Data as of .
XLBI vs XLSI: which paid, and which earned it?
Over the year XLBI paid 14.5% of its price in cash against XLSI’s 11.8%, and returned more with it reinvested.
ETFIQ Return Stability Score: XLSI scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, XLBI and XLSI hold 0% of their money in the same securities at the same weight.
| Holding | XLBI | XLSI |
|---|---|---|
| SSI US GOV MONEY MARKET CLASS | 0.40% | 0.83% |
| Only in XLBI | Only in XLSI |
|---|---|
| STATE STREET MATERIALS SELECT 100.35% | STATE STREET CONSUMER STAPLES 99.58% |
| STATE STREET MATERIALS SELECT OCT26 52 CALL -0.75% | STATE STREET CONSUMER STAPLES OCT26 86 CALL -0.10% |
| STATE STREET CONSUMER STAPLES OCT26 85 CALL -0.30% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 18, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| XLBI | XLSI | XLBI | XLSI | XLBI | XLSI | |
| 3 months | −0.7% | +1.2% | 3.3% | 3.1% | +2.4 pts | +6.3 pts |
| 6 months | +11.1% | +4.9% | 7.2% | 6.2% | +3.9 pts | +1.4 pts |
| 1 year | +8.8% | +5.5% | 14.5% | 11.8% | −3.2 pts | +12.5 pts |
| Since launch | +12.1% | +4.8% | 16.3% | 12.7% | −2.4 pts | +4.5 pts |
| XLBI State Street(R) Materials Select Sector SPDR(R) Premium Income ETF Covered call on XLB, paying monthly | XLSI State Street(R) Consumer Staples Select Sector SPDR(R) Premium Income ETF Covered call on XLY, paying monthly | |
|---|---|---|
| Issuer | State Street | State Street |
| Strategy | covered call | covered call |
| Benchmark | Materials (XLB) | Consumer discretionary (XLY) |
| Pays | monthly | monthly |
| Payout rate, annualized | 11.5% | 9.3% |
| Expense ratio | 0.35% | 0.35% |
| Cash paid, 1 year | 14.5% | 11.8% |
| Price change, 1 year | −6.3% | −6.5% |
| Total return, 1 year | +8.8% | +5.5% |
| Benchmark return, 1 year | +12.0% | −6.9% |
| Ahead or behind | −3.2 pts | +12.5 pts |
| Return of capital, latest estimate | not published | not published |
| Age | 415 days | 415 days |
| Net assets | $8m | $20m |
XLBI in plain words
Over the year to Sep 18, 2026, XLBI paid 14.5% of its starting value in cash distributions while its price fell 6.3%. With every distribution reinvested, the fund returned +8.8%. Materials (XLB) returned +12.0% over the same days, so a holder was behind by 3.2 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 11.5%, paid monthly.
XLSI in plain words
Over the year to Sep 18, 2026, XLSI paid 11.8% of its starting value in cash distributions while its price fell 6.5%. With every distribution reinvested, the fund returned +5.5%. Consumer discretionary (XLY) returned −6.9% over the same days, so a holder was ahead by 12.5 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 9.3%, paid monthly.
Questions people ask
- Which paid more, XLBI or XLSI?
- Over the year to Sep 18, 2026, XLBI paid 14.5% of its starting price in cash and XLSI paid 11.8%, so XLBI paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, XLBI or XLSI?
- With every distribution reinvested, XLBI returned +8.8% and XLSI returned +5.5% over the year to Sep 18, 2026, so XLBI returned more.
- Which is cheaper, XLBI or XLSI?
- XLBI charges 0.35% a year and XLSI charges 0.35%, so XLBI is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XLBI against XLSI, data as of Sep 18, 2026. https://etfiq.com/compare/income/xlbi-vs-xlsi Free to use with attribution; the underlying files are at Open data.