Data as of .
XLBI vs XLUI: which paid, and which earned it?
Over the year XLBI paid 14.5% of its price in cash against XLUI’s 13.6%, and returned more with it reinvested.
ETFIQ Return Stability Score: XLUI scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, XLBI and XLUI hold 0% of their money in the same securities at the same weight.
| Holding | XLBI | XLUI |
|---|---|---|
| SSI US GOV MONEY MARKET CLASS | 0.40% | 0.25% |
| Only in XLBI | Only in XLUI |
|---|---|
| STATE STREET MATERIALS SELECT 100.35% | STATE STREET UTILITIES SELECT 100.35% |
| STATE STREET MATERIALS SELECT OCT26 52 CALL -0.75% | STATE STREET UTILITIES SELECT OCT26 43 CALL -0.12% |
| STATE STREET UTILITIES SELECT OCT26 42 CALL -0.48% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 18, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| XLBI | XLUI | XLBI | XLUI | XLBI | XLUI | |
| 3 months | −0.7% | −5.3% | 3.3% | 2.9% | +2.4 pts | +2.3 pts |
| 6 months | +11.1% | −1.9% | 7.2% | 6.8% | +3.9 pts | +4.8 pts |
| 1 year | +8.8% | +2.0% | 14.5% | 13.6% | −3.2 pts | +1.9 pts |
| Since launch | +12.1% | +2.4% | 16.3% | 14.7% | −2.4 pts | +3.2 pts |
| XLBI State Street(R) Materials Select Sector SPDR(R) Premium Income ETF Covered call on XLB, paying monthly | XLUI State Street(R) Utilities Select Sector SPDR(R) Premium Income ETF Covered call on XLU, paying monthly | |
|---|---|---|
| Issuer | State Street | State Street |
| Strategy | covered call | covered call |
| Benchmark | Materials (XLB) | Utilities sector (XLU) |
| Pays | monthly | monthly |
| Payout rate, annualized | 11.5% | 11.8% |
| Expense ratio | 0.35% | 0.35% |
| Cash paid, 1 year | 14.5% | 13.6% |
| Price change, 1 year | −6.3% | −11.3% |
| Total return, 1 year | +8.8% | +2.0% |
| Benchmark return, 1 year | +12.0% | +0.1% |
| Ahead or behind | −3.2 pts | +1.9 pts |
| Return of capital, latest estimate | not published | not published |
| Age | 415 days | 415 days |
| Net assets | $8m | $55m |
XLBI in plain words
Over the year to Sep 18, 2026, XLBI paid 14.5% of its starting value in cash distributions while its price fell 6.3%. With every distribution reinvested, the fund returned +8.8%. Materials (XLB) returned +12.0% over the same days, so a holder was behind by 3.2 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 11.5%, paid monthly.
XLUI in plain words
Over the year to Sep 18, 2026, XLUI paid 13.6% of its starting value in cash distributions while its price fell 11.3%. With every distribution reinvested, the fund returned +2.0%. Utilities sector (XLU) returned +0.1% over the same days, so a holder was ahead by 1.9 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 11.8%, paid monthly.
Questions people ask
- Which paid more, XLBI or XLUI?
- Over the year to Sep 18, 2026, XLBI paid 14.5% of its starting price in cash and XLUI paid 13.6%, so XLBI paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, XLBI or XLUI?
- With every distribution reinvested, XLBI returned +8.8% and XLUI returned +2.0% over the year to Sep 18, 2026, so XLBI returned more.
- Which is cheaper, XLBI or XLUI?
- XLBI charges 0.35% a year and XLUI charges 0.35%, so XLBI is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XLBI against XLUI, data as of Sep 18, 2026. https://etfiq.com/compare/income/xlbi-vs-xlui Free to use with attribution; the underlying files are at Open data.