Data as of .
XLFI vs XLVI: which paid, and which earned it?
Over the year XLVI paid 13.0% of its price in cash against XLFI’s 10.9%, and returned more with it reinvested.
ETFIQ Return Stability Score: XLVI scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, XLFI and XLVI hold 0% of their money in the same securities at the same weight.
| Holding | XLFI | XLVI |
|---|---|---|
| SSI US GOV MONEY MARKET CLASS | 0.48% | 0.40% |
| Only in XLFI | Only in XLVI |
|---|---|
| STATE STREET FINANCIAL SELECT 99.88% | STATE STREET HEALTH CARE SELEC 100.46% |
| STATE STREET FINANCIAL SELECT OCT26 59 CALL -0.00% | STATE STREET HEALTH CARE SELEC OCT26 173 CALL -0.02% |
| STATE STREET FINANCIAL SELECT OCT26 58 CALL -0.35% | STATE STREET HEALTH CARE SELEC OCT26 170 CALL -0.04% |
| STATE STREET HEALTH CARE SELEC OCT26 172 CALL -0.80% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 18, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| XLFI | XLVI | XLFI | XLVI | XLFI | XLVI | |
| 3 months | +5.1% | +6.9% | 2.4% | 3.1% | +0.4 pts | −6.3 pts |
| 6 months | +12.6% | +12.2% | 5.5% | 6.4% | −2.2 pts | −4.6 pts |
| 1 year | +5.2% | +17.9% | 10.9% | 13.0% | +0.4 pts | −6.7 pts |
| Since launch | +8.7% | +21.1% | 12.4% | 14.7% | +1.0 pts | −6.5 pts |
| XLFI State Street(R) Financial Select Sector SPDR(R) Premium Income ETF Covered call on XLF, paying monthly | XLVI State Street(R) Health Care Select Sector SPDR(R) Premium Income ETF Covered call on XLV, paying monthly | |
|---|---|---|
| Issuer | State Street | State Street |
| Strategy | covered call | covered call |
| Benchmark | Financials sector (XLF) | Health care sector (XLV) |
| Pays | monthly | monthly |
| Payout rate, annualized | 6.7% | 13.1% |
| Expense ratio | 0.35% | 0.35% |
| Cash paid, 1 year | 10.9% | 13.0% |
| Price change, 1 year | −6.2% | +4.0% |
| Total return, 1 year | +5.2% | +17.9% |
| Benchmark return, 1 year | +4.8% | +24.6% |
| Ahead or behind | +0.4 pts | −6.7 pts |
| Return of capital, latest estimate | not published | not published |
| Age | 415 days | 415 days |
| Net assets | $10m | $27m |
XLFI in plain words
Over the year to Sep 18, 2026, XLFI paid 10.9% of its starting value in cash distributions while its price fell 6.2%. With every distribution reinvested, the fund returned +5.2%. Financials sector (XLF) returned +4.8% over the same days, so a holder was about even. At its price on Sep 18, 2026 the latest distribution annualizes to 6.7%, paid monthly.
XLVI in plain words
Over the year to Sep 18, 2026, XLVI paid 13.0% of its starting value in cash distributions while its price rose 4.0%. With every distribution reinvested, the fund returned +17.9%. Health care sector (XLV) returned +24.6% over the same days, so a holder was behind by 6.7 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 13.1%, paid monthly.
Questions people ask
- Which paid more, XLFI or XLVI?
- Over the year to Sep 18, 2026, XLFI paid 10.9% of its starting price in cash and XLVI paid 13.0%, so XLVI paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, XLFI or XLVI?
- With every distribution reinvested, XLFI returned +5.2% and XLVI returned +17.9% over the year to Sep 18, 2026, so XLVI returned more.
- Which is cheaper, XLFI or XLVI?
- XLFI charges 0.35% a year and XLVI charges 0.35%, so XLFI is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XLFI against XLVI, data as of Sep 18, 2026. https://etfiq.com/compare/income/xlfi-vs-xlvi Free to use with attribution; the underlying files are at Open data.