Which is cheaper, TECY or XLFI?

TECY charges 1.18% a year and XLFI charges 0.35%, so XLFI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

TECY vs XLFI: Dividend Yield & Total Return

TECY and XLFI both write options for income.

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Net assets on Nov 3, 2026: $379,708 for GraniteShares YieldBOOST Technology ETF and $13m for State Street Financial Select Sector SPDR Premium Income ETF.

TECY on its own →XLFI on its own →

At a glance

20.8%

TECY cash paid, since launch, May 5, 2026

10.7%

XLFI cash paid, 1 year

−4.3%

TECY total return, since launch, May 5, 2026

+8.1%

XLFI total return, 1 year

TECY · since launch to Nov 4, 2026 11.1 pts behind XLK

TECY

−4.3%

XLK

+6.8%

11.1 pts behind XLK

TECY since launch: paid 20.8%, price −24.2%, total −4.3%, XLK +6.8%, −11.1 pts. Data to Nov 4, 2026.

XLK

+6.8%

TECY

−4.3%

11.1 pts behind XLK

Total return, distributions reinvested

11.1 pts behind XLK

TECY since launch: paid 20.8%, price −24.2%, total −4.3%, XLK +6.8%, −11.1 pts. Data to Nov 4, 2026.

XLK

+6.8%

TECY

−4.3%

11.1 pts behind XLK

20.8% of it arrived as cash. Total return, distributions reinvested. TECY since launch: paid 20.8%, price −24.2%, total −4.3%, XLK +6.8%, −11.1 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLFI · 1 year to Nov 4, 2026 6.6 pts behind XLF

XLFI

+8.1%

XLF

+14.7%

6.6 pts behind XLF

XLFI over 1 year: paid 10.7%, price −3.2%, total +8.1%, XLF +14.7%, −6.6 pts. Data to Nov 4, 2026.

XLF

+14.7%

XLFI

+8.1%

10.7% of it arrived as cash

6.6 pts behind XLF

Total return, distributions reinvested

6.6 pts behind XLF

XLFI over 1 year: paid 10.7%, price −3.2%, total +8.1%, XLF +14.7%, −6.6 pts. Data to Nov 4, 2026.

XLF

+14.7%

XLFI

+8.1%

6.6 pts behind XLF

10.7% of it arrived as cash. Both charts share one scale, with zero at the line. XLFI over 1 year: paid 10.7%, price −3.2%, total +8.1%, XLF +14.7%, −6.6 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

XLFI costs 0.83 points a year less.

Points (pts) are percentage points.

TECY vs XLFI: Dividend Yield & Total Return
Measure	TECY	XLFI
Paid and earned
Measure	TECY	XLFI
Total return, 1 year	not published	+8.1%
Price change	fell 24.2% (since May 5, 2026)	fell 3.2% (1 year)
Return of capital, issuer estimate	95% of the Sep 22, 2026 payment	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	TECY	XLFI
Benchmark	Technology sector, measured through XLK	Financials sector, measured through XLF
Cost and size
Measure	TECY	XLFI
Expense ratio	1.18%	0.35%
Net assets, as of Nov 3, 2026	$379,708	$13m
Holdings
Measure	TECY	XLFI
Holdings in common	0%

Method

What they share

By the books each fund has filed, TECY and XLFI hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Nov 3, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first TECY XLFI

Only in one fund ↓

Only in TECY

Only in XLFI

STATE STREET FINANCIAL SELECT 102.90%

STATE STREET FINANCIAL SELECT NOV26 58 CALL -0.06%

STATE STREET FINANCIAL SELECT NOV26 57.5 CALL -0.11%

STATE STREET FINANCIAL SELECT NOV26 57 CALL -0.18%

STATE STREET FINANCIAL SELECT NOV26 56 CALL -2.55%

Check overlap with more funds →

Side by side

TECY GraniteShares YieldBOOST Technology ETF · Synthetic covered call on XLK, paying weekly XLFI State Street Financial Select Sector SPDR Premium Income ETF · Covered call on XLF, paying monthly

Issuer GraniteShares State Street

Strategy synthetic covered call covered call

Benchmark Technology sector (XLK) Financials sector (XLF)

Pays weekly monthly

Payout rate, annualized 42.2% 11.0%

Expense ratio 1.18% 0.35%

Cash paid, 1 year 20.8% (since launch, May 5, 2026) 10.7%

Price change, 1 year −24.2% (since launch, May 5, 2026) −3.2%

Total return, 1 year −4.3% (since launch, May 5, 2026) +8.1%

Benchmark return, 1 year +6.8% (since launch, May 5, 2026) +14.7%

Ahead or behind −11.1 pts (since launch, May 5, 2026) −6.6 pts

Return of capital, latest estimate 95% 100%

Age 183 days 1.3 years

Net assets, as of Nov 3, 2026 $379,708 $13m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: TECY vs XLFI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	TECY	XLFI	TECY	XLFI	TECY	XLFI
3 months	−5.0%	−0.3%	10.3%	2.3%	0.0 pts	−2.7 pts
6 months	−4.6%	+9.0%	20.7%	5.0%	−8.6 pts	−6.0 pts
1 year	–	+8.1%	–	10.7%	–	−6.6 pts
Since launchNot the same days: TECY May 2026 · XLFI Jul 2025	−4.3%	+10.5%	20.8%	14.1%	−11.1 pts	−4.0 pts

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Alert

About each fund

TECY

Over the period from its first trade on May 5, 2026 to Nov 4, 2026, TECY paid 20.8% of its starting value in cash distributions while its price fell 24.2%. With every distribution reinvested, the fund returned −4.3%. Technology sector (XLK) returned +6.8% over the same days, so a holder was behind by 11.1 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 42.2%, paid weekly. GraniteShares estimates that 95% of the distribution paid Sep 22, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLFI

Over the year to Nov 4, 2026, XLFI paid 10.7% of its starting value in cash distributions while its price fell 3.2%. With every distribution reinvested, the fund returned +8.1%. Financials sector (XLF) returned +14.7% over the same days, so a holder was behind by 6.6 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 11.0%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which is cheaper, TECY or XLFI?: TECY charges 1.18% a year and XLFI charges 0.35%, so XLFI is cheaper. Fees come from each fund's prospectus.

Other comparisons

TECY vs FINY TECY vs HAKY TECY vs TYLG TECY vs XLII XLFI vs XLKI XLFI vs BIOY XLFI vs YRAM XLFI vs XLII

Where to next

Technology sector (XLK) →Financials sector (XLF) →All income ETFs ranked by the Distribution Coverage Score →How the scores are computed →TECY on its own →XLFI on its own →TECY dividend history →XLFI dividend history →XLFI holdings →Method →Standards and sources →

Sources and dates

TECY filings on SEC EDGAR ↗

TECY prospectus with the expense ratio (SEC) ↗

TECY 19a-1 distribution notice ↗

GraniteShares page for TECY ↗

XLFI filings on SEC EDGAR ↗

XLFI prospectus with the expense ratio (SEC) ↗

XLFI 19a-1 distribution notice ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, TECY against XLFI, data as of Nov 4, 2026. https://etfiq.com/compare/income/tecy-vs-xlfi

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.