Which paid more, GPTY or XLBI?

Over the year to Nov 4, 2026, GPTY paid 33.1% of its starting price in cash and XLBI paid 15.9%, so GPTY paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, GPTY or XLBI?

With every distribution reinvested, GPTY returned +10.0% and XLBI +18.5% over the year to Nov 4, 2026.

Which is cheaper, GPTY or XLBI?

GPTY charges 1.06% a year and XLBI charges 0.35%, so XLBI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

GPTY vs XLBI: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, GPTY paid 33.1% of its price in cash against XLBI’s 15.9%, though XLBI returned more with it reinvested.

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Net assets: $125m on Nov 3, 2026 for YieldMax AI & Tech Portfolio Option Income ETF, and $9.4m on Nov 2, 2026 for State Street Materials Select Sector SPDR Premium Income ETF.

GPTY on its own →XLBI on its own →

At a glance

33.1%

GPTY cash paid, 1 year

15.9%

XLBI cash paid, 1 year

+10.0%

GPTY total return, 1 year

+18.5%

XLBI total return, 1 year

GPTY · 1 year to Nov 4, 2026 4.8 pts behind SPY

GPTY

+10.0%

SPY

+14.8%

4.8 pts behind SPY

GPTY over 1 year: paid 33.1%, price −23.9%, total +10.0%, SPY +14.8%, −4.8 pts. Data to Nov 4, 2026.

SPY

+14.8%

GPTY

+10.0%

33.1% of it arrived as cash

4.8 pts behind SPY

Total return, distributions reinvested

4.8 pts behind SPY

GPTY over 1 year: paid 33.1%, price −23.9%, total +10.0%, SPY +14.8%, −4.8 pts. Data to Nov 4, 2026.

SPY

+14.8%

GPTY

+10.0%

4.8 pts behind SPY

33.1% of it arrived as cash. Total return, distributions reinvested. GPTY over 1 year: paid 33.1%, price −23.9%, total +10.0%, SPY +14.8%, −4.8 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLBI · 1 year to Nov 4, 2026 11 pts behind XLB

XLBI

+18.5%

XLB

+29.5%

11 pts behind XLB

XLBI over 1 year: paid 15.9%, price +1.6%, total +18.5%, XLB +29.5%, −11.0 pts. Data to Nov 4, 2026.

XLB

+29.5%

XLBI

+18.5%

15.9% of it arrived as cash

11 pts behind XLB

Total return, distributions reinvested

11 pts behind XLB

XLBI over 1 year: paid 15.9%, price +1.6%, total +18.5%, XLB +29.5%, −11.0 pts. Data to Nov 4, 2026.

XLB

+29.5%

XLBI

+18.5%

15.9% cash

11 pts behind XLB

15.9% of it arrived as cash. Both charts share one scale, with zero at the line. XLBI over 1 year: paid 15.9%, price +1.6%, total +18.5%, XLB +29.5%, −11.0 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

XLBI costs 0.71 points a year less; their one-year returns differ by 8.5 points; GPTY is 12.8 times larger.

Points (pts) are percentage points.

GPTY vs XLBI: Dividend Yield & Total Return
Measure	GPTY	XLBI
Paid and earned
Measure	GPTY	XLBI
Total return, 1 year	+10.0%	+18.5%
Price change, 1 year	fell 23.9%	rose 1.6%
Return of capital, issuer estimate	49% of the Nov 5, 2026 payment	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	GPTY	XLBI
Benchmark	S&P 500, measured through SPY	Materials, measured through XLB
Against its benchmark, same days	behind by 4.8 pts	behind by 11.0 pts
Cost and size
Measure	GPTY	XLBI
Expense ratio	1.06%	0.35%
Net assets, as of Nov 3, 2026	$125m	$9.8m
Holdings
Measure	GPTY	XLBI
Holdings in common	0%

ETFIQ Distribution Coverage Score · XLBI scores higher How much of what it paid out did its total return cover?

