XLBI paid 14.5% in cash. Its price fell 6.3%, so 43% of what you were paid came back out of your own capital.
Was the payout funded by returns, or by your own capital?
Against its benchmark
50% of the 173 sit at or below XLBI on this measure.
What happened to the principal
36.4% of the 173 sit at or below XLBI on this measure.
Weighted evenly, those two positions are what the score combines, across the 173 income ETFs writing on an index or proxy. Neither spread above is the score: a fund can sit further right on one and score lower. A position in this set, not a rating: it moves when the set moves, and it is not a figure to average against another desk's.
Over the year to Sep 18, 2026, XLBI returned +8.8% with distributions reinvested and Materials (XLB) returned +12.0%, so a holder came out behind it by 3.2 points. The lighter segment is the 14.5% that arrived as cash rather than as price.
Since it launched on Jul 30, 2025, XLBI has returned +12.1% with distributions reinvested, against +14.6% for Materials (XLB), and has paid out 16.3% of its starting value in cash along the way. It pays monthly, and at its current price the latest distribution annualizes to 11.5%. No Rule 19a-1 notice has been published for this fund, so there is no issuer estimate of how much of its distributions was a return of capital.
XLBI (State Street(R) Materials Select Sector SPDR(R) Premium Income ETF), income ETFs fields as of Sep 18, 2026. Source: ETFIQ.
Strategy
covered call
Benchmark
Materials (XLB) (proxy)
Pays
monthly
Net assets (the issuer’s own daily fund list, as of Sep 18, 2026)
$8m
Latest payout, annualized (ETFIQ)
11.5%
Expense ratio (485BPOS XBRL, Apr 24, 2026)
0.35%
Cash paid, last 12 months, over today’s price (ETFIQ)
15.5%
Launched
Jul 30, 2025
Every figure is an ETFIQ calculation from exchange prices and cash distributions (Tiingo end-of-day), total return with distributions reinvested. Return of capital is the issuer’s estimate. How these figures are computed
Questions people ask
How much has XLBI paid over the last year?
Over the year to Sep 18, 2026, XLBI paid 14.5% of its starting price in cash distributions, while the price fell 6.3%.
Is XLBI ahead of XLB?
Over the year to Sep 18, 2026, with every distribution reinvested, XLBI returned +8.8% against +12.0% for Materials (XLB), so a holder was behind it by 3.2 points.
How often does XLBI pay, and how much?
XLBI pays monthly. The latest distribution annualizes to 11.5% at its price on Sep 18, 2026, which is not a promise; the next one can differ.
What a holder actually ended up with: price change plus every distribution, reinvested. The only figure that answers whether you came out ahead.
Cash paid
Distributions over the window as a share of what the fund cost at the start. A measure of cash delivered, not of return: a fund can pay a great deal and still lose money.
The fund’s total return minus the benchmark’s over exactly the same days, in percentage points. Both sides reinvest.
Return of capital
The issuer’s own estimate, in a Rule 19a-1 notice, of how much of a distribution was your own money returned. An estimate and a tax characterization, not a measure of erosion.
Selling call options on shares the fund holds. It collects a premium and gives up the gains above the strike, which is why these funds pay well and lag a rising market.
XLBI, Income ETFs, ETFIQ, data as of Sep 18, 2026. Every figure is calculated from a named public source; the method is at etfiq.com/methodology. ETFIQ is an independent publisher, is not a fund issuer, broker-dealer or investment adviser, and makes no recommendations.
Cite this page. ETFIQ, XLBI, income ETFs, data as of Sep 18, 2026. https://etfiq.com/funds/xlbi Free to use with attribution; the underlying files are at Open data.