Which paid more, XLFI or XLKI?

Over the year to Nov 4, 2026, XLFI paid 10.7% of its starting price in cash and XLKI paid 18.8%, so XLKI paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, XLFI or XLKI?

With every distribution reinvested, XLFI returned +8.1% and XLKI +11.2% over the year to Nov 4, 2026.

Which is cheaper, XLFI or XLKI?

XLFI and XLKI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

XLFI vs XLKI: Dividend Yield & Total Return

Share on X Download as PDF

Over the year to Nov 4, 2026, XLKI paid 18.8% of its price in cash against XLFI’s 10.7%, and returned more with it reinvested.

askIQ about this page

askIQ about XLFI and XLKI

Net assets on Nov 3, 2026: $13m for State Street Financial Select Sector SPDR Premium Income ETF and $35m for State Street Technology Select Sector SPDR Premium Income ETF.

XLFI on its own →XLKI on its own →

At a glance

10.7%

XLFI cash paid, 1 year

18.8%

XLKI cash paid, 1 year

+8.1%

XLFI total return, 1 year

+11.2%

XLKI total return, 1 year

XLFI · 1 year to Nov 4, 2026 6.6 pts behind XLF

XLFI

+8.1%

XLF

+14.7%

6.6 pts behind XLF

XLFI over 1 year: paid 10.7%, price −3.2%, total +8.1%, XLF +14.7%, −6.6 pts. Data to Nov 4, 2026.

XLF

+14.7%

XLFI

+8.1%

10.7% of it arrived as cash

6.6 pts behind XLF

Total return, distributions reinvested

6.6 pts behind XLF

XLFI over 1 year: paid 10.7%, price −3.2%, total +8.1%, XLF +14.7%, −6.6 pts. Data to Nov 4, 2026.

XLF

+14.7%

XLFI

+8.1%

6.6 pts behind XLF

10.7% of it arrived as cash. Total return, distributions reinvested. XLFI over 1 year: paid 10.7%, price −3.2%, total +8.1%, XLF +14.7%, −6.6 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLKI · 1 year to Nov 4, 2026 9.5 pts behind XLK

XLKI

+11.2%

XLK

+20.7%

9.5 pts behind XLK

XLKI over 1 year: paid 18.8%, price −8.1%, total +11.2%, XLK +20.7%, −9.5 pts. Data to Nov 4, 2026.

XLK

+20.7%

XLKI

+11.2%

18.8% of it arrived as cash

9.5 pts behind XLK

Total return, distributions reinvested

9.5 pts behind XLK

XLKI over 1 year: paid 18.8%, price −8.1%, total +11.2%, XLK +20.7%, −9.5 pts. Data to Nov 4, 2026.

XLK

+20.7%

XLKI

+11.2%

18.8% cash

9.5 pts behind XLK

18.8% of it arrived as cash. Both charts share one scale, with zero at the line. XLKI over 1 year: paid 18.8%, price −8.1%, total +11.2%, XLK +20.7%, −9.5 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

Both cost 0.35% a year; their one-year returns differ by 3.1 points; XLKI is 2.7 times larger.

Points (pts) are percentage points.

XLFI vs XLKI: Dividend Yield & Total Return
Measure	XLFI	XLKI
Paid and earned
Measure	XLFI	XLKI
Total return, 1 year	+8.1%	+11.2%
Price change, 1 year	fell 3.2%	fell 8.1%
Return of capital, issuer estimate	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	XLFI	XLKI
Benchmark	Financials sector, measured through XLF	Technology sector, measured through XLK
Cost and size
Measure	XLFI	XLKI
Expense ratio	0.35%	0.35%
Net assets, as of Nov 3, 2026	$13m	$35m
Holdings
Measure	XLFI	XLKI
Holdings in common	0%

ETFIQ Distribution Coverage Score · XLFI scores higher How much of what it paid out did its total return cover?

