Which paid more, XLBI or XLUI?

Over the year to Nov 4, 2026, XLBI paid 15.9% of its starting price in cash and XLUI paid 14.1%, so XLBI paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, XLBI or XLUI?

With every distribution reinvested, XLBI returned +18.5% and XLUI +5.6% over the year to Nov 4, 2026.

Which is cheaper, XLBI or XLUI?

XLBI and XLUI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

XLBI vs XLUI: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, XLBI paid 15.9% of its price in cash against XLUI’s 14.1%, and returned more with it reinvested.

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Net assets: $9.4m on Nov 2, 2026 for State Street Materials Select Sector SPDR Premium Income ETF, and $69m on Nov 3, 2026 for State Street Utilities Select Sector SPDR Premium Income ETF.

XLBI on its own →XLUI on its own →

At a glance

15.9%

XLBI cash paid, 1 year

14.1%

XLUI cash paid, 1 year

+18.5%

XLBI total return, 1 year

+5.6%

XLUI total return, 1 year

XLBI · 1 year to Nov 4, 2026 11 pts behind XLB

XLBI

+18.5%

XLB

+29.5%

11 pts behind XLB

XLBI over 1 year: paid 15.9%, price +1.6%, total +18.5%, XLB +29.5%, −11.0 pts. Data to Nov 4, 2026.

XLB

+29.5%

XLBI

+18.5%

15.9% of it arrived as cash

11 pts behind XLB

Total return, distributions reinvested

11 pts behind XLB

XLBI over 1 year: paid 15.9%, price +1.6%, total +18.5%, XLB +29.5%, −11.0 pts. Data to Nov 4, 2026.

XLB

+29.5%

XLBI

+18.5%

15.9% cash

11 pts behind XLB

15.9% of it arrived as cash. Total return, distributions reinvested. XLBI over 1 year: paid 15.9%, price +1.6%, total +18.5%, XLB +29.5%, −11.0 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLUI · 1 year to Nov 4, 2026 4.6 pts ahead of XLU

XLUI

+5.6%

XLU

+1.0%

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

14.1% as cash

4.6 pts ahead of XLU

Total return, distributions reinvested

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

4.6 pts ahead of XLU

14.1% of it arrived as cash. Both charts share one scale, with zero at the line. XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

Both cost 0.35% a year; their one-year returns differ by 12.9 points; XLUI is 7.0 times larger.

Points (pts) are percentage points.

XLBI vs XLUI: Dividend Yield & Total Return
Measure	XLBI	XLUI
Paid and earned
Measure	XLBI	XLUI
Total return, 1 year	+18.5%	+5.6%
Price change, 1 year	rose 1.6%	fell 8.9%
Return of capital, issuer estimate	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	XLBI	XLUI
Benchmark	Materials, measured through XLB	Utilities sector, measured through XLU
Against its benchmark, same days	behind by 11.0 pts	ahead by 4.6 pts
Cost and size
Measure	XLBI	XLUI
Expense ratio	0.35%	0.35%
Net assets, as of Nov 3, 2026	$9.8m	$69m
Holdings
Measure	XLBI	XLUI
Holdings in common	0%

ETFIQ Distribution Coverage Score · XLBI scores higher How much of what it paid out did its total return cover?

IQ Income Score69.2XLBI33.2XLUI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

XLBI 69.2

XLUI 33.2

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, XLBI and XLUI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first XLBI XLUI

Only in one fund ↓

Only in XLBI

STATE STREET MATERIALS SELECT 103.82%

STATE STREET MATERIALS SELECT NOV26 55 CALL -0.03%

STATE STREET MATERIALS SELECT NOV26 53 CALL -0.19%

STATE STREET MATERIALS SELECT NOV26 51 CALL -3.71%

Only in XLUI

STATE STREET UTILITIES SELECT 102.24%

STATE STREET UTILITIES SELECT NOV26 44.5 CALL -0.01%

STATE STREET UTILITIES SELECT NOV26 44 CALL -0.03%

STATE STREET UTILITIES SELECT NOV26 43.5 CALL -0.07%

STATE STREET UTILITIES SELECT NOV26 42.5 CALL -0.08%

STATE STREET UTILITIES SELECT NOV26 43 CALL -2.05%

Check overlap with more funds →

Side by side

XLBI State Street Materials Select Sector SPDR Premium Income ETF · Covered call on XLB, paying monthly XLUI State Street Utilities Select Sector SPDR Premium Income ETF · Covered call on XLU, paying monthly

Issuer State Street State Street

Strategy covered call covered call

Benchmark Materials (XLB) Utilities sector (XLU)

Pays monthly monthly

Payout rate, annualized 17.2% 14.9%

Expense ratio 0.35% 0.35%

Cash paid, 1 year 15.9% 14.1%

Price change, 1 year +1.6% −8.9%

Total return, 1 year +18.5% +5.6%

Benchmark return, 1 year +29.5% +1.0%

Ahead or behind −11.0 pts +4.6 pts

Return of capital, latest estimate 100% 100%

Age 1.3 years 1.3 years

Net assets, XLBI as of Nov 2, 2026 and XLUI as of Nov 3, 2026 $9.4m $69m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: XLBI vs XLUI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	XLBI	XLUI	XLBI	XLUI	XLBI	XLUI
3 months	+0.8%	+1.2%	3.6%	3.9%	−2.0 pts	+0.5 pts
6 months	+3.4%	−0.9%	6.7%	6.8%	−0.3 pts	+2.4 pts
1 year	+18.5%	+5.6%	15.9%	14.1%	−11.0 pts	+4.6 pts
Since launchXLBI Jul 2025 · XLUI Jul 2025	+16.4%	+8.1%	18.9%	17.5%	−7.7 pts	+2.1 pts

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Alert

About each fund

XLBI

Over the year to Nov 4, 2026, XLBI paid 15.9% of its starting value in cash distributions while its price rose 1.6%. With every distribution reinvested, the fund returned +18.5%. Materials (XLB) returned +29.5% over the same days, so a holder was behind by 11.0 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 17.2%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLUI

Over the year to Nov 4, 2026, XLUI paid 14.1% of its starting value in cash distributions while its price fell 8.9%. With every distribution reinvested, the fund returned +5.6%. Utilities sector (XLU) returned +1.0% over the same days, so a holder was ahead by 4.6 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 14.9%, paid monthly.

Questions people ask

Which paid more, XLBI or XLUI?: Over the year to Nov 4, 2026, XLBI paid 15.9% of its starting price in cash and XLUI paid 14.1%, so XLBI paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, XLBI or XLUI?: With every distribution reinvested, XLBI returned +18.5% and XLUI +5.6% over the year to Nov 4, 2026.
Which is cheaper, XLBI or XLUI?: XLBI and XLUI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Other comparisons

XLBI vs SOXY XLBI vs XLYI XLBI vs GPTY XLBI vs XLVI XLUI vs XLFI XLUI vs HAKY XLUI vs XLII XLUI vs XLCI

Where to next

Materials (XLB) →Utilities sector (XLU) →XLBI on its own →XLUI on its own →XLBI dividend history →XLBI holdings →XLUI dividend history →XLUI holdings →Method →Standards and sources →

Sources and dates

XLBI and XLUI filings on SEC EDGAR ↗

XLBI and XLUI prospectus with the expense ratio (SEC) ↗

XLBI 19a-1 distribution notice ↗

State Street website ↗

XLUI 19a-1 distribution notice ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, XLBI against XLUI, data as of Nov 4, 2026. https://etfiq.com/compare/income/xlbi-vs-xlui

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.