inc 6.63%
Microsoft Corp 5.20%
Amazon.com Inc 3.30%
Alphabet Inc 2.76%
Broadcom Inc 2.28%
Meta Platforms Inc 2.18%
Alphabet Inc 2.18%
Check overlap with more funds →

Side by side

BSV Vanguard Short-Term Bond ETF VTI Vanguard Morningstar Total Stock Market ETF
Where it sits Bond ETF Stock ETF
What it is Tracks an index of Short-Term Bond Tracks an index of US total market
Total return, 1 year +1.0% +13.5%
Expense ratio 0.03% 0.03%
Holdings 3157 3521
Net assets, as of Sep 30, 2026 $45.4bn $689.2bn

BSV and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-BD216CD3C2

BSV and VTI do different jobs. What does each one do in a portfolio?

  1. What each follows. BSV follows Bloomberg U.S. 1-5 Year Government/Credit Float Adjusted Index and VTI follows Morningstar US Total Market Index.
  2. Holdings in common. 0% of the weight is in the same securities (holdings dated Sep 30, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 BSV returned +1.0% and VTI +13.5% with distributions reinvested, a gap of 12.5 points.

Data as of Oct 28, 2026.

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About each fund
BSV

BSV tracks an index of Short-Term Bond. Over the year to Oct 28, 2026 it returned +1.0% with distributions reinvested. The prospectus expense ratio is 0.03% a year.

VTI

VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.

Questions people ask

Which returned more over the last year, BSV or VTI?
In the year to Oct 28, 2026, with distributions reinvested, BSV returned +1.0% and VTI +13.5%.
Which is cheaper, BSV or VTI?
Neither: BSV and VTI both charge 0.03% a year. Fees come from each fund's prospectus.
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ETFIQ, BSV against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/bsv-vs-vti

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