Data as of .
SEMY vs XLFI: which paid, and which earned it?
SEMY and XLFI both write options for income.
What they hold in common
By the books each fund has filed, SEMY and XLFI hold 0% of their money in the same securities at the same weight.
| Only in SEMY | Only in XLFI |
|---|---|
| Treasury Bill 50.64% | STATE STREET FINANCIAL SELECT 99.88% |
| Treasury Bill 49.36% | SSI US GOV MONEY MARKET CLASS 0.48% |
| STATE STREET FINANCIAL SELECT OCT26 59 CALL -0.00% | |
| STATE STREET FINANCIAL SELECT OCT26 58 CALL -0.35% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 18, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| SEMY | XLFI | SEMY | XLFI | SEMY | XLFI | |
| 3 months | −4.8% | +5.1% | 17.4% | 2.4% | +8.4 pts | +0.4 pts |
| 6 months | +17.5% | +12.6% | 43.7% | 5.5% | −31.4 pts | −2.2 pts |
| 1 year | not published | +5.2% | not published | 10.9% | not published | +0.4 pts |
| Since launch | +33.9% | +8.7% | 71.5% | 12.4% | −38.5 pts | +1.0 pts |
| SEMY GraniteShares YieldBOOST Semiconductor ETF Synthetic covered call on SMH, paying weekly | XLFI State Street(R) Financial Select Sector SPDR(R) Premium Income ETF Covered call on XLF, paying monthly | |
|---|---|---|
| Issuer | GraniteShares | State Street |
| Strategy | synthetic covered call | covered call |
| Benchmark | Semiconductors (SMH) | Financials sector (XLF) |
| Pays | weekly | monthly |
| Payout rate, annualized | 67.3% | 6.7% |
| Expense ratio | 1.07% | 0.35% |
| Cash paid, 1 year | 71.5% (since launch on Nov 18, 2025) | 10.9% |
| Price change, 1 year | −48.7% | −6.2% |
| Total return, 1 year | +33.9% (since launch on Nov 18, 2025) | +5.2% |
| Benchmark return, 1 year | +72.5% | +4.8% |
| Ahead or behind | −38.5 pts | +0.4 pts |
| Return of capital, latest estimate | 98% | not published |
| Age | 304 days | 415 days |
| Net assets | $49m | $10m |
SEMY in plain words
Over the period since launch on Nov 18, 2025 to Sep 18, 2026, SEMY paid 71.5% of its starting value in cash distributions while its price fell 48.7%. With every distribution reinvested, the fund returned +33.9%. Semiconductors (SMH) returned +72.5% over the same days, so a holder was behind by 38.5 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 67.3%, paid weekly. GraniteShares estimates that 98% of the distribution paid Aug 25, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
XLFI in plain words
Over the year to Sep 18, 2026, XLFI paid 10.9% of its starting value in cash distributions while its price fell 6.2%. With every distribution reinvested, the fund returned +5.2%. Financials sector (XLF) returned +4.8% over the same days, so a holder was about even. At its price on Sep 18, 2026 the latest distribution annualizes to 6.7%, paid monthly.
Questions people ask
- Which is cheaper, SEMY or XLFI?
- SEMY charges 1.07% a year and XLFI charges 0.35%, so XLFI is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SEMY against XLFI, data as of Sep 18, 2026. https://etfiq.com/compare/income/semy-vs-xlfi Free to use with attribution; the underlying files are at Open data.