Which paid more, GPTY or XLUI?

Over the year to Nov 4, 2026, GPTY paid 33.1% of its starting price in cash and XLUI paid 14.1%, so GPTY paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, GPTY or XLUI?

With every distribution reinvested, GPTY returned +10.0% and XLUI +5.6% over the year to Nov 4, 2026.

Which is cheaper, GPTY or XLUI?

GPTY charges 1.06% a year and XLUI charges 0.35%, so XLUI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

GPTY vs XLUI: Dividend Yield & Total Return

Share on X Download as PDF

Over the year to Nov 4, 2026, GPTY paid 33.1% of its price in cash against XLUI’s 14.1%, and returned more with it reinvested.

askIQ about this page

askIQ about GPTY and XLUI

Net assets on Nov 3, 2026: $125m for YieldMax AI & Tech Portfolio Option Income ETF and $69m for State Street Utilities Select Sector SPDR Premium Income ETF.

GPTY on its own →XLUI on its own →

At a glance

33.1%

GPTY cash paid, 1 year

14.1%

XLUI cash paid, 1 year

+10.0%

GPTY total return, 1 year

+5.6%

XLUI total return, 1 year

GPTY · 1 year to Nov 4, 2026 4.8 pts behind SPY

GPTY

+10.0%

SPY

+14.8%

4.8 pts behind SPY

GPTY over 1 year: paid 33.1%, price −23.9%, total +10.0%, SPY +14.8%, −4.8 pts. Data to Nov 4, 2026.

SPY

+14.8%

GPTY

+10.0%

33.1% of it arrived as cash

4.8 pts behind SPY

Total return, distributions reinvested

4.8 pts behind SPY

GPTY over 1 year: paid 33.1%, price −23.9%, total +10.0%, SPY +14.8%, −4.8 pts. Data to Nov 4, 2026.

SPY

+14.8%

GPTY

+10.0%

33.1% as cash

4.8 pts behind SPY

33.1% of it arrived as cash. Total return, distributions reinvested. GPTY over 1 year: paid 33.1%, price −23.9%, total +10.0%, SPY +14.8%, −4.8 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLUI · 1 year to Nov 4, 2026 4.6 pts ahead of XLU

XLUI

+5.6%

XLU

+1.0%

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

14.1% of it arrived as cash

4.6 pts ahead of XLU

Total return, distributions reinvested

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

4.6 pts ahead of XLU

14.1% of it arrived as cash. Both charts share one scale, with zero at the line. XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

XLUI costs 0.71 points a year less; their one-year returns differ by 4.4 points; GPTY is 1.8 times larger.

Points (pts) are percentage points.

GPTY vs XLUI: Dividend Yield & Total Return
Measure	GPTY	XLUI
Paid and earned
Measure	GPTY	XLUI
Total return, 1 year	+10.0%	+5.6%
Price change, 1 year	fell 23.9%	fell 8.9%
Return of capital, issuer estimate	49% of the Nov 5, 2026 payment	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	GPTY	XLUI
Benchmark	S&P 500, measured through SPY	Utilities sector, measured through XLU
Cost and size
Measure	GPTY	XLUI
Expense ratio	1.06%	0.35%
Net assets, as of Nov 3, 2026	$125m	$69m
Holdings
Measure	GPTY	XLUI
Holdings in common	0%

ETFIQ Distribution Coverage Score · XLUI scores higher How much of what it paid out did its total return cover?

IQ Income Score26GPTY33.2XLUI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

GPTY 26

XLUI 33.2

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, GPTY and XLUI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026 and Nov 4, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first GPTY XLUI

