Data as of .
GPTY vs XLUI: which paid, and which earned it?
Over the year GPTY paid 34.0% of its price in cash against XLUI’s 13.6%, and returned more with it reinvested.
ETFIQ Return Stability Score: XLUI scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, GPTY and XLUI hold 0% of their money in the same securities at the same weight.
| Only in GPTY | Only in XLUI |
|---|---|
| Snowflake Inc 6.66% | STATE STREET UTILITIES SELECT 100.35% |
| NVIDIA Corp 6.62% | SSI US GOV MONEY MARKET CLASS 0.25% |
| Alphabet Inc 5.46% | STATE STREET UTILITIES SELECT OCT26 43 CALL -0.12% |
| Palantir Technologies Inc 4.93% | STATE STREET UTILITIES SELECT OCT26 42 CALL -0.48% |
| Advanced Micro Devices Inc 4.84% | |
| Apple Inc 4.69% | |
| Microsoft Corp 4.66% | |
| Intel Corp 4.57% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 18, 2026 and Sep 21, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| GPTY | XLUI | GPTY | XLUI | GPTY | XLUI | |
| 3 months | −1.3% | −5.3% | 8.2% | 2.9% | −0.5 pts | +2.3 pts |
| 6 months | +40.4% | −1.9% | 22.2% | 6.8% | −0.1 pts | +4.8 pts |
| 1 year | +32.4% | +2.0% | 34.0% | 13.6% | −5.7 pts | +1.9 pts |
| Since launch | +53.2% | +2.4% | 51.0% | 14.7% | −4.9 pts | +3.2 pts |
| GPTY YieldMax(R) AI & Tech Portfolio Option Income ETF Synthetic covered call on XLK, paying weekly | XLUI State Street(R) Utilities Select Sector SPDR(R) Premium Income ETF Covered call on XLU, paying monthly | |
|---|---|---|
| Issuer | YieldMax | State Street |
| Strategy | synthetic covered call | covered call |
| Benchmark | Technology sector (XLK) | Utilities sector (XLU) |
| Pays | weekly | monthly |
| Payout rate, annualized | 35.3% | 11.8% |
| Expense ratio | 1.06% | 0.35% |
| Cash paid, 1 year | 34.0% | 13.6% |
| Price change, 1 year | −8.1% | −11.3% |
| Total return, 1 year | +32.4% | +2.0% |
| Benchmark return, 1 year | +38.0% | +0.1% |
| Ahead or behind | −5.7 pts | +1.9 pts |
| Return of capital, latest estimate | 94% | not published |
| Age | 603 days | 415 days |
| Net assets | $126m | $55m |
GPTY in plain words
Over the year to Sep 18, 2026, GPTY paid 34.0% of its starting value in cash distributions while its price fell 8.1%. With every distribution reinvested, the fund returned +32.4%. Technology sector (XLK) returned +38.0% over the same days, so a holder was behind by 5.7 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 35.3%, paid weekly. YieldMax estimates that 94% of the distribution paid Sep 17, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
XLUI in plain words
Over the year to Sep 18, 2026, XLUI paid 13.6% of its starting value in cash distributions while its price fell 11.3%. With every distribution reinvested, the fund returned +2.0%. Utilities sector (XLU) returned +0.1% over the same days, so a holder was ahead by 1.9 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 11.8%, paid monthly.
Questions people ask
- Which paid more, GPTY or XLUI?
- Over the year to Sep 18, 2026, GPTY paid 34.0% of its starting price in cash and XLUI paid 13.6%, so GPTY paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, GPTY or XLUI?
- With every distribution reinvested, GPTY returned +32.4% and XLUI returned +2.0% over the year to Sep 18, 2026, so GPTY returned more.
- Which is cheaper, GPTY or XLUI?
- GPTY charges 1.06% a year and XLUI charges 0.35%, so XLUI is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, GPTY against XLUI, data as of Sep 18, 2026. https://etfiq.com/compare/income/gpty-vs-xlui Free to use with attribution; the underlying files are at Open data.