IQ Income Score26GPTY69.2XLBI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

GPTY 26

XLBI 69.2

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, GPTY and XLBI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026 and Nov 4, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first GPTY XLBI

Only in one fund ↓

Only in GPTY

Microsoft Corp 7.99%

Apple Inc 7.87%

NVIDIA Corp 7.06%

Amazon.com Inc 6.85%

Alphabet Inc 6.50%

Taiwan Semiconductor Manufacturing Co Ltd 5.79%

Space Exploration Technologies Corp 5.57%

Meta Platforms Inc 5.40%

Only in XLBI

STATE STREET MATERIALS SELECT 103.82%

STATE STREET MATERIALS SELECT NOV26 55 CALL -0.03%

STATE STREET MATERIALS SELECT NOV26 53 CALL -0.19%

STATE STREET MATERIALS SELECT NOV26 51 CALL -3.71%

Check overlap with more funds →

Side by side

GPTY YieldMax AI & Tech Portfolio Option Income ETF · Synthetic covered call on SPY, paying weekly XLBI State Street Materials Select Sector SPDR Premium Income ETF · Covered call on XLB, paying monthly

Issuer YieldMax State Street

Strategy synthetic covered call covered call

Benchmark S&P 500 (SPY) Materials (XLB)

Pays weekly monthly

Payout rate, annualized 35.2% 17.2%

Expense ratio 1.06% 0.35%

Cash paid, 1 year 33.1% 15.9%

Price change, 1 year −23.9% +1.6%

Total return, 1 year +10.0% +18.5%

Benchmark return, 1 year +14.8% +29.5%

Ahead or behind −4.8 pts −11.0 pts

Return of capital, latest estimate 49% 100%

Age 1.8 years 1.3 years

Net assets, GPTY as of Nov 3, 2026 and XLBI as of Nov 2, 2026 $125m $9.4m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: GPTY vs XLBI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	GPTY	XLBI	GPTY	XLBI	GPTY	XLBI
3 months	−7.1%	+0.8%	8.7%	3.6%	−7.0 pts	−2.0 pts
6 months	−4.6%	+3.4%	17.6%	6.7%	−9.6 pts	−0.3 pts
1 year	+10.0%	+18.5%	33.1%	15.9%	−4.8 pts	−11.0 pts
Since launchNot the same days: GPTY Jan 2025 · XLBI Jul 2025	+35.3%	+16.4%	54.9%	18.9%	+7.1 pts	−7.7 pts

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Alert

About each fund

GPTY

Over the year to Nov 4, 2026, GPTY paid 33.1% of its starting value in cash distributions while its price fell 23.9%. With every distribution reinvested, the fund returned +10.0%. S&P 500 (SPY) returned +14.8% over the same days, so a holder was behind by 4.8 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 35.2%, paid weekly. YieldMax estimates that 49% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLBI

Over the year to Nov 4, 2026, XLBI paid 15.9% of its starting value in cash distributions while its price rose 1.6%. With every distribution reinvested, the fund returned +18.5%. Materials (XLB) returned +29.5% over the same days, so a holder was behind by 11.0 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 17.2%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which paid more, GPTY or XLBI?: Over the year to Nov 4, 2026, GPTY paid 33.1% of its starting price in cash and XLBI paid 15.9%, so GPTY paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, GPTY or XLBI?: With every distribution reinvested, GPTY returned +10.0% and XLBI +18.5% over the year to Nov 4, 2026.
Which is cheaper, GPTY or XLBI?: GPTY charges 1.06% a year and XLBI charges 0.35%, so XLBI is cheaper. Fees come from each fund's prospectus.

Other comparisons

GPTY vs HAKY GPTY vs WEPN GPTY vs TYLG GPTY vs XLII XLBI vs SOXY XLBI vs CHPY XLBI vs SEMY XLBI vs NDIV

Where to next

S&P 500 (SPY) →Materials (XLB) →GPTY on its own →XLBI on its own →GPTY dividend history →GPTY holdings →XLBI dividend history →XLBI holdings →Method →Standards and sources →

Sources and dates

GPTY filings on SEC EDGAR ↗

GPTY prospectus with the expense ratio (SEC) ↗

GPTY 19a-1 distribution notice ↗

YieldMax page for GPTY ↗

XLBI filings on SEC EDGAR ↗

XLBI prospectus with the expense ratio (SEC) ↗

XLBI 19a-1 distribution notice ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, GPTY against XLBI, data as of Nov 4, 2026. https://etfiq.com/compare/income/gpty-vs-xlbi

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