Which paid more, CHPY or XLUI?

Over the year to Nov 4, 2026, CHPY paid 48.9% of its starting price in cash and XLUI paid 14.1%, so CHPY paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, CHPY or XLUI?

With every distribution reinvested, CHPY returned +44.3% and XLUI +5.6% over the year to Nov 4, 2026.

Which is cheaper, CHPY or XLUI?

CHPY charges 1.03% a year and XLUI charges 0.35%, so XLUI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

CHPY vs XLUI: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, CHPY paid 48.9% of its price in cash against XLUI’s 14.1%, and returned more with it reinvested.

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Net assets on Nov 3, 2026: $1.2bn for YieldMax Semiconductor Portfolio Option Income ETF and $69m for State Street Utilities Select Sector SPDR Premium Income ETF.

CHPY on its own →XLUI on its own →

At a glance

48.9%

CHPY cash paid, 1 year

14.1%

XLUI cash paid, 1 year

+44.3%

CHPY total return, 1 year

+5.6%

XLUI total return, 1 year

CHPY · 1 year to Nov 4, 2026 29.5 pts ahead of SPY

CHPY

+44.3%

SPY

+14.8%

29.5 pts ahead of SPY

CHPY over 1 year: paid 48.9%, price −6.0%, total +44.3%, SPY +14.8%, +29.5 pts. Data to Nov 4, 2026.

SPY

+14.8%

CHPY

+44.3%

48.9% of it arrived as cash

29.5 pts ahead of SPY

Total return, distributions reinvested

29.5 pts ahead of SPY

CHPY over 1 year: paid 48.9%, price −6.0%, total +44.3%, SPY +14.8%, +29.5 pts. Data to Nov 4, 2026.

SPY

+14.8%

CHPY

+44.3%

48.9% as cash

29.5 pts ahead of SPY

48.9% of it arrived as cash. Total return, distributions reinvested. CHPY over 1 year: paid 48.9%, price −6.0%, total +44.3%, SPY +14.8%, +29.5 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLUI · 1 year to Nov 4, 2026 4.6 pts ahead of XLU

XLUI

+5.6%

XLU

+1.0%

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

4.6 pts ahead of XLU

Total return, distributions reinvested

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

4.6 pts ahead of XLU

14.1% of it arrived as cash. Both charts share one scale, with zero at the line. XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

XLUI costs 0.68 points a year less; their one-year returns differ by 38.7 points; CHPY is 17.4 times larger.

Points (pts) are percentage points.

CHPY vs XLUI: Dividend Yield & Total Return
Measure	CHPY	XLUI
Paid and earned
Measure	CHPY	XLUI
Total return, 1 year	+44.3%	+5.6%
Price change, 1 year	fell 6.0%	fell 8.9%
Return of capital, issuer estimate	99% of the Nov 5, 2026 payment	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	CHPY	XLUI
Benchmark	S&P 500, measured through SPY	Utilities sector, measured through XLU
Cost and size
Measure	CHPY	XLUI
Expense ratio	1.03%	0.35%
Net assets, as of Nov 3, 2026	$1.2bn	$69m
Holdings
Measure	CHPY	XLUI
Holdings in common	0%

ETFIQ Distribution Coverage Score · CHPY scores higher How much of what it paid out did its total return cover?

IQ Income Score51.2CHPY33.2XLUI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

CHPY 51.2

XLUI 33.2

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, CHPY and XLUI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026 and Nov 4, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first CHPY XLUI