IQ Income Score45.8XLFI41.3XLKI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

XLFI 45.8

XLKI 41.3

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, XLFI and XLKI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first XLFI XLKI

Only in one fund ↓

Only in XLFI

STATE STREET FINANCIAL SELECT 102.90%

STATE STREET FINANCIAL SELECT NOV26 58 CALL -0.06%

STATE STREET FINANCIAL SELECT NOV26 57.5 CALL -0.11%

STATE STREET FINANCIAL SELECT NOV26 57 CALL -0.18%

STATE STREET FINANCIAL SELECT NOV26 56 CALL -2.55%

Only in XLKI

STATE STREET TECHNOLOGY SELECT 99.72%

STATE STREET TECHNOLOGY SELECT NOV26 205 CALL -0.00%

STATE STREET TECHNOLOGY SELECT NOV26 194 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 197 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 196 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 210 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 198 CALL -0.03%

STATE STREET TECHNOLOGY SELECT NOV26 190 CALL -0.03%

Check overlap with more funds →

Side by side

XLFI State Street Financial Select Sector SPDR Premium Income ETF · Covered call on XLF, paying monthly XLKI State Street Technology Select Sector SPDR Premium Income ETF · Covered call on XLK, paying monthly

Issuer State Street State Street

Strategy covered call covered call

Benchmark Financials sector (XLF) Technology sector (XLK)

Pays monthly monthly

Payout rate, annualized 11.0% 24.9%

Expense ratio 0.35% 0.35%

Cash paid, 1 year 10.7% 18.8%

Price change, 1 year −3.2% −8.1%

Total return, 1 year +8.1% +11.2%

Benchmark return, 1 year +14.7% +20.7%

Ahead or behind −6.6 pts −9.5 pts

Return of capital, latest estimate 100% 100%

Age 1.3 years 1.3 years

Net assets, as of Nov 3, 2026 $13m $35m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: XLFI vs XLKI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	XLFI	XLKI	XLFI	XLKI	XLFI	XLKI
3 months	−0.3%	−4.8%	2.3%	4.4%	−2.7 pts	+0.2 pts
6 months	+9.0%	−0.6%	5.0%	9.9%	−6.0 pts	−4.6 pts
1 year	+8.1%	+11.2%	10.7%	18.8%	−6.6 pts	−9.5 pts
Since launchXLFI Jul 2025 · XLKI Jul 2025	+10.5%	+22.1%	14.1%	24.6%	−4.0 pts	−12.1 pts

Open this comparison in the app →

Alert

About each fund

XLFI

Over the year to Nov 4, 2026, XLFI paid 10.7% of its starting value in cash distributions while its price fell 3.2%. With every distribution reinvested, the fund returned +8.1%. Financials sector (XLF) returned +14.7% over the same days, so a holder was behind by 6.6 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 11.0%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLKI

Over the year to Nov 4, 2026, XLKI paid 18.8% of its starting value in cash distributions while its price fell 8.1%. With every distribution reinvested, the fund returned +11.2%. Technology sector (XLK) returned +20.7% over the same days, so a holder was behind by 9.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 24.9%, paid monthly.

Questions people ask

Which paid more, XLFI or XLKI?: Over the year to Nov 4, 2026, XLFI paid 10.7% of its starting price in cash and XLKI paid 18.8%, so XLKI paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, XLFI or XLKI?: With every distribution reinvested, XLFI returned +8.1% and XLKI +11.2% over the year to Nov 4, 2026.
Which is cheaper, XLFI or XLKI?: XLFI and XLKI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Other comparisons

XLFI vs TECY XLFI vs SEMY XLFI vs NDIV XLFI vs XLVI XLKI vs FINY XLKI vs XLSI XLKI vs MLPD XLKI vs NDIV

Where to next

Financials sector (XLF) →Technology sector (XLK) →XLFI on its own →XLKI on its own →XLFI dividend history →XLFI holdings →XLKI dividend history →XLKI holdings →Method →Standards and sources →

Sources and dates

XLFI and XLKI filings on SEC EDGAR ↗

XLFI and XLKI prospectus with the expense ratio (SEC) ↗

XLFI 19a-1 distribution notice ↗

State Street website ↗

XLKI 19a-1 distribution notice ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, XLFI against XLKI, data as of Nov 4, 2026. https://etfiq.com/compare/income/xlfi-vs-xlki

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.