Data as of .
GPTY vs XLYI: which paid, and which earned it?
Over the year GPTY paid 34.0% of its price in cash against XLYI’s 13.0%, and returned more with it reinvested.
ETFIQ Return Stability Score: XLYI scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, GPTY and XLYI hold 0% of their money in the same securities at the same weight.
| Only in GPTY | Only in XLYI |
|---|---|
| Intel Corp 9.47% | STATE STREET CONSUMER DISCRETI 100.59% |
| Advanced Micro Devices Inc 6.95% | SSI US GOV MONEY MARKET CLASS 0.55% |
| Alphabet Inc 6.81% | STATE STREET CONSUMER DISCRETI OCT26 118 -0.00% |
| NVIDIA Corp 6.73% | US DOLLAR -0.23% |
| Marvell Technology Inc 5.60% | STATE STREET CONSUMER DISCRETI OCT26 116 -0.27% |
| TSMC 5.52% | STATE STREET CONSUMER DISCRETI OCT26 114 -0.65% |
| Broadcom Inc 4.82% | |
| Palantir Technologies Inc 4.37% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 17, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| GPTY | XLYI | GPTY | XLYI | GPTY | XLYI | |
| 3 months | −1.3% | −2.5% | 8.2% | 3.0% | −0.5 pts | +2.5 pts |
| 6 months | +40.4% | +5.1% | 22.2% | 7.4% | −0.1 pts | +1.6 pts |
| 1 year | +32.4% | −2.8% | 34.0% | 13.0% | −5.7 pts | +4.1 pts |
| Since launch | +53.2% | +3.0% | 51.0% | 15.3% | −4.9 pts | +2.7 pts |
| GPTY YieldMax(R) AI & Tech Portfolio Option Income ETF Synthetic covered call on XLK, paying weekly | XLYI State Street(R) Consumer Discretionary Select Sector SPDR(R) Premium Income ETF Covered call on XLY, paying monthly | |
|---|---|---|
| Issuer | YieldMax | State Street |
| Strategy | synthetic covered call | covered call |
| Benchmark | Technology sector (XLK) | Consumer discretionary (XLY) |
| Pays | weekly | monthly |
| Payout rate, annualized | 35.3% | 10.3% |
| Expense ratio | 1.06% | 0.35% |
| Cash paid, 1 year | 34.0% | 13.0% |
| Price change, 1 year | −8.1% | −15.5% |
| Total return, 1 year | +32.4% | −2.8% |
| Benchmark return, 1 year | +38.0% | −6.9% |
| Ahead or behind | −5.7 pts | +4.1 pts |
| Return of capital, latest estimate | 94% | not published |
| Age | 603 days | 415 days |
| Net assets | $126m | $27m |
GPTY in plain words
Over the year to Sep 18, 2026, GPTY paid 34.0% of its starting value in cash distributions while its price fell 8.1%. With every distribution reinvested, the fund returned +32.4%. Technology sector (XLK) returned +38.0% over the same days, so a holder was behind by 5.7 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 35.3%, paid weekly. YieldMax estimates that 94% of the distribution paid Sep 17, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
XLYI in plain words
Over the year to Sep 18, 2026, XLYI paid 13.0% of its starting value in cash distributions while its price fell 15.5%. With every distribution reinvested, the fund returned −2.8%. Consumer discretionary (XLY) returned −6.9% over the same days, so a holder was ahead by 4.1 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 10.3%, paid monthly.
Questions people ask
- Which paid more, GPTY or XLYI?
- Over the year to Sep 18, 2026, GPTY paid 34.0% of its starting price in cash and XLYI paid 13.0%, so GPTY paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, GPTY or XLYI?
- With every distribution reinvested, GPTY returned +32.4% and XLYI returned −2.8% over the year to Sep 18, 2026, so GPTY returned more.
- Which is cheaper, GPTY or XLYI?
- GPTY charges 1.06% a year and XLYI charges 0.35%, so XLYI is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, GPTY against XLYI, data as of Sep 18, 2026. https://etfiq.com/compare/income/gpty-vs-xlyi Free to use with attribution; the underlying files are at Open data.