Data as of .
CHPY vs XLYI: which paid, and which earned it?
Over the year CHPY paid 49.3% of its price in cash against XLYI’s 13.0%, and returned more with it reinvested.
ETFIQ Return Stability Score: CHPY scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, CHPY and XLYI hold 0% of their money in the same securities at the same weight.
| Only in CHPY | Only in XLYI |
|---|---|
| Broadcom Inc 6.82% | STATE STREET CONSUMER DISCRETI 100.59% |
| NVIDIA Corp 6.59% | SSI US GOV MONEY MARKET CLASS 0.55% |
| Marvell Technology Inc 5.75% | STATE STREET CONSUMER DISCRETI OCT26 118 -0.00% |
| Intel Corp 5.12% | US DOLLAR -0.23% |
| Lam Research Corp 4.95% | STATE STREET CONSUMER DISCRETI OCT26 116 -0.27% |
| ARM Holdings PLC 4.63% | STATE STREET CONSUMER DISCRETI OCT26 114 -0.65% |
| Advanced Micro Devices Inc 4.30% | |
| ASML Holding NV 3.94% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 17, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| CHPY | XLYI | CHPY | XLYI | CHPY | XLYI | |
| 3 months | −15.2% | −2.5% | 8.8% | 3.0% | −2.0 pts | +2.5 pts |
| 6 months | +48.5% | +5.1% | 27.5% | 7.4% | −0.5 pts | +1.6 pts |
| 1 year | +83.7% | −2.8% | 49.3% | 13.0% | +2.3 pts | +4.1 pts |
| Since launch | +164.7% | +3.0% | 79.7% | 15.3% | −29.2 pts | +2.7 pts |
| CHPY YieldMax(R) Semiconductor Portfolio Option Income ETF Synthetic covered call on SMH, paying weekly | XLYI State Street(R) Consumer Discretionary Select Sector SPDR(R) Premium Income ETF Covered call on XLY, paying monthly | |
|---|---|---|
| Issuer | YieldMax | State Street |
| Strategy | synthetic covered call | covered call |
| Benchmark | Semiconductors (SMH) | Consumer discretionary (XLY) |
| Pays | weekly | monthly |
| Payout rate, annualized | 57.5% | 10.3% |
| Expense ratio | 1.03% | 0.35% |
| Cash paid, 1 year | 49.3% | 13.0% |
| Price change, 1 year | +20.6% | −15.5% |
| Total return, 1 year | +83.7% | −2.8% |
| Benchmark return, 1 year | +81.3% | −6.9% |
| Ahead or behind | +2.3 pts | +4.1 pts |
| Return of capital, latest estimate | 100% | not published |
| Age | 533 days | 415 days |
| Net assets | $1.2bn | $27m |
CHPY in plain words
Over the year to Sep 18, 2026, CHPY paid 49.3% of its starting value in cash distributions while its price rose 20.6%. With every distribution reinvested, the fund returned +83.7%. Semiconductors (SMH) returned +81.3% over the same days, so a holder was ahead by 2.3 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 57.5%, paid weekly. YieldMax estimates that 100% of the distribution paid Sep 17, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
XLYI in plain words
Over the year to Sep 18, 2026, XLYI paid 13.0% of its starting value in cash distributions while its price fell 15.5%. With every distribution reinvested, the fund returned −2.8%. Consumer discretionary (XLY) returned −6.9% over the same days, so a holder was ahead by 4.1 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 10.3%, paid monthly.
Questions people ask
- Which paid more, CHPY or XLYI?
- Over the year to Sep 18, 2026, CHPY paid 49.3% of its starting price in cash and XLYI paid 13.0%, so CHPY paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, CHPY or XLYI?
- With every distribution reinvested, CHPY returned +83.7% and XLYI returned −2.8% over the year to Sep 18, 2026, so CHPY returned more.
- Which is cheaper, CHPY or XLYI?
- CHPY charges 1.03% a year and XLYI charges 0.35%, so XLYI is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, CHPY against XLYI, data as of Sep 18, 2026. https://etfiq.com/compare/income/chpy-vs-xlyi Free to use with attribution; the underlying files are at Open data.