Only in one fund ↓

Only in CHPY

NVIDIA Corp 6.83%

Advanced Micro Devices Inc 6.12%

Broadcom Inc 5.49%

Micron Technology Inc 4.65%

ASE Technology Holding Co Ltd 4.50%

Lam Research Corp 4.39%

MARVELL TECHNOLOGY INC 4.35%

ASML Holding NV 4.19%

Only in XLUI

STATE STREET UTILITIES SELECT 102.24%

STATE STREET UTILITIES SELECT NOV26 44.5 CALL -0.01%

STATE STREET UTILITIES SELECT NOV26 44 CALL -0.03%

STATE STREET UTILITIES SELECT NOV26 43.5 CALL -0.07%

STATE STREET UTILITIES SELECT NOV26 42.5 CALL -0.08%

STATE STREET UTILITIES SELECT NOV26 43 CALL -2.05%

Check overlap with more funds →

Side by side

CHPY YieldMax Semiconductor Portfolio Option Income ETF · Synthetic covered call on SPY, paying weekly XLUI State Street Utilities Select Sector SPDR Premium Income ETF · Covered call on XLU, paying monthly

Issuer YieldMax State Street

Strategy synthetic covered call covered call

Benchmark S&P 500 (SPY) Utilities sector (XLU)

Pays weekly monthly

Payout rate, annualized 40.7% 14.9%

Expense ratio 1.03% 0.35%

Cash paid, 1 year 48.9% 14.1%

Price change, 1 year −6.0% −8.9%

Total return, 1 year +44.3% +5.6%

Benchmark return, 1 year +14.8% +1.0%

Ahead or behind +29.5 pts +4.6 pts

Return of capital, latest estimate 99% 100%

Age 1.6 years 1.3 years

Net assets, as of Nov 3, 2026 $1.2bn $69m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: CHPY vs XLUI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	CHPY	XLUI	CHPY	XLUI	CHPY	XLUI
3 months	−14.2%	+1.2%	9.9%	3.9%	−14.1 pts	+0.5 pts
6 months	−9.7%	−0.9%	20.6%	6.8%	−14.7 pts	+2.4 pts
1 year	+44.3%	+5.6%	48.9%	14.1%	+29.5 pts	+4.6 pts
Since launchNot the same days: CHPY Apr 2025 · XLUI Jul 2025	+126.5%	+8.1%	87.4%	17.5%	+81.2 pts	+2.1 pts

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Alert

About each fund

CHPY

Over the year to Nov 4, 2026, CHPY paid 48.9% of its starting value in cash distributions while its price fell 6.0%. With every distribution reinvested, the fund returned +44.3%. S&P 500 (SPY) returned +14.8% over the same days, so a holder was ahead by 29.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 40.7%, paid weekly. YieldMax estimates that 99% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLUI

Over the year to Nov 4, 2026, XLUI paid 14.1% of its starting value in cash distributions while its price fell 8.9%. With every distribution reinvested, the fund returned +5.6%. Utilities sector (XLU) returned +1.0% over the same days, so a holder was ahead by 4.6 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 14.9%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which paid more, CHPY or XLUI?: Over the year to Nov 4, 2026, CHPY paid 48.9% of its starting price in cash and XLUI paid 14.1%, so CHPY paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, CHPY or XLUI?: With every distribution reinvested, CHPY returned +44.3% and XLUI +5.6% over the year to Nov 4, 2026.
Which is cheaper, CHPY or XLUI?: CHPY charges 1.03% a year and XLUI charges 0.35%, so XLUI is cheaper. Fees come from each fund's prospectus.

Other comparisons

CHPY vs SOXY CHPY vs USOY CHPY vs WEEI CHPY vs XLYI XLUI vs GPTY XLUI vs SOXY XLUI vs EIPI XLUI vs MDST

Where to next

S&P 500 (SPY) →Utilities sector (XLU) →CHPY on its own →XLUI on its own →CHPY dividend history →CHPY holdings →XLUI dividend history →XLUI holdings →Method →Standards and sources →

Sources and dates

CHPY filings on SEC EDGAR ↗

CHPY prospectus with the expense ratio (SEC) ↗

CHPY 19a-1 distribution notice ↗

YieldMax page for CHPY ↗

XLUI filings on SEC EDGAR ↗

XLUI prospectus with the expense ratio (SEC) ↗

XLUI 19a-1 distribution notice ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

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ETFIQ, CHPY against XLUI, data as of Nov 4, 2026. https://etfiq.com/compare/income/chpy-vs-xlui

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.