Which returned more over the last year, AGG or USMV?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and USMV +10.8%.

Which is cheaper, AGG or USMV?

AGG is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs USMV: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AGG returned −1.4% to USMV's +10.8%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $139.4bn for iShares Core U.S. Aggregate Bond ETF and $24.1bn for iShares MSCI USA Min Vol Factor ETF.

AGG on its own →USMV on its own →

At a glance

−1.4%

AGG total return, 1 year

+10.8%

USMV total return, 1 year

0.03%

AGG expense ratio

0.15%

USMV expense ratio

Pair scorecard

AGG costs 0.12 points a year less; their one-year returns differ by 12.2 points; AGG is 5.8 times larger.

AGG vs USMV: Differences, Returns & Fees
Measure	AGG	USMV
Return
Measure	AGG	USMV
Total return, 1 year	−1.4%	+10.8%
Drawdown
Measure	AGG	USMV
Below its high	3.4%, high on Aug 4, 2020
Benchmark
Measure	AGG	USMV
What it tracks	Bloomberg U.S. Aggregate Bond Index	MSCI USA Minimum Volatility (USD) Index
Cost and size
Measure	AGG	USMV
Expense ratio	0.03%	0.15%
Net assets, as of Oct 27, 2026	$139.4bn	$24.1bn
Holdings
Measure	AGG	USMV
Holdings in common	0%
In the S&P 500, by weight		93%
Top ten holdings, share of the fund		14.8%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, AGG and USMV hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG USMV

Only in one fund ↓

Only in AGG

BLACKROCK CASH CL INST SL AGENCY 3.02%

TREASURY NOTE 0.40%

TREASURY NOTE (OLD) 0.40%

TREASURY NOTE 0.40%

TREASURY NOTE 0.39%

TREASURY NOTE 0.38%

Only in USMV

MICROSOFT 1.61%

EXXONMOBIL HOLDINGS CORP 1.54%

BERKSHIRE HATHAWAY INC CLASS B 1.50%

CHUBB 1.50%

MOTOROLA SOLUTIONS INC 1.48%

AMPHENOL CORP CLASS A 1.47%

NVIDIA 1.47%

JOHNSON & JOHNSON 1.44%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF USMV iShares MSCI USA Min Vol Factor ETF

Where it sits Bond ETF Stock ETF

Issuer iShares iShares

What it is Tracks an index of US aggregate bonds Tracks the MSCI USA Min Vol Factor

Total return, 1 year −1.4% +10.8%

Its benchmark over the same days −1.3% (SCHZ) not measured

Gap to its benchmark −0.1 pts vs SCHZ not measured

Expense ratio 0.03% 0.15%

Holdings 13469 176

Net assets, as of Oct 27, 2026 $139.4bn $24.1bn

AGG and USMV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

USMV

USMV tracks the MSCI USA Min Vol Factor. Over the year to Oct 28, 2026 it returned +10.8% with distributions reinvested. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 93% of the fund by weight is stocks the S&P 500 also holds, across 176 positions, with the top ten at 14.8%.

Questions people ask

Which returned more over the last year, AGG or USMV?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and USMV +10.8%.
Which is cheaper, AGG or USMV?: AGG is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs RDVY AGG vs CGGR AGG vs SPMO AGG vs DFUS BND vs USMV SGOV vs USMV BNDX vs USMV USMV vs VCIT

Where to next

AGG on its own →USMV on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →USMV dividend history →USMV holdings →Standards and sources →

Sources and dates

AGG and USMV filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

USMV prospectus with the expense ratio (SEC) ↗

iShares page for USMV ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, AGG against USMV, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-usmv

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.