Only in one fund ↓

Only in GPTY

Microsoft Corp 7.99%

Apple Inc 7.87%

NVIDIA Corp 7.06%

Amazon.com Inc 6.85%

Alphabet Inc 6.50%

Taiwan Semiconductor Manufacturing Co Ltd 5.79%

Space Exploration Technologies Corp 5.57%

Meta Platforms Inc 5.40%

Only in XLUI

STATE STREET UTILITIES SELECT 102.24%

STATE STREET UTILITIES SELECT NOV26 44.5 CALL -0.01%

STATE STREET UTILITIES SELECT NOV26 44 CALL -0.03%

STATE STREET UTILITIES SELECT NOV26 43.5 CALL -0.07%

STATE STREET UTILITIES SELECT NOV26 42.5 CALL -0.08%

STATE STREET UTILITIES SELECT NOV26 43 CALL -2.05%

Check overlap with more funds →

Side by side

GPTY YieldMax AI & Tech Portfolio Option Income ETF · Synthetic covered call on SPY, paying weekly XLUI State Street Utilities Select Sector SPDR Premium Income ETF · Covered call on XLU, paying monthly

Issuer YieldMax State Street

Strategy synthetic covered call covered call

Benchmark S&P 500 (SPY) Utilities sector (XLU)

Pays weekly monthly

Payout rate, annualized 35.2% 14.9%

Expense ratio 1.06% 0.35%

Cash paid, 1 year 33.1% 14.1%

Price change, 1 year −23.9% −8.9%

Total return, 1 year +10.0% +5.6%

Benchmark return, 1 year +14.8% +1.0%

Ahead or behind −4.8 pts +4.6 pts

Return of capital, latest estimate 49% 100%

Age 1.8 years 1.3 years

Net assets, as of Nov 3, 2026 $125m $69m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: GPTY vs XLUI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	GPTY	XLUI	GPTY	XLUI	GPTY	XLUI
3 months	−7.1%	+1.2%	8.7%	3.9%	−7.0 pts	+0.5 pts
6 months	−4.6%	−0.9%	17.6%	6.8%	−9.6 pts	+2.4 pts
1 year	+10.0%	+5.6%	33.1%	14.1%	−4.8 pts	+4.6 pts
Since launchNot the same days: GPTY Jan 2025 · XLUI Jul 2025	+35.3%	+8.1%	54.9%	17.5%	+7.1 pts	+2.1 pts

Open this comparison in the app →

Alert

About each fund

GPTY

Over the year to Nov 4, 2026, GPTY paid 33.1% of its starting value in cash distributions while its price fell 23.9%. With every distribution reinvested, the fund returned +10.0%. S&P 500 (SPY) returned +14.8% over the same days, so a holder was behind by 4.8 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 35.2%, paid weekly. YieldMax estimates that 49% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLUI

Over the year to Nov 4, 2026, XLUI paid 14.1% of its starting value in cash distributions while its price fell 8.9%. With every distribution reinvested, the fund returned +5.6%. Utilities sector (XLU) returned +1.0% over the same days, so a holder was ahead by 4.6 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 14.9%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which paid more, GPTY or XLUI?: Over the year to Nov 4, 2026, GPTY paid 33.1% of its starting price in cash and XLUI paid 14.1%, so GPTY paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, GPTY or XLUI?: With every distribution reinvested, GPTY returned +10.0% and XLUI +5.6% over the year to Nov 4, 2026.
Which is cheaper, GPTY or XLUI?: GPTY charges 1.06% a year and XLUI charges 0.35%, so XLUI is cheaper. Fees come from each fund's prospectus.

Other comparisons

GPTY vs SOXY GPTY vs USOY GPTY vs XLSI GPTY vs XLEI XLUI vs SOXY XLUI vs CHPY XLUI vs XLYI XLUI vs XLVI

Where to next

S&P 500 (SPY) →Utilities sector (XLU) →GPTY on its own →XLUI on its own →GPTY dividend history →GPTY holdings →XLUI dividend history →XLUI holdings →Method →Standards and sources →

Sources and dates

GPTY filings on SEC EDGAR ↗

GPTY prospectus with the expense ratio (SEC) ↗

GPTY 19a-1 distribution notice ↗

YieldMax page for GPTY ↗

XLUI filings on SEC EDGAR ↗

XLUI prospectus with the expense ratio (SEC) ↗

XLUI 19a-1 distribution notice ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, GPTY against XLUI, data as of Nov 4, 2026. https://etfiq.com/compare/income/gpty-vs-xlui

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.